McKinney TX vs Rancho Cucamonga CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
McKinney, TX
Texas · Population: 148,848
- Median HH Income$71,843
- Median Home Price$487,346
- Unemployment4.8%
- Bachelor's+18.5%
Rancho Cucamonga, CA
California · Population: 174,693
- Median HH Income$109,511
- Median Home Price$791,317
- Unemployment5.8%
- Bachelor's+37.3%
Detailed Comparison
Demographics
Population
McKinney
148,848
Rancho Cucamonga
174,693
Rancho Cucamonga +
Pop. Density / sq mi
Lower = more space
McKinney
N/A
Rancho Cucamonga
N/A
Median Age
McKinney
33.4
McKinney +
Rancho Cucamonga
37.9
Foreign Born
McKinney
21.0%
Rancho Cucamonga
21.1%
Rancho Cucamonga +
White
McKinney
37.8%
Rancho Cucamonga
44.0%
Rancho Cucamonga +
Black
McKinney
24.7%
McKinney +
Rancho Cucamonga
8.3%
Asian
McKinney
3.0%
Rancho Cucamonga
15.4%
Rancho Cucamonga +
Hispanic
McKinney
44.7%
McKinney +
Rancho Cucamonga
38.5%
Spanish at Home
McKinney
N/A
Rancho Cucamonga
N/A
| Metric | McKinney, TX | Rancho Cucamonga, CA | Better |
|---|---|---|---|
| Population | 148,848 | 174,693 | Rancho Cucamonga + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.4 | 37.9 | McKinney + |
| Foreign Born | 21.0% | 21.1% | Rancho Cucamonga + |
| White | 37.8% | 44.0% | Rancho Cucamonga + |
| Black | 24.7% | 8.3% | McKinney + |
| Asian | 3.0% | 15.4% | Rancho Cucamonga + |
| Hispanic | 44.7% | 38.5% | McKinney + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
McKinney
$71,843
Rancho Cucamonga
$109,511
Rancho Cucamonga +
Per Capita Income
McKinney
$29,291
Rancho Cucamonga
$45,626
Rancho Cucamonga +
Per Capita Personal Income (MSA)
BEA MSA-level
McKinney
$63,758
Rancho Cucamonga
$77,230
Rancho Cucamonga +
Unemployment Rate
McKinney
4.8%
McKinney +
Rancho Cucamonga
5.8%
Poverty Rate
McKinney
12.4%
Rancho Cucamonga
8.0%
Rancho Cucamonga +
Bachelor's Degree+
McKinney
18.5%
Rancho Cucamonga
37.3%
Rancho Cucamonga +
| Metric | McKinney, TX | Rancho Cucamonga, CA | Better |
|---|---|---|---|
| Median HH Income | $71,843 | $109,511 | Rancho Cucamonga + |
| Per Capita Income | $29,291 | $45,626 | Rancho Cucamonga + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $77,230 | Rancho Cucamonga + |
| Unemployment Rate | 4.8% | 5.8% | McKinney + |
| Poverty Rate | 12.4% | 8.0% | Rancho Cucamonga + |
| Bachelor's Degree+ | 18.5% | 37.3% | Rancho Cucamonga + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
McKinney
$487,346
McKinney +
Rancho Cucamonga
$791,317
Homeownership Rate
McKinney
63.2%
Rancho Cucamonga
63.3%
Rancho Cucamonga +
| Metric | McKinney, TX | Rancho Cucamonga, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $487,346 | $791,317 | McKinney + |
| Homeownership Rate | 63.2% | 63.3% | Rancho Cucamonga + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
McKinney
442
McKinney +
Rancho Cucamonga
503
Property Crime / 100K
FBI CDE (state-level est.)
McKinney
2339
McKinney +
Rancho Cucamonga
2388
| Metric | McKinney, TX | Rancho Cucamonga, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 503 | McKinney + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 2388 | McKinney + |
Health
Obesity Rate
CDC PLACES
McKinney
33.9%
Rancho Cucamonga
30.0%
Rancho Cucamonga +
Diabetes Rate
CDC PLACES
McKinney
9.1%
McKinney +
Rancho Cucamonga
10.5%
Poor Mental Health
CDC PLACES — 14+ days/month
McKinney
15.7%
McKinney +
Rancho Cucamonga
16.1%
No Health Insurance
CDC PLACES
McKinney
10.9%
Rancho Cucamonga
8.8%
Rancho Cucamonga +
Binge Drinking
CDC PLACES
McKinney
18.3%
Rancho Cucamonga
15.8%
Rancho Cucamonga +
Current Smokers
CDC PLACES
McKinney
9.9%
McKinney +
Rancho Cucamonga
10.1%
| Metric | McKinney, TX | Rancho Cucamonga, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.9% | 30.0% | Rancho Cucamonga + |
| Diabetes RateCDC PLACES | 9.1% | 10.5% | McKinney + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.7% | 16.1% | McKinney + |
| No Health InsuranceCDC PLACES | 10.9% | 8.8% | Rancho Cucamonga + |
| Binge DrinkingCDC PLACES | 18.3% | 15.8% | Rancho Cucamonga + |
| Current SmokersCDC PLACES | 9.9% | 10.1% | McKinney + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
McKinney
64.2°F
Rancho Cucamonga
N/A
Annual Precipitation
NOAA 1991–2020 normal
McKinney
40.0 in
Rancho Cucamonga
N/A
| Metric | McKinney, TX | Rancho Cucamonga, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 64.2°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 40.0 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
McKinney
9.2 µg/m³
Rancho Cucamonga
7.9 µg/m³
Rancho Cucamonga +
Good Air Days
AQI ≤ 50
McKinney
55.0%
Rancho Cucamonga
75.0%
Rancho Cucamonga +
| Metric | McKinney, TX | Rancho Cucamonga, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 7.9 µg/m³ | Rancho Cucamonga + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Rancho Cucamonga + |
Commute
Mean Commute Time
Census ACS
McKinney
35.6 min
Rancho Cucamonga
34.6 min
Rancho Cucamonga +
| Metric | McKinney, TX | Rancho Cucamonga, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 35.6 min | 34.6 min | Rancho Cucamonga + |
Which City is Right for You?
Rancho Cucamonga leads in median household income at $109,511, while mcKinney offers more affordable housing with a median home price of $487,346. On public safety, McKinney is safer with a violent crime rate of 442 per 100,000 residents, compared to 503 in Rancho Cucamonga. McKinney has a lower unemployment rate at 4.8%, and Rancho Cucamonga has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Rancho Cucamonga scores better with a lower obesity rate of 30.0%.
Compare More Cities
McKinney, TX vs New York, NYLos Angeles, CA vs McKinney, TXChicago, IL vs McKinney, TXHouston, TX vs McKinney, TXMcKinney, TX vs Phoenix, AZMcKinney, TX vs Philadelphia, PA