Dearborn MI vs McKinney TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Dearborn, MI
Michigan · Population: 107,846
- Median HH Income$65,192
- Median Home Price$248,262
- Unemployment6.8%
- Bachelor's+34.3%
McKinney, TX
Texas · Population: 148,848
- Median HH Income$71,843
- Median Home Price$487,346
- Unemployment4.8%
- Bachelor's+18.5%
Detailed Comparison
Demographics
Population
Dearborn
107,846
McKinney
148,848
McKinney +
Pop. Density / sq mi
Lower = more space
Dearborn
N/A
McKinney
N/A
Median Age
Dearborn
32.6
Dearborn +
McKinney
33.4
Foreign Born
Dearborn
29.4%
Dearborn +
McKinney
21.0%
White
Dearborn
88.0%
Dearborn +
McKinney
37.8%
Black
Dearborn
3.3%
McKinney
24.7%
McKinney +
Asian
Dearborn
2.0%
McKinney
3.0%
McKinney +
Hispanic
Dearborn
3.0%
McKinney
44.7%
McKinney +
Spanish at Home
Dearborn
N/A
McKinney
N/A
| Metric | Dearborn, MI | McKinney, TX | Better |
|---|---|---|---|
| Population | 107,846 | 148,848 | McKinney + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 32.6 | 33.4 | Dearborn + |
| Foreign Born | 29.4% | 21.0% | Dearborn + |
| White | 88.0% | 37.8% | Dearborn + |
| Black | 3.3% | 24.7% | McKinney + |
| Asian | 2.0% | 3.0% | McKinney + |
| Hispanic | 3.0% | 44.7% | McKinney + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Dearborn
$65,192
McKinney
$71,843
McKinney +
Per Capita Income
Dearborn
$29,900
Dearborn +
McKinney
$29,291
Per Capita Personal Income (MSA)
BEA MSA-level
Dearborn
$58,052
McKinney
$63,758
McKinney +
Unemployment Rate
Dearborn
6.8%
McKinney
4.8%
McKinney +
Poverty Rate
Dearborn
24.3%
McKinney
12.4%
McKinney +
Bachelor's Degree+
Dearborn
34.3%
Dearborn +
McKinney
18.5%
| Metric | Dearborn, MI | McKinney, TX | Better |
|---|---|---|---|
| Median HH Income | $65,192 | $71,843 | McKinney + |
| Per Capita Income | $29,900 | $29,291 | Dearborn + |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,052 | $63,758 | McKinney + |
| Unemployment Rate | 6.8% | 4.8% | McKinney + |
| Poverty Rate | 24.3% | 12.4% | McKinney + |
| Bachelor's Degree+ | 34.3% | 18.5% | Dearborn + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Dearborn
$248,262
Dearborn +
McKinney
$487,346
Homeownership Rate
Dearborn
68.2%
Dearborn +
McKinney
63.2%
| Metric | Dearborn, MI | McKinney, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $248,262 | $487,346 | Dearborn + |
| Homeownership Rate | 68.2% | 63.2% | Dearborn + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Dearborn
471
McKinney
442
McKinney +
Property Crime / 100K
FBI CDE (state-level est.)
Dearborn
1590
Dearborn +
McKinney
2339
| Metric | Dearborn, MI | McKinney, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 471 | 442 | McKinney + |
| Property Crime / 100KFBI CDE (state-level est.) | 1590 | 2339 | Dearborn + |
Health
Obesity Rate
CDC PLACES
Dearborn
33.7%
Dearborn +
McKinney
33.9%
Diabetes Rate
CDC PLACES
Dearborn
11.2%
McKinney
9.1%
McKinney +
Poor Mental Health
CDC PLACES — 14+ days/month
Dearborn
21.5%
McKinney
15.7%
McKinney +
No Health Insurance
CDC PLACES
Dearborn
8.2%
Dearborn +
McKinney
10.9%
Binge Drinking
CDC PLACES
Dearborn
17.1%
Dearborn +
McKinney
18.3%
Current Smokers
CDC PLACES
Dearborn
18.2%
McKinney
9.9%
McKinney +
| Metric | Dearborn, MI | McKinney, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.7% | 33.9% | Dearborn + |
| Diabetes RateCDC PLACES | 11.2% | 9.1% | McKinney + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 21.5% | 15.7% | McKinney + |
| No Health InsuranceCDC PLACES | 8.2% | 10.9% | Dearborn + |
| Binge DrinkingCDC PLACES | 17.1% | 18.3% | Dearborn + |
| Current SmokersCDC PLACES | 18.2% | 9.9% | McKinney + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Dearborn
50.1°F
Dearborn +
McKinney
64.2°F
Annual Precipitation
NOAA 1991–2020 normal
Dearborn
33.9 in
Dearborn +
McKinney
40.0 in
| Metric | Dearborn, MI | McKinney, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 50.1°F | 64.2°F | Dearborn + |
| Annual PrecipitationNOAA 1991–2020 normal | 33.9 in | 40.0 in | Dearborn + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Dearborn
10.7 µg/m³
McKinney
9.2 µg/m³
McKinney +
Good Air Days
AQI ≤ 50
Dearborn
55.0%
McKinney
55.0%
Tie
| Metric | Dearborn, MI | McKinney, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 10.7 µg/m³ | 9.2 µg/m³ | McKinney + |
| Good Air DaysAQI ≤ 50 | 55.0% | 55.0% | Tie |
Commute
Mean Commute Time
Census ACS
Dearborn
22.8 min
Dearborn +
McKinney
35.6 min
| Metric | Dearborn, MI | McKinney, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 22.8 min | 35.6 min | Dearborn + |
Which City is Right for You?
McKinney leads in median household income at $71,843, while dearborn offers more affordable housing with a median home price of $248,262. On public safety, McKinney is safer with a violent crime rate of 442 per 100,000 residents, compared to 471 in Dearborn. McKinney has a lower unemployment rate at 4.8%, and McKinney has cleaner air (PM2.5 avg 9.2 µg/m³). For overall health outcomes, Dearborn scores better with a lower obesity rate of 33.7%.
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