Hartford CT vs St. Charles MO — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Hartford, CT
Connecticut · Population: 119,970
- Median HH Income$45,300
- Median Home Price$199,359
- Unemployment10.6%
- Bachelor's+18.3%
St. Charles, MO
Missouri · Population: 71,542
- Median HH Income$55,578
- Median Home Price$144,200
- Unemployment4.7%
- Bachelor's+22.7%
Detailed Comparison
Demographics
Population
Hartford
119,970
Hartford +
St. Charles
71,542
Pop. Density / sq mi
Lower = more space
Hartford
N/A
St. Charles
N/A
Median Age
Hartford
33.4
Hartford +
St. Charles
37.9
Foreign Born
Hartford
23.0%
Hartford +
St. Charles
4.2%
White
Hartford
26.4%
St. Charles
80.4%
St. Charles +
Black
Hartford
36.1%
Hartford +
St. Charles
6.7%
Asian
Hartford
2.3%
Hartford +
St. Charles
1.4%
Hispanic
Hartford
44.8%
Hartford +
St. Charles
7.7%
Spanish at Home
Hartford
N/A
St. Charles
N/A
| Metric | Hartford, CT | St. Charles, MO | Better |
|---|---|---|---|
| Population | 119,970 | 71,542 | Hartford + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.4 | 37.9 | Hartford + |
| Foreign Born | 23.0% | 4.2% | Hartford + |
| White | 26.4% | 80.4% | St. Charles + |
| Black | 36.1% | 6.7% | Hartford + |
| Asian | 2.3% | 1.4% | Hartford + |
| Hispanic | 44.8% | 7.7% | Hartford + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Hartford
$45,300
St. Charles
$55,578
St. Charles +
Per Capita Income
Hartford
$27,319
St. Charles
$31,499
St. Charles +
Per Capita Personal Income (MSA)
BEA MSA-level
Hartford
$85,393
Hartford +
St. Charles
$58,527
Unemployment Rate
Hartford
10.6%
St. Charles
4.7%
St. Charles +
Poverty Rate
Hartford
25.5%
St. Charles
18.7%
St. Charles +
Bachelor's Degree+
Hartford
18.3%
St. Charles
22.7%
St. Charles +
| Metric | Hartford, CT | St. Charles, MO | Better |
|---|---|---|---|
| Median HH Income | $45,300 | $55,578 | St. Charles + |
| Per Capita Income | $27,319 | $31,499 | St. Charles + |
| Per Capita Personal Income (MSA)BEA MSA-level | $85,393 | $58,527 | Hartford + |
| Unemployment Rate | 10.6% | 4.7% | St. Charles + |
| Poverty Rate | 25.5% | 18.7% | St. Charles + |
| Bachelor's Degree+ | 18.3% | 22.7% | St. Charles + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Hartford
$199,359
St. Charles
$144,200
St. Charles +
Homeownership Rate
Hartford
25.8%
St. Charles
61.4%
St. Charles +
| Metric | Hartford, CT | St. Charles, MO | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $199,359 | $144,200 | St. Charles + |
| Homeownership Rate | 25.8% | 61.4% | St. Charles + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Hartford
156
Hartford +
St. Charles
501
Property Crime / 100K
FBI CDE (state-level est.)
Hartford
1524
Hartford +
St. Charles
2418
| Metric | Hartford, CT | St. Charles, MO | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 156 | 501 | Hartford + |
| Property Crime / 100KFBI CDE (state-level est.) | 1524 | 2418 | Hartford + |
Health
Obesity Rate
CDC PLACES
Hartford
40.4%
St. Charles
35.9%
St. Charles +
Diabetes Rate
CDC PLACES
Hartford
15.8%
St. Charles
10.4%
St. Charles +
Poor Mental Health
CDC PLACES — 14+ days/month
Hartford
20.8%
St. Charles
16.0%
St. Charles +
No Health Insurance
CDC PLACES
Hartford
20.3%
St. Charles
7.1%
St. Charles +
Binge Drinking
CDC PLACES
Hartford
13.7%
Hartford +
St. Charles
18.4%
Current Smokers
CDC PLACES
Hartford
16.3%
St. Charles
12.5%
St. Charles +
| Metric | Hartford, CT | St. Charles, MO | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 40.4% | 35.9% | St. Charles + |
| Diabetes RateCDC PLACES | 15.8% | 10.4% | St. Charles + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 20.8% | 16.0% | St. Charles + |
| No Health InsuranceCDC PLACES | 20.3% | 7.1% | St. Charles + |
| Binge DrinkingCDC PLACES | 13.7% | 18.4% | Hartford + |
| Current SmokersCDC PLACES | 16.3% | 12.5% | St. Charles + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Hartford
50.6°F
St. Charles
N/A
Annual Precipitation
NOAA 1991–2020 normal
Hartford
45.9 in
St. Charles
N/A
| Metric | Hartford, CT | St. Charles, MO | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 50.6°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 45.9 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Hartford
7.7 µg/m³
Hartford +
St. Charles
9.3 µg/m³
Good Air Days
AQI ≤ 50
Hartford
75.0%
Hartford +
St. Charles
55.0%
| Metric | Hartford, CT | St. Charles, MO | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.7 µg/m³ | 9.3 µg/m³ | Hartford + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Hartford + |
Commute
Mean Commute Time
Census ACS
Hartford
24.4 min
St. Charles
18.3 min
St. Charles +
| Metric | Hartford, CT | St. Charles, MO | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 24.4 min | 18.3 min | St. Charles + |
Which City is Right for You?
St. Charles leads in median household income at $55,578, while st. Charles offers more affordable housing with a median home price of $144,200. On public safety, Hartford is safer with a violent crime rate of 156 per 100,000 residents, compared to 501 in St. Charles. St. Charles has a lower unemployment rate at 4.7%, and Hartford has cleaner air (PM2.5 avg 7.7 µg/m³). For overall health outcomes, St. Charles scores better with a lower obesity rate of 35.9%.
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