McKinney TX vs New Rochelle NY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
McKinney, TX
Texas · Population: 148,848
- Median HH Income$71,843
- Median Home Price$487,346
- Unemployment4.8%
- Bachelor's+18.5%
New Rochelle, NY
New York · Population: 48,198
- Median HH Income$48,535
- Median Home Price$920,484
- Unemployment9.7%
- Bachelor's+22.8%
Detailed Comparison
Demographics
Population
McKinney
148,848
McKinney +
New Rochelle
48,198
Pop. Density / sq mi
Lower = more space
McKinney
N/A
New Rochelle
N/A
Median Age
McKinney
33.4
McKinney +
New Rochelle
40.7
Foreign Born
McKinney
21.0%
McKinney +
New Rochelle
4.6%
White
McKinney
37.8%
New Rochelle
66.1%
New Rochelle +
Black
McKinney
24.7%
McKinney +
New Rochelle
17.8%
Asian
McKinney
3.0%
McKinney +
New Rochelle
2.3%
Hispanic
McKinney
44.7%
McKinney +
New Rochelle
8.0%
Spanish at Home
McKinney
N/A
New Rochelle
N/A
| Metric | McKinney, TX | New Rochelle, NY | Better |
|---|---|---|---|
| Population | 148,848 | 48,198 | McKinney + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.4 | 40.7 | McKinney + |
| Foreign Born | 21.0% | 4.6% | McKinney + |
| White | 37.8% | 66.1% | New Rochelle + |
| Black | 24.7% | 17.8% | McKinney + |
| Asian | 3.0% | 2.3% | McKinney + |
| Hispanic | 44.7% | 8.0% | McKinney + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
McKinney
$71,843
McKinney +
New Rochelle
$48,535
Per Capita Income
McKinney
$29,291
New Rochelle
$30,033
New Rochelle +
Per Capita Personal Income (MSA)
BEA MSA-level
McKinney
$63,758
New Rochelle
$77,425
New Rochelle +
Unemployment Rate
McKinney
4.8%
McKinney +
New Rochelle
9.7%
Poverty Rate
McKinney
12.4%
McKinney +
New Rochelle
23.7%
Bachelor's Degree+
McKinney
18.5%
New Rochelle
22.8%
New Rochelle +
| Metric | McKinney, TX | New Rochelle, NY | Better |
|---|---|---|---|
| Median HH Income | $71,843 | $48,535 | McKinney + |
| Per Capita Income | $29,291 | $30,033 | New Rochelle + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $77,425 | New Rochelle + |
| Unemployment Rate | 4.8% | 9.7% | McKinney + |
| Poverty Rate | 12.4% | 23.7% | McKinney + |
| Bachelor's Degree+ | 18.5% | 22.8% | New Rochelle + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
McKinney
$487,346
McKinney +
New Rochelle
$920,484
Homeownership Rate
McKinney
63.2%
McKinney +
New Rochelle
57.5%
| Metric | McKinney, TX | New Rochelle, NY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $487,346 | $920,484 | McKinney + |
| Homeownership Rate | 63.2% | 57.5% | McKinney + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
McKinney
442
New Rochelle
434
New Rochelle +
Property Crime / 100K
FBI CDE (state-level est.)
McKinney
2339
New Rochelle
1736
New Rochelle +
| Metric | McKinney, TX | New Rochelle, NY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 434 | New Rochelle + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 1736 | New Rochelle + |
Health
Obesity Rate
CDC PLACES
McKinney
33.9%
New Rochelle
26.6%
New Rochelle +
Diabetes Rate
CDC PLACES
McKinney
9.1%
McKinney +
New Rochelle
10.6%
Poor Mental Health
CDC PLACES — 14+ days/month
McKinney
15.7%
New Rochelle
13.8%
New Rochelle +
No Health Insurance
CDC PLACES
McKinney
10.9%
New Rochelle
9.5%
New Rochelle +
Binge Drinking
CDC PLACES
McKinney
18.3%
New Rochelle
14.9%
New Rochelle +
Current Smokers
CDC PLACES
McKinney
9.9%
New Rochelle
9.3%
New Rochelle +
| Metric | McKinney, TX | New Rochelle, NY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.9% | 26.6% | New Rochelle + |
| Diabetes RateCDC PLACES | 9.1% | 10.6% | McKinney + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.7% | 13.8% | New Rochelle + |
| No Health InsuranceCDC PLACES | 10.9% | 9.5% | New Rochelle + |
| Binge DrinkingCDC PLACES | 18.3% | 14.9% | New Rochelle + |
| Current SmokersCDC PLACES | 9.9% | 9.3% | New Rochelle + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
McKinney
64.2°F
New Rochelle
N/A
Annual Precipitation
NOAA 1991–2020 normal
McKinney
40.0 in
New Rochelle
N/A
| Metric | McKinney, TX | New Rochelle, NY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 64.2°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 40.0 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
McKinney
9.2 µg/m³
New Rochelle
8.1 µg/m³
New Rochelle +
Good Air Days
AQI ≤ 50
McKinney
55.0%
New Rochelle
75.0%
New Rochelle +
| Metric | McKinney, TX | New Rochelle, NY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 8.1 µg/m³ | New Rochelle + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | New Rochelle + |
Commute
Mean Commute Time
Census ACS
McKinney
35.6 min
New Rochelle
20.0 min
New Rochelle +
| Metric | McKinney, TX | New Rochelle, NY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 35.6 min | 20.0 min | New Rochelle + |
Which City is Right for You?
McKinney leads in median household income at $71,843, while mcKinney offers more affordable housing with a median home price of $487,346. On public safety, New Rochelle is safer with a violent crime rate of 434 per 100,000 residents, compared to 442 in McKinney. McKinney has a lower unemployment rate at 4.8%, and New Rochelle has cleaner air (PM2.5 avg 8.1 µg/m³). For overall health outcomes, New Rochelle scores better with a lower obesity rate of 26.6%.
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