McKinney TX vs Ontario CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
McKinney, TX
Texas · Population: 148,848
- Median HH Income$71,843
- Median Home Price$487,346
- Unemployment4.8%
- Bachelor's+18.5%
Ontario, CA
California · Population: 138,723
- Median HH Income$116,945
- Median Home Price$671,948
- Unemployment4.7%
- Bachelor's+40.1%
Detailed Comparison
Demographics
Population
McKinney
148,848
McKinney +
Ontario
138,723
Pop. Density / sq mi
Lower = more space
McKinney
N/A
Ontario
N/A
Median Age
McKinney
33.4
McKinney +
Ontario
36.9
Foreign Born
McKinney
21.0%
Ontario
21.0%
Tie
White
McKinney
37.8%
Ontario
53.6%
Ontario +
Black
McKinney
24.7%
McKinney +
Ontario
1.6%
Asian
McKinney
3.0%
Ontario
13.1%
Ontario +
Hispanic
McKinney
44.7%
McKinney +
Ontario
40.0%
Spanish at Home
McKinney
N/A
Ontario
N/A
| Metric | McKinney, TX | Ontario, CA | Better |
|---|---|---|---|
| Population | 148,848 | 138,723 | McKinney + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.4 | 36.9 | McKinney + |
| Foreign Born | 21.0% | 21.0% | Tie |
| White | 37.8% | 53.6% | Ontario + |
| Black | 24.7% | 1.6% | McKinney + |
| Asian | 3.0% | 13.1% | Ontario + |
| Hispanic | 44.7% | 40.0% | McKinney + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
McKinney
$71,843
Ontario
$116,945
Ontario +
Per Capita Income
McKinney
$29,291
Ontario
$50,759
Ontario +
Per Capita Personal Income (MSA)
BEA MSA-level
McKinney
$63,758
Ontario
$77,230
Ontario +
Unemployment Rate
McKinney
4.8%
Ontario
4.7%
Ontario +
Poverty Rate
McKinney
12.4%
Ontario
9.2%
Ontario +
Bachelor's Degree+
McKinney
18.5%
Ontario
40.1%
Ontario +
| Metric | McKinney, TX | Ontario, CA | Better |
|---|---|---|---|
| Median HH Income | $71,843 | $116,945 | Ontario + |
| Per Capita Income | $29,291 | $50,759 | Ontario + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $77,230 | Ontario + |
| Unemployment Rate | 4.8% | 4.7% | Ontario + |
| Poverty Rate | 12.4% | 9.2% | Ontario + |
| Bachelor's Degree+ | 18.5% | 40.1% | Ontario + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
McKinney
$487,346
McKinney +
Ontario
$671,948
Homeownership Rate
McKinney
63.2%
McKinney +
Ontario
58.1%
| Metric | McKinney, TX | Ontario, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $487,346 | $671,948 | McKinney + |
| Homeownership Rate | 63.2% | 58.1% | McKinney + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
McKinney
442
McKinney +
Ontario
503
Property Crime / 100K
FBI CDE (state-level est.)
McKinney
2339
McKinney +
Ontario
2388
| Metric | McKinney, TX | Ontario, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 503 | McKinney + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 2388 | McKinney + |
Health
Obesity Rate
CDC PLACES
McKinney
33.9%
Ontario
33.6%
Ontario +
Diabetes Rate
CDC PLACES
McKinney
9.1%
McKinney +
Ontario
12.0%
Poor Mental Health
CDC PLACES — 14+ days/month
McKinney
15.7%
McKinney +
Ontario
17.8%
No Health Insurance
CDC PLACES
McKinney
10.9%
McKinney +
Ontario
17.0%
Binge Drinking
CDC PLACES
McKinney
18.3%
Ontario
15.7%
Ontario +
Current Smokers
CDC PLACES
McKinney
9.9%
McKinney +
Ontario
12.0%
| Metric | McKinney, TX | Ontario, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.9% | 33.6% | Ontario + |
| Diabetes RateCDC PLACES | 9.1% | 12.0% | McKinney + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.7% | 17.8% | McKinney + |
| No Health InsuranceCDC PLACES | 10.9% | 17.0% | McKinney + |
| Binge DrinkingCDC PLACES | 18.3% | 15.7% | Ontario + |
| Current SmokersCDC PLACES | 9.9% | 12.0% | McKinney + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
McKinney
64.2°F
McKinney +
Ontario
65.5°F
Annual Precipitation
NOAA 1991–2020 normal
McKinney
40.0 in
Ontario
15.0 in
Ontario +
| Metric | McKinney, TX | Ontario, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 64.2°F | 65.5°F | McKinney + |
| Annual PrecipitationNOAA 1991–2020 normal | 40.0 in | 15.0 in | Ontario + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
McKinney
9.2 µg/m³
Ontario
7.9 µg/m³
Ontario +
Good Air Days
AQI ≤ 50
McKinney
55.0%
Ontario
75.0%
Ontario +
| Metric | McKinney, TX | Ontario, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 7.9 µg/m³ | Ontario + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Ontario + |
Commute
Mean Commute Time
Census ACS
McKinney
35.6 min
Ontario
28.2 min
Ontario +
| Metric | McKinney, TX | Ontario, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 35.6 min | 28.2 min | Ontario + |
Which City is Right for You?
Ontario leads in median household income at $116,945, while mcKinney offers more affordable housing with a median home price of $487,346. On public safety, McKinney is safer with a violent crime rate of 442 per 100,000 residents, compared to 503 in Ontario. Ontario has a lower unemployment rate at 4.7%, and Ontario has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Ontario scores better with a lower obesity rate of 33.6%.
Compare More Cities
McKinney, TX vs New York, NYLos Angeles, CA vs McKinney, TXChicago, IL vs McKinney, TXHouston, TX vs McKinney, TXMcKinney, TX vs Phoenix, AZMcKinney, TX vs Philadelphia, PA