Dearborn MI vs Toledo OH — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Dearborn, MI
Michigan · Population: 107,846
- Median HH Income$65,192
- Median Home Price$248,262
- Unemployment6.8%
- Bachelor's+34.3%
Toledo, OH
Ohio · Population: 268,461
- Median HH Income$47,532
- Median Home Price$130,101
- Unemployment8.5%
- Bachelor's+21.0%
Detailed Comparison
Demographics
Population
Dearborn
107,846
Toledo
268,461
Toledo +
Pop. Density / sq mi
Lower = more space
Dearborn
N/A
Toledo
N/A
Median Age
Dearborn
32.6
Dearborn +
Toledo
35.7
Foreign Born
Dearborn
29.4%
Dearborn +
Toledo
3.4%
White
Dearborn
88.0%
Dearborn +
Toledo
58.7%
Black
Dearborn
3.3%
Toledo
28.7%
Toledo +
Asian
Dearborn
2.0%
Dearborn +
Toledo
1.4%
Hispanic
Dearborn
3.0%
Toledo
8.9%
Toledo +
Spanish at Home
Dearborn
N/A
Toledo
N/A
| Metric | Dearborn, MI | Toledo, OH | Better |
|---|---|---|---|
| Population | 107,846 | 268,461 | Toledo + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 32.6 | 35.7 | Dearborn + |
| Foreign Born | 29.4% | 3.4% | Dearborn + |
| White | 88.0% | 58.7% | Dearborn + |
| Black | 3.3% | 28.7% | Toledo + |
| Asian | 2.0% | 1.4% | Dearborn + |
| Hispanic | 3.0% | 8.9% | Toledo + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Dearborn
$65,192
Dearborn +
Toledo
$47,532
Per Capita Income
Dearborn
$29,900
Dearborn +
Toledo
$27,407
Per Capita Personal Income (MSA)
BEA MSA-level
Dearborn
$58,052
Toledo
$58,300
Toledo +
Unemployment Rate
Dearborn
6.8%
Dearborn +
Toledo
8.5%
Poverty Rate
Dearborn
24.3%
Dearborn +
Toledo
24.5%
Bachelor's Degree+
Dearborn
34.3%
Dearborn +
Toledo
21.0%
| Metric | Dearborn, MI | Toledo, OH | Better |
|---|---|---|---|
| Median HH Income | $65,192 | $47,532 | Dearborn + |
| Per Capita Income | $29,900 | $27,407 | Dearborn + |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,052 | $58,300 | Toledo + |
| Unemployment Rate | 6.8% | 8.5% | Dearborn + |
| Poverty Rate | 24.3% | 24.5% | Dearborn + |
| Bachelor's Degree+ | 34.3% | 21.0% | Dearborn + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Dearborn
$248,262
Toledo
$130,101
Toledo +
Homeownership Rate
Dearborn
68.2%
Dearborn +
Toledo
52.7%
| Metric | Dearborn, MI | Toledo, OH | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $248,262 | $130,101 | Toledo + |
| Homeownership Rate | 68.2% | 52.7% | Dearborn + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Dearborn
471
Toledo
319
Toledo +
Property Crime / 100K
FBI CDE (state-level est.)
Dearborn
1590
Dearborn +
Toledo
1866
| Metric | Dearborn, MI | Toledo, OH | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 471 | 319 | Toledo + |
| Property Crime / 100KFBI CDE (state-level est.) | 1590 | 1866 | Dearborn + |
Health
Obesity Rate
CDC PLACES
Dearborn
33.7%
Dearborn +
Toledo
39.3%
Diabetes Rate
CDC PLACES
Dearborn
11.2%
Dearborn +
Toledo
15.7%
Poor Mental Health
CDC PLACES — 14+ days/month
Dearborn
21.5%
Toledo
20.6%
Toledo +
No Health Insurance
CDC PLACES
Dearborn
8.2%
Dearborn +
Toledo
11.3%
Binge Drinking
CDC PLACES
Dearborn
17.1%
Toledo
14.9%
Toledo +
Current Smokers
CDC PLACES
Dearborn
18.2%
Dearborn +
Toledo
19.9%
| Metric | Dearborn, MI | Toledo, OH | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.7% | 39.3% | Dearborn + |
| Diabetes RateCDC PLACES | 11.2% | 15.7% | Dearborn + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 21.5% | 20.6% | Toledo + |
| No Health InsuranceCDC PLACES | 8.2% | 11.3% | Dearborn + |
| Binge DrinkingCDC PLACES | 17.1% | 14.9% | Toledo + |
| Current SmokersCDC PLACES | 18.2% | 19.9% | Dearborn + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Dearborn
50.1°F
Dearborn +
Toledo
50.6°F
Annual Precipitation
NOAA 1991–2020 normal
Dearborn
33.9 in
Toledo
33.4 in
Toledo +
| Metric | Dearborn, MI | Toledo, OH | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 50.1°F | 50.6°F | Dearborn + |
| Annual PrecipitationNOAA 1991–2020 normal | 33.9 in | 33.4 in | Toledo + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Dearborn
10.7 µg/m³
Toledo
10.3 µg/m³
Toledo +
Good Air Days
AQI ≤ 50
Dearborn
55.0%
Toledo
55.0%
Tie
| Metric | Dearborn, MI | Toledo, OH | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 10.7 µg/m³ | 10.3 µg/m³ | Toledo + |
| Good Air DaysAQI ≤ 50 | 55.0% | 55.0% | Tie |
Commute
Mean Commute Time
Census ACS
Dearborn
22.8 min
Toledo
21.3 min
Toledo +
| Metric | Dearborn, MI | Toledo, OH | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 22.8 min | 21.3 min | Toledo + |
Which City is Right for You?
Dearborn leads in median household income at $65,192, while toledo offers more affordable housing with a median home price of $130,101. On public safety, Toledo is safer with a violent crime rate of 319 per 100,000 residents, compared to 471 in Dearborn. Dearborn has a lower unemployment rate at 6.8%, and Toledo has cleaner air (PM2.5 avg 10.3 µg/m³). For overall health outcomes, Dearborn scores better with a lower obesity rate of 33.7%.
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