Dearborn MI vs Oceanside CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Dearborn, MI
Michigan · Population: 107,846
- Median HH Income$65,192
- Median Home Price$248,262
- Unemployment6.8%
- Bachelor's+34.3%
Oceanside, CA
California · Population: 172,542
- Median HH Income$93,724
- Median Home Price$877,452
- Unemployment5.4%
- Bachelor's+34.3%
Detailed Comparison
Demographics
Population
Dearborn
107,846
Oceanside
172,542
Oceanside +
Pop. Density / sq mi
Lower = more space
Dearborn
N/A
Oceanside
N/A
Median Age
Dearborn
32.6
Dearborn +
Oceanside
38.1
Foreign Born
Dearborn
29.4%
Dearborn +
Oceanside
20.9%
White
Dearborn
88.0%
Dearborn +
Oceanside
52.9%
Black
Dearborn
3.3%
Oceanside
4.2%
Oceanside +
Asian
Dearborn
2.0%
Oceanside
7.4%
Oceanside +
Hispanic
Dearborn
3.0%
Oceanside
38.5%
Oceanside +
Spanish at Home
Dearborn
N/A
Oceanside
N/A
| Metric | Dearborn, MI | Oceanside, CA | Better |
|---|---|---|---|
| Population | 107,846 | 172,542 | Oceanside + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 32.6 | 38.1 | Dearborn + |
| Foreign Born | 29.4% | 20.9% | Dearborn + |
| White | 88.0% | 52.9% | Dearborn + |
| Black | 3.3% | 4.2% | Oceanside + |
| Asian | 2.0% | 7.4% | Oceanside + |
| Hispanic | 3.0% | 38.5% | Oceanside + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Dearborn
$65,192
Oceanside
$93,724
Oceanside +
Per Capita Income
Dearborn
$29,900
Oceanside
$43,094
Oceanside +
Per Capita Personal Income (MSA)
BEA MSA-level
Dearborn
$58,052
Oceanside
$77,230
Oceanside +
Unemployment Rate
Dearborn
6.8%
Oceanside
5.4%
Oceanside +
Poverty Rate
Dearborn
24.3%
Oceanside
8.1%
Oceanside +
Bachelor's Degree+
Dearborn
34.3%
Dearborn +
Oceanside
34.3%
| Metric | Dearborn, MI | Oceanside, CA | Better |
|---|---|---|---|
| Median HH Income | $65,192 | $93,724 | Oceanside + |
| Per Capita Income | $29,900 | $43,094 | Oceanside + |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,052 | $77,230 | Oceanside + |
| Unemployment Rate | 6.8% | 5.4% | Oceanside + |
| Poverty Rate | 24.3% | 8.1% | Oceanside + |
| Bachelor's Degree+ | 34.3% | 34.3% | Dearborn + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Dearborn
$248,262
Dearborn +
Oceanside
$877,452
Homeownership Rate
Dearborn
68.2%
Dearborn +
Oceanside
58.5%
| Metric | Dearborn, MI | Oceanside, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $248,262 | $877,452 | Dearborn + |
| Homeownership Rate | 68.2% | 58.5% | Dearborn + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Dearborn
471
Dearborn +
Oceanside
503
Property Crime / 100K
FBI CDE (state-level est.)
Dearborn
1590
Dearborn +
Oceanside
2388
| Metric | Dearborn, MI | Oceanside, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 471 | 503 | Dearborn + |
| Property Crime / 100KFBI CDE (state-level est.) | 1590 | 2388 | Dearborn + |
Health
Obesity Rate
CDC PLACES
Dearborn
33.7%
Oceanside
26.1%
Oceanside +
Diabetes Rate
CDC PLACES
Dearborn
11.2%
Oceanside
10.4%
Oceanside +
Poor Mental Health
CDC PLACES — 14+ days/month
Dearborn
21.5%
Oceanside
16.9%
Oceanside +
No Health Insurance
CDC PLACES
Dearborn
8.2%
Dearborn +
Oceanside
9.7%
Binge Drinking
CDC PLACES
Dearborn
17.1%
Oceanside
16.5%
Oceanside +
Current Smokers
CDC PLACES
Dearborn
18.2%
Oceanside
10.6%
Oceanside +
| Metric | Dearborn, MI | Oceanside, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.7% | 26.1% | Oceanside + |
| Diabetes RateCDC PLACES | 11.2% | 10.4% | Oceanside + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 21.5% | 16.9% | Oceanside + |
| No Health InsuranceCDC PLACES | 8.2% | 9.7% | Dearborn + |
| Binge DrinkingCDC PLACES | 17.1% | 16.5% | Oceanside + |
| Current SmokersCDC PLACES | 18.2% | 10.6% | Oceanside + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Dearborn
50.1°F
Dearborn +
Oceanside
55.3°F
Annual Precipitation
NOAA 1991–2020 normal
Dearborn
33.9 in
Oceanside
20.7 in
Oceanside +
| Metric | Dearborn, MI | Oceanside, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 50.1°F | 55.3°F | Dearborn + |
| Annual PrecipitationNOAA 1991–2020 normal | 33.9 in | 20.7 in | Oceanside + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Dearborn
10.7 µg/m³
Oceanside
7.9 µg/m³
Oceanside +
Good Air Days
AQI ≤ 50
Dearborn
55.0%
Oceanside
75.0%
Oceanside +
| Metric | Dearborn, MI | Oceanside, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 10.7 µg/m³ | 7.9 µg/m³ | Oceanside + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Oceanside + |
Commute
Mean Commute Time
Census ACS
Dearborn
22.8 min
Dearborn +
Oceanside
31.8 min
| Metric | Dearborn, MI | Oceanside, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 22.8 min | 31.8 min | Dearborn + |
Which City is Right for You?
Oceanside leads in median household income at $93,724, while dearborn offers more affordable housing with a median home price of $248,262. On public safety, Dearborn is safer with a violent crime rate of 471 per 100,000 residents, compared to 503 in Oceanside. Oceanside has a lower unemployment rate at 5.4%, and Oceanside has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Oceanside scores better with a lower obesity rate of 26.1%.
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