Concord NC vs Simi Valley CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Concord, NC
North Carolina · Population: 106,518
- Median HH Income$84,752
- Median Home Price$384,688
- Unemployment4.8%
- Bachelor's+41.7%
Simi Valley, CA
California · Population: 125,769
- Median HH Income$117,703
- Median Home Price$839,862
- Unemployment4.5%
- Bachelor's+37.5%
Detailed Comparison
Demographics
Population
Concord
106,518
Simi Valley
125,769
Simi Valley +
Pop. Density / sq mi
Lower = more space
Concord
N/A
Simi Valley
N/A
Median Age
Concord
36.2
Concord +
Simi Valley
41.8
Foreign Born
Concord
12.5%
Simi Valley
18.2%
Simi Valley +
White
Concord
54.7%
Simi Valley
63.3%
Simi Valley +
Black
Concord
22.1%
Concord +
Simi Valley
1.4%
Asian
Concord
6.7%
Simi Valley
10.7%
Simi Valley +
Hispanic
Concord
15.8%
Simi Valley
27.1%
Simi Valley +
Spanish at Home
Concord
N/A
Simi Valley
N/A
| Metric | Concord, NC | Simi Valley, CA | Better |
|---|---|---|---|
| Population | 106,518 | 125,769 | Simi Valley + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 36.2 | 41.8 | Concord + |
| Foreign Born | 12.5% | 18.2% | Simi Valley + |
| White | 54.7% | 63.3% | Simi Valley + |
| Black | 22.1% | 1.4% | Concord + |
| Asian | 6.7% | 10.7% | Simi Valley + |
| Hispanic | 15.8% | 27.1% | Simi Valley + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Concord
$84,752
Simi Valley
$117,703
Simi Valley +
Per Capita Income
Concord
$40,763
Simi Valley
$53,828
Simi Valley +
Per Capita Personal Income (MSA)
BEA MSA-level
Concord
$59,120
Simi Valley
$77,230
Simi Valley +
Unemployment Rate
Concord
4.8%
Simi Valley
4.5%
Simi Valley +
Poverty Rate
Concord
8.6%
Simi Valley
6.7%
Simi Valley +
Bachelor's Degree+
Concord
41.7%
Concord +
Simi Valley
37.5%
| Metric | Concord, NC | Simi Valley, CA | Better |
|---|---|---|---|
| Median HH Income | $84,752 | $117,703 | Simi Valley + |
| Per Capita Income | $40,763 | $53,828 | Simi Valley + |
| Per Capita Personal Income (MSA)BEA MSA-level | $59,120 | $77,230 | Simi Valley + |
| Unemployment Rate | 4.8% | 4.5% | Simi Valley + |
| Poverty Rate | 8.6% | 6.7% | Simi Valley + |
| Bachelor's Degree+ | 41.7% | 37.5% | Concord + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Concord
$384,688
Concord +
Simi Valley
$839,862
Homeownership Rate
Concord
66.4%
Simi Valley
73.0%
Simi Valley +
| Metric | Concord, NC | Simi Valley, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $384,688 | $839,862 | Concord + |
| Homeownership Rate | 66.4% | 73.0% | Simi Valley + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Concord
398
Concord +
Simi Valley
503
Property Crime / 100K
FBI CDE (state-level est.)
Concord
1999
Concord +
Simi Valley
2388
| Metric | Concord, NC | Simi Valley, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 398 | 503 | Concord + |
| Property Crime / 100KFBI CDE (state-level est.) | 1999 | 2388 | Concord + |
Health
Obesity Rate
CDC PLACES
Concord
33.5%
Simi Valley
24.4%
Simi Valley +
Diabetes Rate
CDC PLACES
Concord
10.6%
Simi Valley
10.3%
Simi Valley +
Poor Mental Health
CDC PLACES — 14+ days/month
Concord
16.6%
Simi Valley
16.3%
Simi Valley +
No Health Insurance
CDC PLACES
Concord
10.5%
Simi Valley
7.4%
Simi Valley +
Binge Drinking
CDC PLACES
Concord
15.2%
Concord +
Simi Valley
16.3%
Current Smokers
CDC PLACES
Concord
12.5%
Simi Valley
10.1%
Simi Valley +
| Metric | Concord, NC | Simi Valley, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.5% | 24.4% | Simi Valley + |
| Diabetes RateCDC PLACES | 10.6% | 10.3% | Simi Valley + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.6% | 16.3% | Simi Valley + |
| No Health InsuranceCDC PLACES | 10.5% | 7.4% | Simi Valley + |
| Binge DrinkingCDC PLACES | 15.2% | 16.3% | Concord + |
| Current SmokersCDC PLACES | 12.5% | 10.1% | Simi Valley + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Concord
60.4°F
Simi Valley
N/A
Annual Precipitation
NOAA 1991–2020 normal
Concord
45.9 in
Simi Valley
N/A
| Metric | Concord, NC | Simi Valley, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 60.4°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 45.9 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Concord
8.7 µg/m³
Simi Valley
7.9 µg/m³
Simi Valley +
Good Air Days
AQI ≤ 50
Concord
75.0%
Simi Valley
75.0%
Tie
| Metric | Concord, NC | Simi Valley, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.7 µg/m³ | 7.9 µg/m³ | Simi Valley + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Concord
29.7 min
Concord +
Simi Valley
31.0 min
| Metric | Concord, NC | Simi Valley, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 29.7 min | 31.0 min | Concord + |
Which City is Right for You?
Simi Valley leads in median household income at $117,703, while concord offers more affordable housing with a median home price of $384,688. On public safety, Concord is safer with a violent crime rate of 398 per 100,000 residents, compared to 503 in Simi Valley. Simi Valley has a lower unemployment rate at 4.5%, and Simi Valley has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Simi Valley scores better with a lower obesity rate of 24.4%.
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