Lincoln NE vs South Bend IN — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Lincoln, NE

Nebraska · Population: 291,932

  • Median HH Income$69,991
  • Median Home Price$293,233
  • Unemployment3.3%
  • Bachelor's+40.9%

South Bend, IN

Indiana · Population: 102,866

  • Median HH Income$52,512
  • Median Home Price$194,972
  • Unemployment6.0%
  • Bachelor's+29.4%

Detailed Comparison

Demographics

Population
Lincoln
291,932
Lincoln +
South Bend
102,866
Pop. Density / sq mi
Lower = more space
Lincoln
N/A
South Bend
N/A
Median Age
Lincoln
33.4
Lincoln +
South Bend
33.9
Foreign Born
Lincoln
9.2%
Lincoln +
South Bend
8.9%
White
Lincoln
80.9%
Lincoln +
South Bend
54.1%
Black
Lincoln
4.2%
South Bend
24.4%
South Bend +
Asian
Lincoln
4.5%
Lincoln +
South Bend
1.7%
Hispanic
Lincoln
8.8%
South Bend
17.3%
South Bend +
Spanish at Home
Lincoln
N/A
South Bend
N/A

Economy

Median HH Income
Lincoln
$69,991
Lincoln +
South Bend
$52,512
Per Capita Income
Lincoln
$39,187
Lincoln +
South Bend
$29,511
Per Capita Personal Income (MSA)
BEA MSA-level
Lincoln
$66,354
Lincoln +
South Bend
$58,697
Unemployment Rate
Lincoln
3.3%
Lincoln +
South Bend
6.0%
Poverty Rate
Lincoln
12.6%
Lincoln +
South Bend
22.6%
Bachelor's Degree+
Lincoln
40.9%
Lincoln +
South Bend
29.4%

Housing

Median Home Value
Zillow ZHVI / Census ACS
Lincoln
$293,233
South Bend
$194,972
South Bend +
Homeownership Rate
Lincoln
55.8%
South Bend
58.8%
South Bend +

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Lincoln
294
Lincoln +
South Bend
370
Property Crime / 100K
FBI CDE (state-level est.)
Lincoln
1960
South Bend
1719
South Bend +

Health

Obesity Rate
CDC PLACES
Lincoln
35.1%
Lincoln +
South Bend
39.7%
Diabetes Rate
CDC PLACES
Lincoln
9.5%
Lincoln +
South Bend
15.2%
Poor Mental Health
CDC PLACES — 14+ days/month
Lincoln
15.2%
Lincoln +
South Bend
20.3%
No Health Insurance
CDC PLACES
Lincoln
9.6%
Lincoln +
South Bend
12.6%
Binge Drinking
CDC PLACES
Lincoln
20.6%
South Bend
15.3%
South Bend +
Current Smokers
CDC PLACES
Lincoln
12.5%
Lincoln +
South Bend
18.2%

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Lincoln
51.6°F
South Bend
49.8°F
South Bend +
Annual Precipitation
NOAA 1991–2020 normal
Lincoln
29.0 in
Lincoln +
South Bend
38.0 in

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Lincoln
7.6 µg/m³
Lincoln +
South Bend
10.1 µg/m³
Good Air Days
AQI ≤ 50
Lincoln
75.0%
Lincoln +
South Bend
55.0%

Commute

Mean Commute Time
Census ACS
Lincoln
20.0 min
Lincoln +
South Bend
21.6 min

Which City is Right for You?

Lincoln leads in median household income at $69,991, while south Bend offers more affordable housing with a median home price of $194,972. On public safety, Lincoln is safer with a violent crime rate of 294 per 100,000 residents, compared to 370 in South Bend. Lincoln has a lower unemployment rate at 3.3%, and Lincoln has cleaner air (PM2.5 avg 7.6 µg/m³). For overall health outcomes, Lincoln scores better with a lower obesity rate of 35.1%.

Compare More Cities

About Lincoln & South Bend