McKinney TX vs Miami Gardens FL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
McKinney, TX
Texas · Population: 148,848
- Median HH Income$71,843
- Median Home Price$487,346
- Unemployment4.8%
- Bachelor's+18.5%
Miami Gardens, FL
Florida · Population: 11,627
- Median HH Income$137,873
- Median Home Price$472,888
- Unemployment6.5%
- Bachelor's+64.7%
Detailed Comparison
Demographics
Population
McKinney
148,848
McKinney +
Miami Gardens
11,627
Pop. Density / sq mi
Lower = more space
McKinney
N/A
Miami Gardens
N/A
Median Age
McKinney
33.4
McKinney +
Miami Gardens
37.7
Foreign Born
McKinney
21.0%
Miami Gardens
29.1%
Miami Gardens +
White
McKinney
37.8%
Miami Gardens
52.5%
Miami Gardens +
Black
McKinney
24.7%
McKinney +
Miami Gardens
15.3%
Asian
McKinney
3.0%
Miami Gardens
3.5%
Miami Gardens +
Hispanic
McKinney
44.7%
McKinney +
Miami Gardens
34.0%
Spanish at Home
McKinney
N/A
Miami Gardens
N/A
| Metric | McKinney, TX | Miami Gardens, FL | Better |
|---|---|---|---|
| Population | 148,848 | 11,627 | McKinney + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.4 | 37.7 | McKinney + |
| Foreign Born | 21.0% | 29.1% | Miami Gardens + |
| White | 37.8% | 52.5% | Miami Gardens + |
| Black | 24.7% | 15.3% | McKinney + |
| Asian | 3.0% | 3.5% | Miami Gardens + |
| Hispanic | 44.7% | 34.0% | McKinney + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
McKinney
$71,843
Miami Gardens
$137,873
Miami Gardens +
Per Capita Income
McKinney
$29,291
Miami Gardens
$57,003
Miami Gardens +
Per Capita Personal Income (MSA)
BEA MSA-level
McKinney
$63,758
Miami Gardens
$65,328
Miami Gardens +
Unemployment Rate
McKinney
4.8%
McKinney +
Miami Gardens
6.5%
Poverty Rate
McKinney
12.4%
Miami Gardens
7.9%
Miami Gardens +
Bachelor's Degree+
McKinney
18.5%
Miami Gardens
64.7%
Miami Gardens +
| Metric | McKinney, TX | Miami Gardens, FL | Better |
|---|---|---|---|
| Median HH Income | $71,843 | $137,873 | Miami Gardens + |
| Per Capita Income | $29,291 | $57,003 | Miami Gardens + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $65,328 | Miami Gardens + |
| Unemployment Rate | 4.8% | 6.5% | McKinney + |
| Poverty Rate | 12.4% | 7.9% | Miami Gardens + |
| Bachelor's Degree+ | 18.5% | 64.7% | Miami Gardens + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
McKinney
$487,346
Miami Gardens
$472,888
Miami Gardens +
Homeownership Rate
McKinney
63.2%
Miami Gardens
86.7%
Miami Gardens +
| Metric | McKinney, TX | Miami Gardens, FL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $487,346 | $472,888 | Miami Gardens + |
| Homeownership Rate | 63.2% | 86.7% | Miami Gardens + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
McKinney
442
Miami Gardens
324
Miami Gardens +
Property Crime / 100K
FBI CDE (state-level est.)
McKinney
2339
Miami Gardens
1453
Miami Gardens +
| Metric | McKinney, TX | Miami Gardens, FL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 324 | Miami Gardens + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 1453 | Miami Gardens + |
Health
Obesity Rate
CDC PLACES
McKinney
33.9%
McKinney +
Miami Gardens
34.3%
Diabetes Rate
CDC PLACES
McKinney
9.1%
McKinney +
Miami Gardens
17.3%
Poor Mental Health
CDC PLACES — 14+ days/month
McKinney
15.7%
McKinney +
Miami Gardens
17.5%
No Health Insurance
CDC PLACES
McKinney
10.9%
McKinney +
Miami Gardens
22.4%
Binge Drinking
CDC PLACES
McKinney
18.3%
Miami Gardens
12.7%
Miami Gardens +
Current Smokers
CDC PLACES
McKinney
9.9%
McKinney +
Miami Gardens
15.4%
| Metric | McKinney, TX | Miami Gardens, FL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.9% | 34.3% | McKinney + |
| Diabetes RateCDC PLACES | 9.1% | 17.3% | McKinney + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.7% | 17.5% | McKinney + |
| No Health InsuranceCDC PLACES | 10.9% | 22.4% | McKinney + |
| Binge DrinkingCDC PLACES | 18.3% | 12.7% | Miami Gardens + |
| Current SmokersCDC PLACES | 9.9% | 15.4% | McKinney + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
McKinney
64.2°F
Miami Gardens
N/A
Annual Precipitation
NOAA 1991–2020 normal
McKinney
40.0 in
Miami Gardens
N/A
| Metric | McKinney, TX | Miami Gardens, FL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 64.2°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 40.0 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
McKinney
9.2 µg/m³
Miami Gardens
7.2 µg/m³
Miami Gardens +
Good Air Days
AQI ≤ 50
McKinney
55.0%
Miami Gardens
75.0%
Miami Gardens +
| Metric | McKinney, TX | Miami Gardens, FL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 7.2 µg/m³ | Miami Gardens + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Miami Gardens + |
Commute
Mean Commute Time
Census ACS
McKinney
35.6 min
Miami Gardens
29.2 min
Miami Gardens +
| Metric | McKinney, TX | Miami Gardens, FL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 35.6 min | 29.2 min | Miami Gardens + |
Which City is Right for You?
Miami Gardens leads in median household income at $137,873, while miami Gardens offers more affordable housing with a median home price of $472,888. On public safety, Miami Gardens is safer with a violent crime rate of 324 per 100,000 residents, compared to 442 in McKinney. McKinney has a lower unemployment rate at 4.8%, and Miami Gardens has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, McKinney scores better with a lower obesity rate of 33.9%.
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