Gainesville FL vs Surprise AZ — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Gainesville, FL
Florida · Population: 143,611
- Median HH Income$45,611
- Median Home Price$299,633
- Unemployment4.8%
- Bachelor's+51.7%
Surprise, AZ
Arizona · Population: 149,519
- Median HH Income$93,371
- Median Home Price$422,520
- Unemployment4.2%
- Bachelor's+31.0%
Detailed Comparison
Demographics
Population
Gainesville
143,611
Surprise
149,519
Surprise +
Pop. Density / sq mi
Lower = more space
Gainesville
N/A
Surprise
N/A
Median Age
Gainesville
26.5
Gainesville +
Surprise
41.6
Foreign Born
Gainesville
12.1%
Gainesville +
Surprise
6.8%
White
Gainesville
59.2%
Surprise
75.0%
Surprise +
Black
Gainesville
21.6%
Gainesville +
Surprise
4.8%
Asian
Gainesville
6.2%
Gainesville +
Surprise
2.6%
Hispanic
Gainesville
13.4%
Surprise
19.2%
Surprise +
Spanish at Home
Gainesville
N/A
Surprise
N/A
| Metric | Gainesville, FL | Surprise, AZ | Better |
|---|---|---|---|
| Population | 143,611 | 149,519 | Surprise + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 26.5 | 41.6 | Gainesville + |
| Foreign Born | 12.1% | 6.8% | Gainesville + |
| White | 59.2% | 75.0% | Surprise + |
| Black | 21.6% | 4.8% | Gainesville + |
| Asian | 6.2% | 2.6% | Gainesville + |
| Hispanic | 13.4% | 19.2% | Surprise + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Gainesville
$45,611
Surprise
$93,371
Surprise +
Per Capita Income
Gainesville
$30,282
Surprise
$39,604
Surprise +
Per Capita Personal Income (MSA)
BEA MSA-level
Gainesville
$65,328
Gainesville +
Surprise
$59,120
Unemployment Rate
Gainesville
4.8%
Surprise
4.2%
Surprise +
Poverty Rate
Gainesville
28.0%
Surprise
7.8%
Surprise +
Bachelor's Degree+
Gainesville
51.7%
Gainesville +
Surprise
31.0%
| Metric | Gainesville, FL | Surprise, AZ | Better |
|---|---|---|---|
| Median HH Income | $45,611 | $93,371 | Surprise + |
| Per Capita Income | $30,282 | $39,604 | Surprise + |
| Per Capita Personal Income (MSA)BEA MSA-level | $65,328 | $59,120 | Gainesville + |
| Unemployment Rate | 4.8% | 4.2% | Surprise + |
| Poverty Rate | 28.0% | 7.8% | Surprise + |
| Bachelor's Degree+ | 51.7% | 31.0% | Gainesville + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Gainesville
$299,633
Gainesville +
Surprise
$422,520
Homeownership Rate
Gainesville
38.5%
Surprise
79.0%
Surprise +
| Metric | Gainesville, FL | Surprise, AZ | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $299,633 | $422,520 | Gainesville + |
| Homeownership Rate | 38.5% | 79.0% | Surprise + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Gainesville
324
Gainesville +
Surprise
450
Property Crime / 100K
FBI CDE (state-level est.)
Gainesville
1453
Gainesville +
Surprise
2150
| Metric | Gainesville, FL | Surprise, AZ | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 324 | 450 | Gainesville + |
| Property Crime / 100KFBI CDE (state-level est.) | 1453 | 2150 | Gainesville + |
Health
Obesity Rate
CDC PLACES
Gainesville
31.2%
Surprise
29.4%
Surprise +
Diabetes Rate
CDC PLACES
Gainesville
8.8%
Gainesville +
Surprise
11.2%
Poor Mental Health
CDC PLACES — 14+ days/month
Gainesville
21.3%
Surprise
14.2%
Surprise +
No Health Insurance
CDC PLACES
Gainesville
13.9%
Surprise
10.5%
Surprise +
Binge Drinking
CDC PLACES
Gainesville
17.8%
Surprise
14.9%
Surprise +
Current Smokers
CDC PLACES
Gainesville
11.8%
Surprise
10.4%
Surprise +
| Metric | Gainesville, FL | Surprise, AZ | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 31.2% | 29.4% | Surprise + |
| Diabetes RateCDC PLACES | 8.8% | 11.2% | Gainesville + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 21.3% | 14.2% | Surprise + |
| No Health InsuranceCDC PLACES | 13.9% | 10.5% | Surprise + |
| Binge DrinkingCDC PLACES | 17.8% | 14.9% | Surprise + |
| Current SmokersCDC PLACES | 11.8% | 10.4% | Surprise + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Gainesville
68.9°F
Surprise
N/A
Annual Precipitation
NOAA 1991–2020 normal
Gainesville
47.3 in
Surprise
N/A
| Metric | Gainesville, FL | Surprise, AZ | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 68.9°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 47.3 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Gainesville
7.2 µg/m³
Surprise
7.1 µg/m³
Surprise +
Good Air Days
AQI ≤ 50
Gainesville
75.0%
Surprise
75.0%
Tie
| Metric | Gainesville, FL | Surprise, AZ | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 7.1 µg/m³ | Surprise + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Gainesville
20.1 min
Gainesville +
Surprise
32.8 min
| Metric | Gainesville, FL | Surprise, AZ | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 20.1 min | 32.8 min | Gainesville + |
Which City is Right for You?
Surprise leads in median household income at $93,371, while gainesville offers more affordable housing with a median home price of $299,633. On public safety, Gainesville is safer with a violent crime rate of 324 per 100,000 residents, compared to 450 in Surprise. Surprise has a lower unemployment rate at 4.2%, and Surprise has cleaner air (PM2.5 avg 7.1 µg/m³). For overall health outcomes, Surprise scores better with a lower obesity rate of 29.4%.
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