Dearborn MI vs St. Charles MO — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Dearborn, MI
Michigan · Population: 107,846
- Median HH Income$65,192
- Median Home Price$248,262
- Unemployment6.8%
- Bachelor's+34.3%
St. Charles, MO
Missouri · Population: 71,542
- Median HH Income$55,578
- Median Home Price$144,200
- Unemployment4.7%
- Bachelor's+22.7%
Detailed Comparison
Demographics
Population
Dearborn
107,846
Dearborn +
St. Charles
71,542
Pop. Density / sq mi
Lower = more space
Dearborn
N/A
St. Charles
N/A
Median Age
Dearborn
32.6
Dearborn +
St. Charles
37.9
Foreign Born
Dearborn
29.4%
Dearborn +
St. Charles
4.2%
White
Dearborn
88.0%
Dearborn +
St. Charles
80.4%
Black
Dearborn
3.3%
St. Charles
6.7%
St. Charles +
Asian
Dearborn
2.0%
Dearborn +
St. Charles
1.4%
Hispanic
Dearborn
3.0%
St. Charles
7.7%
St. Charles +
Spanish at Home
Dearborn
N/A
St. Charles
N/A
| Metric | Dearborn, MI | St. Charles, MO | Better |
|---|---|---|---|
| Population | 107,846 | 71,542 | Dearborn + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 32.6 | 37.9 | Dearborn + |
| Foreign Born | 29.4% | 4.2% | Dearborn + |
| White | 88.0% | 80.4% | Dearborn + |
| Black | 3.3% | 6.7% | St. Charles + |
| Asian | 2.0% | 1.4% | Dearborn + |
| Hispanic | 3.0% | 7.7% | St. Charles + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Dearborn
$65,192
Dearborn +
St. Charles
$55,578
Per Capita Income
Dearborn
$29,900
St. Charles
$31,499
St. Charles +
Per Capita Personal Income (MSA)
BEA MSA-level
Dearborn
$58,052
St. Charles
$58,527
St. Charles +
Unemployment Rate
Dearborn
6.8%
St. Charles
4.7%
St. Charles +
Poverty Rate
Dearborn
24.3%
St. Charles
18.7%
St. Charles +
Bachelor's Degree+
Dearborn
34.3%
Dearborn +
St. Charles
22.7%
| Metric | Dearborn, MI | St. Charles, MO | Better |
|---|---|---|---|
| Median HH Income | $65,192 | $55,578 | Dearborn + |
| Per Capita Income | $29,900 | $31,499 | St. Charles + |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,052 | $58,527 | St. Charles + |
| Unemployment Rate | 6.8% | 4.7% | St. Charles + |
| Poverty Rate | 24.3% | 18.7% | St. Charles + |
| Bachelor's Degree+ | 34.3% | 22.7% | Dearborn + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Dearborn
$248,262
St. Charles
$144,200
St. Charles +
Homeownership Rate
Dearborn
68.2%
Dearborn +
St. Charles
61.4%
| Metric | Dearborn, MI | St. Charles, MO | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $248,262 | $144,200 | St. Charles + |
| Homeownership Rate | 68.2% | 61.4% | Dearborn + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Dearborn
471
Dearborn +
St. Charles
501
Property Crime / 100K
FBI CDE (state-level est.)
Dearborn
1590
Dearborn +
St. Charles
2418
| Metric | Dearborn, MI | St. Charles, MO | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 471 | 501 | Dearborn + |
| Property Crime / 100KFBI CDE (state-level est.) | 1590 | 2418 | Dearborn + |
Health
Obesity Rate
CDC PLACES
Dearborn
33.7%
Dearborn +
St. Charles
35.9%
Diabetes Rate
CDC PLACES
Dearborn
11.2%
St. Charles
10.4%
St. Charles +
Poor Mental Health
CDC PLACES — 14+ days/month
Dearborn
21.5%
St. Charles
16.0%
St. Charles +
No Health Insurance
CDC PLACES
Dearborn
8.2%
St. Charles
7.1%
St. Charles +
Binge Drinking
CDC PLACES
Dearborn
17.1%
Dearborn +
St. Charles
18.4%
Current Smokers
CDC PLACES
Dearborn
18.2%
St. Charles
12.5%
St. Charles +
| Metric | Dearborn, MI | St. Charles, MO | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.7% | 35.9% | Dearborn + |
| Diabetes RateCDC PLACES | 11.2% | 10.4% | St. Charles + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 21.5% | 16.0% | St. Charles + |
| No Health InsuranceCDC PLACES | 8.2% | 7.1% | St. Charles + |
| Binge DrinkingCDC PLACES | 17.1% | 18.4% | Dearborn + |
| Current SmokersCDC PLACES | 18.2% | 12.5% | St. Charles + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Dearborn
50.1°F
St. Charles
N/A
Annual Precipitation
NOAA 1991–2020 normal
Dearborn
33.9 in
St. Charles
N/A
| Metric | Dearborn, MI | St. Charles, MO | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 50.1°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 33.9 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Dearborn
10.7 µg/m³
St. Charles
9.3 µg/m³
St. Charles +
Good Air Days
AQI ≤ 50
Dearborn
55.0%
St. Charles
55.0%
Tie
| Metric | Dearborn, MI | St. Charles, MO | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 10.7 µg/m³ | 9.3 µg/m³ | St. Charles + |
| Good Air DaysAQI ≤ 50 | 55.0% | 55.0% | Tie |
Commute
Mean Commute Time
Census ACS
Dearborn
22.8 min
St. Charles
18.3 min
St. Charles +
| Metric | Dearborn, MI | St. Charles, MO | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 22.8 min | 18.3 min | St. Charles + |
Which City is Right for You?
Dearborn leads in median household income at $65,192, while st. Charles offers more affordable housing with a median home price of $144,200. On public safety, Dearborn is safer with a violent crime rate of 471 per 100,000 residents, compared to 501 in St. Charles. St. Charles has a lower unemployment rate at 4.7%, and St. Charles has cleaner air (PM2.5 avg 9.3 µg/m³). For overall health outcomes, Dearborn scores better with a lower obesity rate of 33.7%.
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