Concord NC vs Waco TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Concord, NC
North Carolina · Population: 106,518
- Median HH Income$84,752
- Median Home Price$384,688
- Unemployment4.8%
- Bachelor's+41.7%
Waco, TX
Texas · Population: 141,925
- Median HH Income$51,468
- Median Home Price$196,465
- Unemployment4.4%
- Bachelor's+28.6%
Detailed Comparison
Demographics
Population
Concord
106,518
Waco
141,925
Waco +
Pop. Density / sq mi
Lower = more space
Concord
N/A
Waco
N/A
Median Age
Concord
36.2
Waco
29.2
Waco +
Foreign Born
Concord
12.5%
Concord +
Waco
9.8%
White
Concord
54.7%
Concord +
Waco
54.0%
Black
Concord
22.1%
Concord +
Waco
20.4%
Asian
Concord
6.7%
Concord +
Waco
2.0%
Hispanic
Concord
15.8%
Waco
29.9%
Waco +
Spanish at Home
Concord
N/A
Waco
N/A
| Metric | Concord, NC | Waco, TX | Better |
|---|---|---|---|
| Population | 106,518 | 141,925 | Waco + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 36.2 | 29.2 | Waco + |
| Foreign Born | 12.5% | 9.8% | Concord + |
| White | 54.7% | 54.0% | Concord + |
| Black | 22.1% | 20.4% | Concord + |
| Asian | 6.7% | 2.0% | Concord + |
| Hispanic | 15.8% | 29.9% | Waco + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Concord
$84,752
Concord +
Waco
$51,468
Per Capita Income
Concord
$40,763
Concord +
Waco
$28,819
Per Capita Personal Income (MSA)
BEA MSA-level
Concord
$59,120
Waco
$63,758
Waco +
Unemployment Rate
Concord
4.8%
Waco
4.4%
Waco +
Poverty Rate
Concord
8.6%
Concord +
Waco
24.0%
Bachelor's Degree+
Concord
41.7%
Concord +
Waco
28.6%
| Metric | Concord, NC | Waco, TX | Better |
|---|---|---|---|
| Median HH Income | $84,752 | $51,468 | Concord + |
| Per Capita Income | $40,763 | $28,819 | Concord + |
| Per Capita Personal Income (MSA)BEA MSA-level | $59,120 | $63,758 | Waco + |
| Unemployment Rate | 4.8% | 4.4% | Waco + |
| Poverty Rate | 8.6% | 24.0% | Concord + |
| Bachelor's Degree+ | 41.7% | 28.6% | Concord + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Concord
$384,688
Waco
$196,465
Waco +
Homeownership Rate
Concord
66.4%
Concord +
Waco
48.9%
| Metric | Concord, NC | Waco, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $384,688 | $196,465 | Waco + |
| Homeownership Rate | 66.4% | 48.9% | Concord + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Concord
398
Concord +
Waco
442
Property Crime / 100K
FBI CDE (state-level est.)
Concord
1999
Concord +
Waco
2339
| Metric | Concord, NC | Waco, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 398 | 442 | Concord + |
| Property Crime / 100KFBI CDE (state-level est.) | 1999 | 2339 | Concord + |
Health
Obesity Rate
CDC PLACES
Concord
33.5%
Concord +
Waco
36.8%
Diabetes Rate
CDC PLACES
Concord
10.6%
Concord +
Waco
13.0%
Poor Mental Health
CDC PLACES — 14+ days/month
Concord
16.6%
Concord +
Waco
20.4%
No Health Insurance
CDC PLACES
Concord
10.5%
Concord +
Waco
20.4%
Binge Drinking
CDC PLACES
Concord
15.2%
Concord +
Waco
16.2%
Current Smokers
CDC PLACES
Concord
12.5%
Concord +
Waco
15.1%
| Metric | Concord, NC | Waco, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.5% | 36.8% | Concord + |
| Diabetes RateCDC PLACES | 10.6% | 13.0% | Concord + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.6% | 20.4% | Concord + |
| No Health InsuranceCDC PLACES | 10.5% | 20.4% | Concord + |
| Binge DrinkingCDC PLACES | 15.2% | 16.2% | Concord + |
| Current SmokersCDC PLACES | 12.5% | 15.1% | Concord + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Concord
60.4°F
Concord +
Waco
66.6°F
Annual Precipitation
NOAA 1991–2020 normal
Concord
45.9 in
Waco
36.4 in
Waco +
| Metric | Concord, NC | Waco, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 60.4°F | 66.6°F | Concord + |
| Annual PrecipitationNOAA 1991–2020 normal | 45.9 in | 36.4 in | Waco + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Concord
8.7 µg/m³
Concord +
Waco
9.2 µg/m³
Good Air Days
AQI ≤ 50
Concord
75.0%
Concord +
Waco
55.0%
| Metric | Concord, NC | Waco, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.7 µg/m³ | 9.2 µg/m³ | Concord + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Concord + |
Commute
Mean Commute Time
Census ACS
Concord
29.7 min
Waco
19.7 min
Waco +
| Metric | Concord, NC | Waco, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 29.7 min | 19.7 min | Waco + |
Which City is Right for You?
Concord leads in median household income at $84,752, while waco offers more affordable housing with a median home price of $196,465. On public safety, Concord is safer with a violent crime rate of 398 per 100,000 residents, compared to 442 in Waco. Waco has a lower unemployment rate at 4.4%, and Concord has cleaner air (PM2.5 avg 8.7 µg/m³). For overall health outcomes, Concord scores better with a lower obesity rate of 33.5%.
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