McKinney TX vs Raleigh NC — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
McKinney, TX
Texas · Population: 148,848
- Median HH Income$71,843
- Median Home Price$487,346
- Unemployment4.8%
- Bachelor's+18.5%
Raleigh, NC
North Carolina · Population: 470,763
- Median HH Income$82,424
- Median Home Price$435,807
- Unemployment4.5%
- Bachelor's+52.9%
Detailed Comparison
Demographics
Population
McKinney
148,848
Raleigh
470,763
Raleigh +
Pop. Density / sq mi
Lower = more space
McKinney
N/A
Raleigh
N/A
Median Age
McKinney
33.4
McKinney +
Raleigh
34.7
Foreign Born
McKinney
21.0%
McKinney +
Raleigh
13.6%
White
McKinney
37.8%
Raleigh
53.8%
Raleigh +
Black
McKinney
24.7%
Raleigh
27.5%
Raleigh +
Asian
McKinney
3.0%
Raleigh
4.7%
Raleigh +
Hispanic
McKinney
44.7%
McKinney +
Raleigh
12.7%
Spanish at Home
McKinney
N/A
Raleigh
N/A
| Metric | McKinney, TX | Raleigh, NC | Better |
|---|---|---|---|
| Population | 148,848 | 470,763 | Raleigh + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.4 | 34.7 | McKinney + |
| Foreign Born | 21.0% | 13.6% | McKinney + |
| White | 37.8% | 53.8% | Raleigh + |
| Black | 24.7% | 27.5% | Raleigh + |
| Asian | 3.0% | 4.7% | Raleigh + |
| Hispanic | 44.7% | 12.7% | McKinney + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
McKinney
$71,843
Raleigh
$82,424
Raleigh +
Per Capita Income
McKinney
$29,291
Raleigh
$49,948
Raleigh +
Per Capita Personal Income (MSA)
BEA MSA-level
McKinney
$63,758
McKinney +
Raleigh
$59,120
Unemployment Rate
McKinney
4.8%
Raleigh
4.5%
Raleigh +
Poverty Rate
McKinney
12.4%
Raleigh
11.4%
Raleigh +
Bachelor's Degree+
McKinney
18.5%
Raleigh
52.9%
Raleigh +
| Metric | McKinney, TX | Raleigh, NC | Better |
|---|---|---|---|
| Median HH Income | $71,843 | $82,424 | Raleigh + |
| Per Capita Income | $29,291 | $49,948 | Raleigh + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $59,120 | McKinney + |
| Unemployment Rate | 4.8% | 4.5% | Raleigh + |
| Poverty Rate | 12.4% | 11.4% | Raleigh + |
| Bachelor's Degree+ | 18.5% | 52.9% | Raleigh + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
McKinney
$487,346
Raleigh
$435,807
Raleigh +
Homeownership Rate
McKinney
63.2%
McKinney +
Raleigh
51.2%
| Metric | McKinney, TX | Raleigh, NC | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $487,346 | $435,807 | Raleigh + |
| Homeownership Rate | 63.2% | 51.2% | McKinney + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
McKinney
442
Raleigh
398
Raleigh +
Property Crime / 100K
FBI CDE (state-level est.)
McKinney
2339
Raleigh
1999
Raleigh +
| Metric | McKinney, TX | Raleigh, NC | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 398 | Raleigh + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 1999 | Raleigh + |
Health
Obesity Rate
CDC PLACES
McKinney
33.9%
Raleigh
30.9%
Raleigh +
Diabetes Rate
CDC PLACES
McKinney
9.1%
Raleigh
9.1%
Tie
Poor Mental Health
CDC PLACES — 14+ days/month
McKinney
15.7%
McKinney +
Raleigh
16.6%
No Health Insurance
CDC PLACES
McKinney
10.9%
Raleigh
9.7%
Raleigh +
Binge Drinking
CDC PLACES
McKinney
18.3%
Raleigh
15.3%
Raleigh +
Current Smokers
CDC PLACES
McKinney
9.9%
McKinney +
Raleigh
10.5%
| Metric | McKinney, TX | Raleigh, NC | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.9% | 30.9% | Raleigh + |
| Diabetes RateCDC PLACES | 9.1% | 9.1% | Tie |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.7% | 16.6% | McKinney + |
| No Health InsuranceCDC PLACES | 10.9% | 9.7% | Raleigh + |
| Binge DrinkingCDC PLACES | 18.3% | 15.3% | Raleigh + |
| Current SmokersCDC PLACES | 9.9% | 10.5% | McKinney + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
McKinney
64.2°F
Raleigh
61.1°F
Raleigh +
Annual Precipitation
NOAA 1991–2020 normal
McKinney
40.0 in
McKinney +
Raleigh
46.2 in
| Metric | McKinney, TX | Raleigh, NC | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 64.2°F | 61.1°F | Raleigh + |
| Annual PrecipitationNOAA 1991–2020 normal | 40.0 in | 46.2 in | McKinney + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
McKinney
9.2 µg/m³
Raleigh
8.7 µg/m³
Raleigh +
Good Air Days
AQI ≤ 50
McKinney
55.0%
Raleigh
75.0%
Raleigh +
| Metric | McKinney, TX | Raleigh, NC | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 8.7 µg/m³ | Raleigh + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Raleigh + |
Commute
Mean Commute Time
Census ACS
McKinney
35.6 min
Raleigh
25.1 min
Raleigh +
| Metric | McKinney, TX | Raleigh, NC | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 35.6 min | 25.1 min | Raleigh + |
Which City is Right for You?
Raleigh leads in median household income at $82,424, while raleigh offers more affordable housing with a median home price of $435,807. On public safety, Raleigh is safer with a violent crime rate of 398 per 100,000 residents, compared to 442 in McKinney. Raleigh has a lower unemployment rate at 4.5%, and Raleigh has cleaner air (PM2.5 avg 8.7 µg/m³). For overall health outcomes, Raleigh scores better with a lower obesity rate of 30.9%.
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