McKinney TX vs Murfreesboro TN — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
McKinney, TX
Texas · Population: 148,848
- Median HH Income$71,843
- Median Home Price$487,346
- Unemployment4.8%
- Bachelor's+18.5%
Murfreesboro, TN
Tennessee · Population: 40,828
- Median HH Income$107,847
- Median Home Price$427,410
- Unemployment3.5%
- Bachelor's+49.5%
Detailed Comparison
Demographics
Population
McKinney
148,848
McKinney +
Murfreesboro
40,828
Pop. Density / sq mi
Lower = more space
McKinney
N/A
Murfreesboro
N/A
Median Age
McKinney
33.4
McKinney +
Murfreesboro
39.1
Foreign Born
McKinney
21.0%
McKinney +
Murfreesboro
9.8%
White
McKinney
37.8%
Murfreesboro
78.3%
Murfreesboro +
Black
McKinney
24.7%
McKinney +
Murfreesboro
7.7%
Asian
McKinney
3.0%
Murfreesboro
4.8%
Murfreesboro +
Hispanic
McKinney
44.7%
McKinney +
Murfreesboro
7.4%
Spanish at Home
McKinney
N/A
Murfreesboro
N/A
| Metric | McKinney, TX | Murfreesboro, TN | Better |
|---|---|---|---|
| Population | 148,848 | 40,828 | McKinney + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.4 | 39.1 | McKinney + |
| Foreign Born | 21.0% | 9.8% | McKinney + |
| White | 37.8% | 78.3% | Murfreesboro + |
| Black | 24.7% | 7.7% | McKinney + |
| Asian | 3.0% | 4.8% | Murfreesboro + |
| Hispanic | 44.7% | 7.4% | McKinney + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
McKinney
$71,843
Murfreesboro
$107,847
Murfreesboro +
Per Capita Income
McKinney
$29,291
Murfreesboro
$54,633
Murfreesboro +
Per Capita Personal Income (MSA)
BEA MSA-level
McKinney
$63,758
McKinney +
Murfreesboro
$59,097
Unemployment Rate
McKinney
4.8%
Murfreesboro
3.5%
Murfreesboro +
Poverty Rate
McKinney
12.4%
Murfreesboro
4.1%
Murfreesboro +
Bachelor's Degree+
McKinney
18.5%
Murfreesboro
49.5%
Murfreesboro +
| Metric | McKinney, TX | Murfreesboro, TN | Better |
|---|---|---|---|
| Median HH Income | $71,843 | $107,847 | Murfreesboro + |
| Per Capita Income | $29,291 | $54,633 | Murfreesboro + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $59,097 | McKinney + |
| Unemployment Rate | 4.8% | 3.5% | Murfreesboro + |
| Poverty Rate | 12.4% | 4.1% | Murfreesboro + |
| Bachelor's Degree+ | 18.5% | 49.5% | Murfreesboro + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
McKinney
$487,346
Murfreesboro
$427,410
Murfreesboro +
Homeownership Rate
McKinney
63.2%
Murfreesboro
74.9%
Murfreesboro +
| Metric | McKinney, TX | Murfreesboro, TN | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $487,346 | $427,410 | Murfreesboro + |
| Homeownership Rate | 63.2% | 74.9% | Murfreesboro + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
McKinney
442
McKinney +
Murfreesboro
639
Property Crime / 100K
FBI CDE (state-level est.)
McKinney
2339
McKinney +
Murfreesboro
2350
| Metric | McKinney, TX | Murfreesboro, TN | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 639 | McKinney + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 2350 | McKinney + |
Health
Obesity Rate
CDC PLACES
McKinney
33.9%
McKinney +
Murfreesboro
37.3%
Diabetes Rate
CDC PLACES
McKinney
9.1%
McKinney +
Murfreesboro
9.9%
Poor Mental Health
CDC PLACES — 14+ days/month
McKinney
15.7%
McKinney +
Murfreesboro
20.4%
No Health Insurance
CDC PLACES
McKinney
10.9%
McKinney +
Murfreesboro
11.0%
Binge Drinking
CDC PLACES
McKinney
18.3%
Murfreesboro
16.5%
Murfreesboro +
Current Smokers
CDC PLACES
McKinney
9.9%
McKinney +
Murfreesboro
14.0%
| Metric | McKinney, TX | Murfreesboro, TN | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.9% | 37.3% | McKinney + |
| Diabetes RateCDC PLACES | 9.1% | 9.9% | McKinney + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.7% | 20.4% | McKinney + |
| No Health InsuranceCDC PLACES | 10.9% | 11.0% | McKinney + |
| Binge DrinkingCDC PLACES | 18.3% | 16.5% | Murfreesboro + |
| Current SmokersCDC PLACES | 9.9% | 14.0% | McKinney + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
McKinney
64.2°F
Murfreesboro
58.3°F
Murfreesboro +
Annual Precipitation
NOAA 1991–2020 normal
McKinney
40.0 in
McKinney +
Murfreesboro
53.4 in
| Metric | McKinney, TX | Murfreesboro, TN | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 64.2°F | 58.3°F | Murfreesboro + |
| Annual PrecipitationNOAA 1991–2020 normal | 40.0 in | 53.4 in | McKinney + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
McKinney
9.2 µg/m³
Murfreesboro
8.9 µg/m³
Murfreesboro +
Good Air Days
AQI ≤ 50
McKinney
55.0%
Murfreesboro
75.0%
Murfreesboro +
| Metric | McKinney, TX | Murfreesboro, TN | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 8.9 µg/m³ | Murfreesboro + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Murfreesboro + |
Commute
Mean Commute Time
Census ACS
McKinney
35.6 min
Murfreesboro
33.8 min
Murfreesboro +
| Metric | McKinney, TX | Murfreesboro, TN | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 35.6 min | 33.8 min | Murfreesboro + |
Which City is Right for You?
Murfreesboro leads in median household income at $107,847, while murfreesboro offers more affordable housing with a median home price of $427,410. On public safety, McKinney is safer with a violent crime rate of 442 per 100,000 residents, compared to 639 in Murfreesboro. Murfreesboro has a lower unemployment rate at 3.5%, and Murfreesboro has cleaner air (PM2.5 avg 8.9 µg/m³). For overall health outcomes, McKinney scores better with a lower obesity rate of 33.9%.
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