Gainesville FL vs Oxnard CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Gainesville, FL
Florida · Population: 143,611
- Median HH Income$45,611
- Median Home Price$299,633
- Unemployment4.8%
- Bachelor's+51.7%
Oxnard, CA
California · Population: 201,014
- Median HH Income$93,372
- Median Home Price$765,773
- Unemployment6.6%
- Bachelor's+19.6%
Detailed Comparison
Demographics
Population
Gainesville
143,611
Oxnard
201,014
Oxnard +
Pop. Density / sq mi
Lower = more space
Gainesville
N/A
Oxnard
N/A
Median Age
Gainesville
26.5
Gainesville +
Oxnard
34.0
Foreign Born
Gainesville
12.1%
Oxnard
33.8%
Oxnard +
White
Gainesville
59.2%
Gainesville +
Oxnard
36.9%
Black
Gainesville
21.6%
Gainesville +
Oxnard
1.8%
Asian
Gainesville
6.2%
Oxnard
6.6%
Oxnard +
Hispanic
Gainesville
13.4%
Oxnard
77.0%
Oxnard +
Spanish at Home
Gainesville
N/A
Oxnard
N/A
| Metric | Gainesville, FL | Oxnard, CA | Better |
|---|---|---|---|
| Population | 143,611 | 201,014 | Oxnard + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 26.5 | 34.0 | Gainesville + |
| Foreign Born | 12.1% | 33.8% | Oxnard + |
| White | 59.2% | 36.9% | Gainesville + |
| Black | 21.6% | 1.8% | Gainesville + |
| Asian | 6.2% | 6.6% | Oxnard + |
| Hispanic | 13.4% | 77.0% | Oxnard + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Gainesville
$45,611
Oxnard
$93,372
Oxnard +
Per Capita Income
Gainesville
$30,282
Oxnard
$30,413
Oxnard +
Per Capita Personal Income (MSA)
BEA MSA-level
Gainesville
$65,328
Oxnard
$77,230
Oxnard +
Unemployment Rate
Gainesville
4.8%
Gainesville +
Oxnard
6.6%
Poverty Rate
Gainesville
28.0%
Oxnard
10.8%
Oxnard +
Bachelor's Degree+
Gainesville
51.7%
Gainesville +
Oxnard
19.6%
| Metric | Gainesville, FL | Oxnard, CA | Better |
|---|---|---|---|
| Median HH Income | $45,611 | $93,372 | Oxnard + |
| Per Capita Income | $30,282 | $30,413 | Oxnard + |
| Per Capita Personal Income (MSA)BEA MSA-level | $65,328 | $77,230 | Oxnard + |
| Unemployment Rate | 4.8% | 6.6% | Gainesville + |
| Poverty Rate | 28.0% | 10.8% | Oxnard + |
| Bachelor's Degree+ | 51.7% | 19.6% | Gainesville + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Gainesville
$299,633
Gainesville +
Oxnard
$765,773
Homeownership Rate
Gainesville
38.5%
Oxnard
53.9%
Oxnard +
| Metric | Gainesville, FL | Oxnard, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $299,633 | $765,773 | Gainesville + |
| Homeownership Rate | 38.5% | 53.9% | Oxnard + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Gainesville
324
Gainesville +
Oxnard
503
Property Crime / 100K
FBI CDE (state-level est.)
Gainesville
1453
Gainesville +
Oxnard
2388
| Metric | Gainesville, FL | Oxnard, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 324 | 503 | Gainesville + |
| Property Crime / 100KFBI CDE (state-level est.) | 1453 | 2388 | Gainesville + |
Health
Obesity Rate
CDC PLACES
Gainesville
31.2%
Oxnard
28.4%
Oxnard +
Diabetes Rate
CDC PLACES
Gainesville
8.8%
Gainesville +
Oxnard
12.8%
Poor Mental Health
CDC PLACES — 14+ days/month
Gainesville
21.3%
Oxnard
17.9%
Oxnard +
No Health Insurance
CDC PLACES
Gainesville
13.9%
Gainesville +
Oxnard
19.2%
Binge Drinking
CDC PLACES
Gainesville
17.8%
Oxnard
15.6%
Oxnard +
Current Smokers
CDC PLACES
Gainesville
11.8%
Gainesville +
Oxnard
12.0%
| Metric | Gainesville, FL | Oxnard, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 31.2% | 28.4% | Oxnard + |
| Diabetes RateCDC PLACES | 8.8% | 12.8% | Gainesville + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 21.3% | 17.9% | Oxnard + |
| No Health InsuranceCDC PLACES | 13.9% | 19.2% | Gainesville + |
| Binge DrinkingCDC PLACES | 17.8% | 15.6% | Oxnard + |
| Current SmokersCDC PLACES | 11.8% | 12.0% | Gainesville + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Gainesville
68.9°F
Oxnard
61.2°F
Oxnard +
Annual Precipitation
NOAA 1991–2020 normal
Gainesville
47.3 in
Oxnard
15.3 in
Oxnard +
| Metric | Gainesville, FL | Oxnard, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 68.9°F | 61.2°F | Oxnard + |
| Annual PrecipitationNOAA 1991–2020 normal | 47.3 in | 15.3 in | Oxnard + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Gainesville
7.2 µg/m³
Gainesville +
Oxnard
7.9 µg/m³
Good Air Days
AQI ≤ 50
Gainesville
75.0%
Oxnard
75.0%
Tie
| Metric | Gainesville, FL | Oxnard, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 7.9 µg/m³ | Gainesville + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Gainesville
20.1 min
Gainesville +
Oxnard
27.1 min
| Metric | Gainesville, FL | Oxnard, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 20.1 min | 27.1 min | Gainesville + |
Which City is Right for You?
Oxnard leads in median household income at $93,372, while gainesville offers more affordable housing with a median home price of $299,633. On public safety, Gainesville is safer with a violent crime rate of 324 per 100,000 residents, compared to 503 in Oxnard. Gainesville has a lower unemployment rate at 4.8%, and Gainesville has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Oxnard scores better with a lower obesity rate of 28.4%.
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