Concord NC vs St. Charles MO — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Concord, NC
North Carolina · Population: 106,518
- Median HH Income$84,752
- Median Home Price$384,688
- Unemployment4.8%
- Bachelor's+41.7%
St. Charles, MO
Missouri · Population: 71,542
- Median HH Income$55,578
- Median Home Price$144,200
- Unemployment4.7%
- Bachelor's+22.7%
Detailed Comparison
Demographics
Population
Concord
106,518
Concord +
St. Charles
71,542
Pop. Density / sq mi
Lower = more space
Concord
N/A
St. Charles
N/A
Median Age
Concord
36.2
Concord +
St. Charles
37.9
Foreign Born
Concord
12.5%
Concord +
St. Charles
4.2%
White
Concord
54.7%
St. Charles
80.4%
St. Charles +
Black
Concord
22.1%
Concord +
St. Charles
6.7%
Asian
Concord
6.7%
Concord +
St. Charles
1.4%
Hispanic
Concord
15.8%
Concord +
St. Charles
7.7%
Spanish at Home
Concord
N/A
St. Charles
N/A
| Metric | Concord, NC | St. Charles, MO | Better |
|---|---|---|---|
| Population | 106,518 | 71,542 | Concord + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 36.2 | 37.9 | Concord + |
| Foreign Born | 12.5% | 4.2% | Concord + |
| White | 54.7% | 80.4% | St. Charles + |
| Black | 22.1% | 6.7% | Concord + |
| Asian | 6.7% | 1.4% | Concord + |
| Hispanic | 15.8% | 7.7% | Concord + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Concord
$84,752
Concord +
St. Charles
$55,578
Per Capita Income
Concord
$40,763
Concord +
St. Charles
$31,499
Per Capita Personal Income (MSA)
BEA MSA-level
Concord
$59,120
Concord +
St. Charles
$58,527
Unemployment Rate
Concord
4.8%
St. Charles
4.7%
St. Charles +
Poverty Rate
Concord
8.6%
Concord +
St. Charles
18.7%
Bachelor's Degree+
Concord
41.7%
Concord +
St. Charles
22.7%
| Metric | Concord, NC | St. Charles, MO | Better |
|---|---|---|---|
| Median HH Income | $84,752 | $55,578 | Concord + |
| Per Capita Income | $40,763 | $31,499 | Concord + |
| Per Capita Personal Income (MSA)BEA MSA-level | $59,120 | $58,527 | Concord + |
| Unemployment Rate | 4.8% | 4.7% | St. Charles + |
| Poverty Rate | 8.6% | 18.7% | Concord + |
| Bachelor's Degree+ | 41.7% | 22.7% | Concord + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Concord
$384,688
St. Charles
$144,200
St. Charles +
Homeownership Rate
Concord
66.4%
Concord +
St. Charles
61.4%
| Metric | Concord, NC | St. Charles, MO | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $384,688 | $144,200 | St. Charles + |
| Homeownership Rate | 66.4% | 61.4% | Concord + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Concord
398
Concord +
St. Charles
501
Property Crime / 100K
FBI CDE (state-level est.)
Concord
1999
Concord +
St. Charles
2418
| Metric | Concord, NC | St. Charles, MO | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 398 | 501 | Concord + |
| Property Crime / 100KFBI CDE (state-level est.) | 1999 | 2418 | Concord + |
Health
Obesity Rate
CDC PLACES
Concord
33.5%
Concord +
St. Charles
35.9%
Diabetes Rate
CDC PLACES
Concord
10.6%
St. Charles
10.4%
St. Charles +
Poor Mental Health
CDC PLACES — 14+ days/month
Concord
16.6%
St. Charles
16.0%
St. Charles +
No Health Insurance
CDC PLACES
Concord
10.5%
St. Charles
7.1%
St. Charles +
Binge Drinking
CDC PLACES
Concord
15.2%
Concord +
St. Charles
18.4%
Current Smokers
CDC PLACES
Concord
12.5%
St. Charles
12.5%
Tie
| Metric | Concord, NC | St. Charles, MO | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.5% | 35.9% | Concord + |
| Diabetes RateCDC PLACES | 10.6% | 10.4% | St. Charles + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.6% | 16.0% | St. Charles + |
| No Health InsuranceCDC PLACES | 10.5% | 7.1% | St. Charles + |
| Binge DrinkingCDC PLACES | 15.2% | 18.4% | Concord + |
| Current SmokersCDC PLACES | 12.5% | 12.5% | Tie |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Concord
60.4°F
St. Charles
N/A
Annual Precipitation
NOAA 1991–2020 normal
Concord
45.9 in
St. Charles
N/A
| Metric | Concord, NC | St. Charles, MO | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 60.4°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 45.9 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Concord
8.7 µg/m³
Concord +
St. Charles
9.3 µg/m³
Good Air Days
AQI ≤ 50
Concord
75.0%
Concord +
St. Charles
55.0%
| Metric | Concord, NC | St. Charles, MO | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.7 µg/m³ | 9.3 µg/m³ | Concord + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Concord + |
Commute
Mean Commute Time
Census ACS
Concord
29.7 min
St. Charles
18.3 min
St. Charles +
| Metric | Concord, NC | St. Charles, MO | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 29.7 min | 18.3 min | St. Charles + |
Which City is Right for You?
Concord leads in median household income at $84,752, while st. Charles offers more affordable housing with a median home price of $144,200. On public safety, Concord is safer with a violent crime rate of 398 per 100,000 residents, compared to 501 in St. Charles. St. Charles has a lower unemployment rate at 4.7%, and Concord has cleaner air (PM2.5 avg 8.7 µg/m³). For overall health outcomes, Concord scores better with a lower obesity rate of 33.5%.
Compare More Cities
Concord, NC vs New York, NYConcord, NC vs Los Angeles, CAChicago, IL vs Concord, NCConcord, NC vs Houston, TXConcord, NC vs Phoenix, AZConcord, NC vs Philadelphia, PA