Garland TX vs Modesto CA — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Garland, TX

Texas · Population: 245,298

  • Median HH Income$74,717
  • Median Home Price$289,605
  • Unemployment4.9%
  • Bachelor's+25.0%

Modesto, CA

California · Population: 218,614

  • Median HH Income$77,899
  • Median Home Price$447,353
  • Unemployment7.3%
  • Bachelor's+20.3%

Detailed Comparison

Demographics

Population
Garland
245,298
Garland +
Modesto
218,614
Pop. Density / sq mi
Lower = more space
Garland
N/A
Modesto
N/A
Median Age
Garland
34.7
Garland +
Modesto
35.4
Foreign Born
Garland
31.2%
Garland +
Modesto
18.7%
White
Garland
37.5%
Modesto
50.8%
Modesto +
Black
Garland
15.3%
Garland +
Modesto
4.7%
Asian
Garland
11.2%
Garland +
Modesto
7.4%
Hispanic
Garland
45.0%
Garland +
Modesto
43.9%
Spanish at Home
Garland
N/A
Modesto
N/A

Economy

Median HH Income
Garland
$74,717
Modesto
$77,899
Modesto +
Per Capita Income
Garland
$31,477
Modesto
$34,656
Modesto +
Per Capita Personal Income (MSA)
BEA MSA-level
Garland
$63,758
Modesto
$77,230
Modesto +
Unemployment Rate
Garland
4.9%
Garland +
Modesto
7.3%
Poverty Rate
Garland
12.3%
Garland +
Modesto
13.0%
Bachelor's Degree+
Garland
25.0%
Garland +
Modesto
20.3%

Housing

Median Home Value
Zillow ZHVI / Census ACS
Garland
$289,605
Garland +
Modesto
$447,353
Homeownership Rate
Garland
61.6%
Garland +
Modesto
58.4%

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Garland
442
Garland +
Modesto
503
Property Crime / 100K
FBI CDE (state-level est.)
Garland
2339
Garland +
Modesto
2388

Health

Obesity Rate
CDC PLACES
Garland
34.7%
Garland +
Modesto
36.2%
Diabetes Rate
CDC PLACES
Garland
13.0%
Modesto
12.1%
Modesto +
Poor Mental Health
CDC PLACES — 14+ days/month
Garland
17.3%
Garland +
Modesto
19.0%
No Health Insurance
CDC PLACES
Garland
22.6%
Modesto
13.0%
Modesto +
Binge Drinking
CDC PLACES
Garland
16.1%
Garland +
Modesto
16.5%
Current Smokers
CDC PLACES
Garland
13.1%
Garland +
Modesto
13.7%

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Garland
69.1°F
Modesto
63.7°F
Modesto +
Annual Precipitation
NOAA 1991–2020 normal
Garland
49.5 in
Modesto
13.1 in
Modesto +

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Garland
9.2 µg/m³
Modesto
7.9 µg/m³
Modesto +
Good Air Days
AQI ≤ 50
Garland
55.0%
Modesto
75.0%
Modesto +

Commute

Mean Commute Time
Census ACS
Garland
32.5 min
Modesto
30.5 min
Modesto +

Which City is Right for You?

Modesto leads in median household income at $77,899, while garland offers more affordable housing with a median home price of $289,605. On public safety, Garland is safer with a violent crime rate of 442 per 100,000 residents, compared to 503 in Modesto. Garland has a lower unemployment rate at 4.9%, and Modesto has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Garland scores better with a lower obesity rate of 34.7%.

Compare More Cities

About Garland & Modesto