McKinney TX vs Plano TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
McKinney, TX
Texas · Population: 148,848
- Median HH Income$71,843
- Median Home Price$487,346
- Unemployment4.8%
- Bachelor's+18.5%
Plano, TX
Texas · Population: 287,339
- Median HH Income$108,649
- Median Home Price$507,575
- Unemployment4.1%
- Bachelor's+59.2%
Detailed Comparison
Demographics
Population
McKinney
148,848
Plano
287,339
Plano +
Pop. Density / sq mi
Lower = more space
McKinney
N/A
Plano
N/A
Median Age
McKinney
33.4
McKinney +
Plano
39.3
Foreign Born
McKinney
21.0%
Plano
28.7%
Plano +
White
McKinney
37.8%
Plano
53.2%
Plano +
Black
McKinney
24.7%
McKinney +
Plano
9.0%
Asian
McKinney
3.0%
Plano
22.6%
Plano +
Hispanic
McKinney
44.7%
McKinney +
Plano
16.2%
Spanish at Home
McKinney
N/A
Plano
N/A
| Metric | McKinney, TX | Plano, TX | Better |
|---|---|---|---|
| Population | 148,848 | 287,339 | Plano + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.4 | 39.3 | McKinney + |
| Foreign Born | 21.0% | 28.7% | Plano + |
| White | 37.8% | 53.2% | Plano + |
| Black | 24.7% | 9.0% | McKinney + |
| Asian | 3.0% | 22.6% | Plano + |
| Hispanic | 44.7% | 16.2% | McKinney + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
McKinney
$71,843
Plano
$108,649
Plano +
Per Capita Income
McKinney
$29,291
Plano
$57,753
Plano +
Per Capita Personal Income (MSA)
BEA MSA-level
McKinney
$63,758
Plano
$63,758
Tie
Unemployment Rate
McKinney
4.8%
Plano
4.1%
Plano +
Poverty Rate
McKinney
12.4%
Plano
7.1%
Plano +
Bachelor's Degree+
McKinney
18.5%
Plano
59.2%
Plano +
| Metric | McKinney, TX | Plano, TX | Better |
|---|---|---|---|
| Median HH Income | $71,843 | $108,649 | Plano + |
| Per Capita Income | $29,291 | $57,753 | Plano + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $63,758 | Tie |
| Unemployment Rate | 4.8% | 4.1% | Plano + |
| Poverty Rate | 12.4% | 7.1% | Plano + |
| Bachelor's Degree+ | 18.5% | 59.2% | Plano + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
McKinney
$487,346
McKinney +
Plano
$507,575
Homeownership Rate
McKinney
63.2%
McKinney +
Plano
56.6%
| Metric | McKinney, TX | Plano, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $487,346 | $507,575 | McKinney + |
| Homeownership Rate | 63.2% | 56.6% | McKinney + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
McKinney
442
Plano
442
Tie
Property Crime / 100K
FBI CDE (state-level est.)
McKinney
2339
Plano
2339
Tie
| Metric | McKinney, TX | Plano, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 442 | Tie |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 2339 | Tie |
Health
Obesity Rate
CDC PLACES
McKinney
33.9%
Plano
31.2%
Plano +
Diabetes Rate
CDC PLACES
McKinney
9.1%
McKinney +
Plano
9.9%
Poor Mental Health
CDC PLACES — 14+ days/month
McKinney
15.7%
Plano
14.0%
Plano +
No Health Insurance
CDC PLACES
McKinney
10.9%
Plano
10.3%
Plano +
Binge Drinking
CDC PLACES
McKinney
18.3%
Plano
16.4%
Plano +
Current Smokers
CDC PLACES
McKinney
9.9%
Plano
8.8%
Plano +
| Metric | McKinney, TX | Plano, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.9% | 31.2% | Plano + |
| Diabetes RateCDC PLACES | 9.1% | 9.9% | McKinney + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.7% | 14.0% | Plano + |
| No Health InsuranceCDC PLACES | 10.9% | 10.3% | Plano + |
| Binge DrinkingCDC PLACES | 18.3% | 16.4% | Plano + |
| Current SmokersCDC PLACES | 9.9% | 8.8% | Plano + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
McKinney
64.2°F
Plano
N/A
Annual Precipitation
NOAA 1991–2020 normal
McKinney
40.0 in
Plano
N/A
| Metric | McKinney, TX | Plano, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 64.2°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 40.0 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
McKinney
9.2 µg/m³
Plano
9.2 µg/m³
Tie
Good Air Days
AQI ≤ 50
McKinney
55.0%
Plano
55.0%
Tie
| Metric | McKinney, TX | Plano, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 9.2 µg/m³ | Tie |
| Good Air DaysAQI ≤ 50 | 55.0% | 55.0% | Tie |
Commute
Mean Commute Time
Census ACS
McKinney
35.6 min
Plano
27.6 min
Plano +
| Metric | McKinney, TX | Plano, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 35.6 min | 27.6 min | Plano + |
Which City is Right for You?
Plano leads in median household income at $108,649, while mcKinney offers more affordable housing with a median home price of $487,346. On public safety, Plano is safer with a violent crime rate of 442 per 100,000 residents, compared to 442 in McKinney. Plano has a lower unemployment rate at 4.1%, and Plano has cleaner air (PM2.5 avg 9.2 µg/m³). For overall health outcomes, Plano scores better with a lower obesity rate of 31.2%.
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