Garland TX vs Jersey City NJ — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Garland, TX
Texas · Population: 245,298
- Median HH Income$74,717
- Median Home Price$289,605
- Unemployment4.9%
- Bachelor's+25.0%
Jersey City, NJ
New Jersey · Population: 289,691
- Median HH Income$94,813
- Median Home Price$664,939
- Unemployment5.8%
- Bachelor's+53.1%
Detailed Comparison
Demographics
Population
Garland
245,298
Jersey City
289,691
Jersey City +
Pop. Density / sq mi
Lower = more space
Garland
N/A
Jersey City
N/A
Median Age
Garland
34.7
Jersey City
34.7
Tie
Foreign Born
Garland
31.2%
Jersey City
41.3%
Jersey City +
White
Garland
37.5%
Garland +
Jersey City
28.7%
Black
Garland
15.3%
Jersey City
21.4%
Jersey City +
Asian
Garland
11.2%
Jersey City
25.8%
Jersey City +
Hispanic
Garland
45.0%
Garland +
Jersey City
25.7%
Spanish at Home
Garland
N/A
Jersey City
N/A
| Metric | Garland, TX | Jersey City, NJ | Better |
|---|---|---|---|
| Population | 245,298 | 289,691 | Jersey City + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.7 | 34.7 | Tie |
| Foreign Born | 31.2% | 41.3% | Jersey City + |
| White | 37.5% | 28.7% | Garland + |
| Black | 15.3% | 21.4% | Jersey City + |
| Asian | 11.2% | 25.8% | Jersey City + |
| Hispanic | 45.0% | 25.7% | Garland + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Garland
$74,717
Jersey City
$94,813
Jersey City +
Per Capita Income
Garland
$31,477
Jersey City
$57,746
Jersey City +
Per Capita Personal Income (MSA)
BEA MSA-level
Garland
$63,758
Jersey City
$77,416
Jersey City +
Unemployment Rate
Garland
4.9%
Garland +
Jersey City
5.8%
Poverty Rate
Garland
12.3%
Garland +
Jersey City
15.6%
Bachelor's Degree+
Garland
25.0%
Jersey City
53.1%
Jersey City +
| Metric | Garland, TX | Jersey City, NJ | Better |
|---|---|---|---|
| Median HH Income | $74,717 | $94,813 | Jersey City + |
| Per Capita Income | $31,477 | $57,746 | Jersey City + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $77,416 | Jersey City + |
| Unemployment Rate | 4.9% | 5.8% | Garland + |
| Poverty Rate | 12.3% | 15.6% | Garland + |
| Bachelor's Degree+ | 25.0% | 53.1% | Jersey City + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Garland
$289,605
Garland +
Jersey City
$664,939
Homeownership Rate
Garland
61.6%
Garland +
Jersey City
28.8%
| Metric | Garland, TX | Jersey City, NJ | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $289,605 | $664,939 | Garland + |
| Homeownership Rate | 61.6% | 28.8% | Garland + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Garland
442
Jersey City
218
Jersey City +
Property Crime / 100K
FBI CDE (state-level est.)
Garland
2339
Jersey City
1426
Jersey City +
| Metric | Garland, TX | Jersey City, NJ | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 218 | Jersey City + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 1426 | Jersey City + |
Health
Obesity Rate
CDC PLACES
Garland
34.7%
Jersey City
26.2%
Jersey City +
Diabetes Rate
CDC PLACES
Garland
13.0%
Jersey City
9.6%
Jersey City +
Poor Mental Health
CDC PLACES — 14+ days/month
Garland
17.3%
Jersey City
14.9%
Jersey City +
No Health Insurance
CDC PLACES
Garland
22.6%
Jersey City
12.0%
Jersey City +
Binge Drinking
CDC PLACES
Garland
16.1%
Garland +
Jersey City
16.3%
Current Smokers
CDC PLACES
Garland
13.1%
Jersey City
10.3%
Jersey City +
| Metric | Garland, TX | Jersey City, NJ | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 34.7% | 26.2% | Jersey City + |
| Diabetes RateCDC PLACES | 13.0% | 9.6% | Jersey City + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.3% | 14.9% | Jersey City + |
| No Health InsuranceCDC PLACES | 22.6% | 12.0% | Jersey City + |
| Binge DrinkingCDC PLACES | 16.1% | 16.3% | Garland + |
| Current SmokersCDC PLACES | 13.1% | 10.3% | Jersey City + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Garland
69.1°F
Jersey City
N/A
Annual Precipitation
NOAA 1991–2020 normal
Garland
49.5 in
Jersey City
N/A
| Metric | Garland, TX | Jersey City, NJ | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 69.1°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 49.5 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Garland
9.2 µg/m³
Jersey City
8.7 µg/m³
Jersey City +
Good Air Days
AQI ≤ 50
Garland
55.0%
Jersey City
75.0%
Jersey City +
| Metric | Garland, TX | Jersey City, NJ | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 8.7 µg/m³ | Jersey City + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Jersey City + |
Commute
Mean Commute Time
Census ACS
Garland
32.5 min
Garland +
Jersey City
40.3 min
| Metric | Garland, TX | Jersey City, NJ | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 32.5 min | 40.3 min | Garland + |
Which City is Right for You?
Jersey City leads in median household income at $94,813, while garland offers more affordable housing with a median home price of $289,605. On public safety, Jersey City is safer with a violent crime rate of 218 per 100,000 residents, compared to 442 in Garland. Garland has a lower unemployment rate at 4.9%, and Jersey City has cleaner air (PM2.5 avg 8.7 µg/m³). For overall health outcomes, Jersey City scores better with a lower obesity rate of 26.2%.
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