Lynchburg VA vs Schenectady NY — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Lynchburg, VA

Virginia · Population: 79,255

  • Median HH Income$59,808
  • Median Home Price$264,994
  • Unemployment5.0%
  • Bachelor's+38.5%

Schenectady, NY

New York · Population: 28,542

  • Median HH Income$100,485
  • Median Home Price$321,835
  • Unemployment2.3%
  • Bachelor's+58.8%

Detailed Comparison

Demographics

Population
Lynchburg
79,255
Lynchburg +
Schenectady
28,542
Pop. Density / sq mi
Lower = more space
Lynchburg
N/A
Schenectady
N/A
Median Age
Lynchburg
28.4
Lynchburg +
Schenectady
42.3
Foreign Born
Lynchburg
4.6%
Schenectady
6.8%
Schenectady +
White
Lynchburg
62.2%
Schenectady
86.7%
Schenectady +
Black
Lynchburg
27.7%
Lynchburg +
Schenectady
3.1%
Asian
Lynchburg
2.2%
Schenectady
3.0%
Schenectady +
Hispanic
Lynchburg
5.0%
Lynchburg +
Schenectady
4.7%
Spanish at Home
Lynchburg
N/A
Schenectady
N/A

Economy

Median HH Income
Lynchburg
$59,808
Schenectady
$100,485
Schenectady +
Per Capita Income
Lynchburg
$30,004
Schenectady
$62,931
Schenectady +
Per Capita Personal Income (MSA)
BEA MSA-level
Lynchburg
$69,581
Schenectady
$77,425
Schenectady +
Unemployment Rate
Lynchburg
5.0%
Schenectady
2.3%
Schenectady +
Poverty Rate
Lynchburg
17.4%
Schenectady
10.3%
Schenectady +
Bachelor's Degree+
Lynchburg
38.5%
Schenectady
58.8%
Schenectady +

Housing

Median Home Value
Zillow ZHVI / Census ACS
Lynchburg
$264,994
Lynchburg +
Schenectady
$321,835
Homeownership Rate
Lynchburg
49.1%
Schenectady
57.5%
Schenectady +

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Lynchburg
240
Lynchburg +
Schenectady
434
Property Crime / 100K
FBI CDE (state-level est.)
Lynchburg
1726
Lynchburg +
Schenectady
1736

Health

Obesity Rate
CDC PLACES
Lynchburg
37.1%
Lynchburg +
Schenectady
38.6%
Diabetes Rate
CDC PLACES
Lynchburg
11.9%
Lynchburg +
Schenectady
12.3%
Poor Mental Health
CDC PLACES — 14+ days/month
Lynchburg
19.4%
Schenectady
19.2%
Schenectady +
No Health Insurance
CDC PLACES
Lynchburg
9.1%
Lynchburg +
Schenectady
9.7%
Binge Drinking
CDC PLACES
Lynchburg
14.8%
Lynchburg +
Schenectady
15.2%
Current Smokers
CDC PLACES
Lynchburg
12.9%
Lynchburg +
Schenectady
16.9%

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Lynchburg
54.8°F
Schenectady
N/A
Annual Precipitation
NOAA 1991–2020 normal
Lynchburg
41.5 in
Schenectady
N/A

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Lynchburg
8.2 µg/m³
Schenectady
8.1 µg/m³
Schenectady +
Good Air Days
AQI ≤ 50
Lynchburg
75.0%
Schenectady
75.0%
Tie

Commute

Mean Commute Time
Census ACS
Lynchburg
18.5 min
Lynchburg +
Schenectady
26.2 min

Which City is Right for You?

Schenectady leads in median household income at $100,485, while lynchburg offers more affordable housing with a median home price of $264,994. On public safety, Lynchburg is safer with a violent crime rate of 240 per 100,000 residents, compared to 434 in Schenectady. Schenectady has a lower unemployment rate at 2.3%, and Schenectady has cleaner air (PM2.5 avg 8.1 µg/m³). For overall health outcomes, Lynchburg scores better with a lower obesity rate of 37.1%.

Compare More Cities

About Lynchburg & Schenectady