Concord NC vs South Bend IN — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Concord, NC
North Carolina · Population: 106,518
- Median HH Income$84,752
- Median Home Price$384,688
- Unemployment4.8%
- Bachelor's+41.7%
South Bend, IN
Indiana · Population: 102,866
- Median HH Income$52,512
- Median Home Price$194,972
- Unemployment6.0%
- Bachelor's+29.4%
Detailed Comparison
Demographics
Population
Concord
106,518
Concord +
South Bend
102,866
Pop. Density / sq mi
Lower = more space
Concord
N/A
South Bend
N/A
Median Age
Concord
36.2
South Bend
33.9
South Bend +
Foreign Born
Concord
12.5%
Concord +
South Bend
8.9%
White
Concord
54.7%
Concord +
South Bend
54.1%
Black
Concord
22.1%
South Bend
24.4%
South Bend +
Asian
Concord
6.7%
Concord +
South Bend
1.7%
Hispanic
Concord
15.8%
South Bend
17.3%
South Bend +
Spanish at Home
Concord
N/A
South Bend
N/A
| Metric | Concord, NC | South Bend, IN | Better |
|---|---|---|---|
| Population | 106,518 | 102,866 | Concord + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 36.2 | 33.9 | South Bend + |
| Foreign Born | 12.5% | 8.9% | Concord + |
| White | 54.7% | 54.1% | Concord + |
| Black | 22.1% | 24.4% | South Bend + |
| Asian | 6.7% | 1.7% | Concord + |
| Hispanic | 15.8% | 17.3% | South Bend + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Concord
$84,752
Concord +
South Bend
$52,512
Per Capita Income
Concord
$40,763
Concord +
South Bend
$29,511
Per Capita Personal Income (MSA)
BEA MSA-level
Concord
$59,120
Concord +
South Bend
$58,697
Unemployment Rate
Concord
4.8%
Concord +
South Bend
6.0%
Poverty Rate
Concord
8.6%
Concord +
South Bend
22.6%
Bachelor's Degree+
Concord
41.7%
Concord +
South Bend
29.4%
| Metric | Concord, NC | South Bend, IN | Better |
|---|---|---|---|
| Median HH Income | $84,752 | $52,512 | Concord + |
| Per Capita Income | $40,763 | $29,511 | Concord + |
| Per Capita Personal Income (MSA)BEA MSA-level | $59,120 | $58,697 | Concord + |
| Unemployment Rate | 4.8% | 6.0% | Concord + |
| Poverty Rate | 8.6% | 22.6% | Concord + |
| Bachelor's Degree+ | 41.7% | 29.4% | Concord + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Concord
$384,688
South Bend
$194,972
South Bend +
Homeownership Rate
Concord
66.4%
Concord +
South Bend
58.8%
| Metric | Concord, NC | South Bend, IN | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $384,688 | $194,972 | South Bend + |
| Homeownership Rate | 66.4% | 58.8% | Concord + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Concord
398
South Bend
370
South Bend +
Property Crime / 100K
FBI CDE (state-level est.)
Concord
1999
South Bend
1719
South Bend +
| Metric | Concord, NC | South Bend, IN | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 398 | 370 | South Bend + |
| Property Crime / 100KFBI CDE (state-level est.) | 1999 | 1719 | South Bend + |
Health
Obesity Rate
CDC PLACES
Concord
33.5%
Concord +
South Bend
39.7%
Diabetes Rate
CDC PLACES
Concord
10.6%
Concord +
South Bend
15.2%
Poor Mental Health
CDC PLACES — 14+ days/month
Concord
16.6%
Concord +
South Bend
20.3%
No Health Insurance
CDC PLACES
Concord
10.5%
Concord +
South Bend
12.6%
Binge Drinking
CDC PLACES
Concord
15.2%
Concord +
South Bend
15.3%
Current Smokers
CDC PLACES
Concord
12.5%
Concord +
South Bend
18.2%
| Metric | Concord, NC | South Bend, IN | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.5% | 39.7% | Concord + |
| Diabetes RateCDC PLACES | 10.6% | 15.2% | Concord + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.6% | 20.3% | Concord + |
| No Health InsuranceCDC PLACES | 10.5% | 12.6% | Concord + |
| Binge DrinkingCDC PLACES | 15.2% | 15.3% | Concord + |
| Current SmokersCDC PLACES | 12.5% | 18.2% | Concord + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Concord
60.4°F
South Bend
49.8°F
South Bend +
Annual Precipitation
NOAA 1991–2020 normal
Concord
45.9 in
South Bend
38.0 in
South Bend +
| Metric | Concord, NC | South Bend, IN | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 60.4°F | 49.8°F | South Bend + |
| Annual PrecipitationNOAA 1991–2020 normal | 45.9 in | 38.0 in | South Bend + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Concord
8.7 µg/m³
Concord +
South Bend
10.1 µg/m³
Good Air Days
AQI ≤ 50
Concord
75.0%
Concord +
South Bend
55.0%
| Metric | Concord, NC | South Bend, IN | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.7 µg/m³ | 10.1 µg/m³ | Concord + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Concord + |
Commute
Mean Commute Time
Census ACS
Concord
29.7 min
South Bend
21.6 min
South Bend +
| Metric | Concord, NC | South Bend, IN | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 29.7 min | 21.6 min | South Bend + |
Which City is Right for You?
Concord leads in median household income at $84,752, while south Bend offers more affordable housing with a median home price of $194,972. On public safety, South Bend is safer with a violent crime rate of 370 per 100,000 residents, compared to 398 in Concord. Concord has a lower unemployment rate at 4.8%, and Concord has cleaner air (PM2.5 avg 8.7 µg/m³). For overall health outcomes, Concord scores better with a lower obesity rate of 33.5%.
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