Houston TX vs McKinney TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Houston, TX
Texas · Population: 2,300,419
- Median HH Income$62,894
- Median Home Price$265,062
- Unemployment6.7%
- Bachelor's+36.0%
McKinney, TX
Texas · Population: 148,848
- Median HH Income$71,843
- Median Home Price$487,346
- Unemployment4.8%
- Bachelor's+18.5%
Detailed Comparison
Demographics
Population
Houston
2,300,419
Houston +
McKinney
148,848
Pop. Density / sq mi
Lower = more space
Houston
N/A
McKinney
N/A
Median Age
Houston
34.3
McKinney
33.4
McKinney +
Foreign Born
Houston
28.8%
Houston +
McKinney
21.0%
White
Houston
35.5%
McKinney
37.8%
McKinney +
Black
Houston
22.9%
McKinney
24.7%
McKinney +
Asian
Houston
6.9%
Houston +
McKinney
3.0%
Hispanic
Houston
44.1%
McKinney
44.7%
McKinney +
Spanish at Home
Houston
N/A
McKinney
N/A
| Metric | Houston, TX | McKinney, TX | Better |
|---|---|---|---|
| Population | 2,300,419 | 148,848 | Houston + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.3 | 33.4 | McKinney + |
| Foreign Born | 28.8% | 21.0% | Houston + |
| White | 35.5% | 37.8% | McKinney + |
| Black | 22.9% | 24.7% | McKinney + |
| Asian | 6.9% | 3.0% | Houston + |
| Hispanic | 44.1% | 44.7% | McKinney + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Houston
$62,894
McKinney
$71,843
McKinney +
Per Capita Income
Houston
$41,142
Houston +
McKinney
$29,291
Per Capita Personal Income (MSA)
BEA MSA-level
Houston
$63,758
McKinney
$63,758
Tie
Unemployment Rate
Houston
6.7%
McKinney
4.8%
McKinney +
Poverty Rate
Houston
19.7%
McKinney
12.4%
McKinney +
Bachelor's Degree+
Houston
36.0%
Houston +
McKinney
18.5%
| Metric | Houston, TX | McKinney, TX | Better |
|---|---|---|---|
| Median HH Income | $62,894 | $71,843 | McKinney + |
| Per Capita Income | $41,142 | $29,291 | Houston + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $63,758 | Tie |
| Unemployment Rate | 6.7% | 4.8% | McKinney + |
| Poverty Rate | 19.7% | 12.4% | McKinney + |
| Bachelor's Degree+ | 36.0% | 18.5% | Houston + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Houston
$265,062
Houston +
McKinney
$487,346
Homeownership Rate
Houston
42.0%
McKinney
63.2%
McKinney +
| Metric | Houston, TX | McKinney, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $265,062 | $487,346 | Houston + |
| Homeownership Rate | 42.0% | 63.2% | McKinney + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Houston
442
McKinney
442
Tie
Property Crime / 100K
FBI CDE (state-level est.)
Houston
2339
McKinney
2339
Tie
| Metric | Houston, TX | McKinney, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 442 | Tie |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 2339 | Tie |
Health
Obesity Rate
CDC PLACES
Houston
38.0%
McKinney
33.9%
McKinney +
Diabetes Rate
CDC PLACES
Houston
13.9%
McKinney
9.1%
McKinney +
Poor Mental Health
CDC PLACES — 14+ days/month
Houston
17.1%
McKinney
15.7%
McKinney +
No Health Insurance
CDC PLACES
Houston
24.0%
McKinney
10.9%
McKinney +
Binge Drinking
CDC PLACES
Houston
16.7%
Houston +
McKinney
18.3%
Current Smokers
CDC PLACES
Houston
13.6%
McKinney
9.9%
McKinney +
| Metric | Houston, TX | McKinney, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 38.0% | 33.9% | McKinney + |
| Diabetes RateCDC PLACES | 13.9% | 9.1% | McKinney + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 17.1% | 15.7% | McKinney + |
| No Health InsuranceCDC PLACES | 24.0% | 10.9% | McKinney + |
| Binge DrinkingCDC PLACES | 16.7% | 18.3% | Houston + |
| Current SmokersCDC PLACES | 13.6% | 9.9% | McKinney + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Houston
N/A
McKinney
64.2°F
Annual Precipitation
NOAA 1991–2020 normal
Houston
48.7 in
McKinney
40.0 in
McKinney +
| Metric | Houston, TX | McKinney, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | 64.2°F | - |
| Annual PrecipitationNOAA 1991–2020 normal | 48.7 in | 40.0 in | McKinney + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Houston
9.2 µg/m³
McKinney
9.2 µg/m³
Tie
Good Air Days
AQI ≤ 50
Houston
55.0%
McKinney
55.0%
Tie
| Metric | Houston, TX | McKinney, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 9.2 µg/m³ | Tie |
| Good Air DaysAQI ≤ 50 | 55.0% | 55.0% | Tie |
Commute
Mean Commute Time
Census ACS
Houston
29.6 min
Houston +
McKinney
35.6 min
| Metric | Houston, TX | McKinney, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 29.6 min | 35.6 min | Houston + |
Which City is Right for You?
McKinney leads in median household income at $71,843, while houston offers more affordable housing with a median home price of $265,062. On public safety, McKinney is safer with a violent crime rate of 442 per 100,000 residents, compared to 442 in Houston. McKinney has a lower unemployment rate at 4.8%, and McKinney has cleaner air (PM2.5 avg 9.2 µg/m³). For overall health outcomes, McKinney scores better with a lower obesity rate of 33.9%.
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