Lynchburg VA vs Palm Bay FL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Lynchburg, VA
Virginia · Population: 79,255
- Median HH Income$59,808
- Median Home Price$264,994
- Unemployment5.0%
- Bachelor's+38.5%
Palm Bay, FL
Florida · Population: 125,273
- Median HH Income$67,521
- Median Home Price$304,173
- Unemployment5.9%
- Bachelor's+22.6%
Detailed Comparison
Demographics
Population
Lynchburg
79,255
Palm Bay
125,273
Palm Bay +
Pop. Density / sq mi
Lower = more space
Lynchburg
N/A
Palm Bay
N/A
Median Age
Lynchburg
28.4
Lynchburg +
Palm Bay
41.3
Foreign Born
Lynchburg
4.6%
Palm Bay
15.1%
Palm Bay +
White
Lynchburg
62.2%
Lynchburg +
Palm Bay
59.2%
Black
Lynchburg
27.7%
Lynchburg +
Palm Bay
19.3%
Asian
Lynchburg
2.2%
Lynchburg +
Palm Bay
2.1%
Hispanic
Lynchburg
5.0%
Palm Bay
19.7%
Palm Bay +
Spanish at Home
Lynchburg
N/A
Palm Bay
N/A
| Metric | Lynchburg, VA | Palm Bay, FL | Better |
|---|---|---|---|
| Population | 79,255 | 125,273 | Palm Bay + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 28.4 | 41.3 | Lynchburg + |
| Foreign Born | 4.6% | 15.1% | Palm Bay + |
| White | 62.2% | 59.2% | Lynchburg + |
| Black | 27.7% | 19.3% | Lynchburg + |
| Asian | 2.2% | 2.1% | Lynchburg + |
| Hispanic | 5.0% | 19.7% | Palm Bay + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Lynchburg
$59,808
Palm Bay
$67,521
Palm Bay +
Per Capita Income
Lynchburg
$30,004
Palm Bay
$34,474
Palm Bay +
Per Capita Personal Income (MSA)
BEA MSA-level
Lynchburg
$69,581
Lynchburg +
Palm Bay
$65,328
Unemployment Rate
Lynchburg
5.0%
Lynchburg +
Palm Bay
5.9%
Poverty Rate
Lynchburg
17.4%
Palm Bay
11.6%
Palm Bay +
Bachelor's Degree+
Lynchburg
38.5%
Lynchburg +
Palm Bay
22.6%
| Metric | Lynchburg, VA | Palm Bay, FL | Better |
|---|---|---|---|
| Median HH Income | $59,808 | $67,521 | Palm Bay + |
| Per Capita Income | $30,004 | $34,474 | Palm Bay + |
| Per Capita Personal Income (MSA)BEA MSA-level | $69,581 | $65,328 | Lynchburg + |
| Unemployment Rate | 5.0% | 5.9% | Lynchburg + |
| Poverty Rate | 17.4% | 11.6% | Palm Bay + |
| Bachelor's Degree+ | 38.5% | 22.6% | Lynchburg + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Lynchburg
$264,994
Lynchburg +
Palm Bay
$304,173
Homeownership Rate
Lynchburg
49.1%
Palm Bay
79.3%
Palm Bay +
| Metric | Lynchburg, VA | Palm Bay, FL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $264,994 | $304,173 | Lynchburg + |
| Homeownership Rate | 49.1% | 79.3% | Palm Bay + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Lynchburg
240
Lynchburg +
Palm Bay
324
Property Crime / 100K
FBI CDE (state-level est.)
Lynchburg
1726
Palm Bay
1453
Palm Bay +
| Metric | Lynchburg, VA | Palm Bay, FL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 240 | 324 | Lynchburg + |
| Property Crime / 100KFBI CDE (state-level est.) | 1726 | 1453 | Palm Bay + |
Health
Obesity Rate
CDC PLACES
Lynchburg
37.1%
Palm Bay
36.5%
Palm Bay +
Diabetes Rate
CDC PLACES
Lynchburg
11.9%
Lynchburg +
Palm Bay
14.0%
Poor Mental Health
CDC PLACES — 14+ days/month
Lynchburg
19.4%
Palm Bay
17.6%
Palm Bay +
No Health Insurance
CDC PLACES
Lynchburg
9.1%
Lynchburg +
Palm Bay
14.2%
Binge Drinking
CDC PLACES
Lynchburg
14.8%
Palm Bay
14.4%
Palm Bay +
Current Smokers
CDC PLACES
Lynchburg
12.9%
Lynchburg +
Palm Bay
14.5%
| Metric | Lynchburg, VA | Palm Bay, FL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 37.1% | 36.5% | Palm Bay + |
| Diabetes RateCDC PLACES | 11.9% | 14.0% | Lynchburg + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 19.4% | 17.6% | Palm Bay + |
| No Health InsuranceCDC PLACES | 9.1% | 14.2% | Lynchburg + |
| Binge DrinkingCDC PLACES | 14.8% | 14.4% | Palm Bay + |
| Current SmokersCDC PLACES | 12.9% | 14.5% | Lynchburg + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Lynchburg
54.8°F
Palm Bay
N/A
Annual Precipitation
NOAA 1991–2020 normal
Lynchburg
41.5 in
Palm Bay
N/A
| Metric | Lynchburg, VA | Palm Bay, FL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 54.8°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 41.5 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Lynchburg
8.2 µg/m³
Palm Bay
7.2 µg/m³
Palm Bay +
Good Air Days
AQI ≤ 50
Lynchburg
75.0%
Palm Bay
75.0%
Tie
| Metric | Lynchburg, VA | Palm Bay, FL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.2 µg/m³ | 7.2 µg/m³ | Palm Bay + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Lynchburg
18.5 min
Lynchburg +
Palm Bay
29.6 min
| Metric | Lynchburg, VA | Palm Bay, FL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 18.5 min | 29.6 min | Lynchburg + |
Which City is Right for You?
Palm Bay leads in median household income at $67,521, while lynchburg offers more affordable housing with a median home price of $264,994. On public safety, Lynchburg is safer with a violent crime rate of 240 per 100,000 residents, compared to 324 in Palm Bay. Lynchburg has a lower unemployment rate at 5.0%, and Palm Bay has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Palm Bay scores better with a lower obesity rate of 36.5%.
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