McKinney TX vs Richmond VA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
McKinney, TX
Texas · Population: 148,848
- Median HH Income$71,843
- Median Home Price$487,346
- Unemployment4.8%
- Bachelor's+18.5%
Richmond, VA
Virginia · Population: 227,595
- Median HH Income$62,671
- Median Home Price$374,265
- Unemployment6.0%
- Bachelor's+44.1%
Detailed Comparison
Demographics
Population
McKinney
148,848
Richmond
227,595
Richmond +
Pop. Density / sq mi
Lower = more space
McKinney
N/A
Richmond
N/A
Median Age
McKinney
33.4
McKinney +
Richmond
34.5
Foreign Born
McKinney
21.0%
McKinney +
Richmond
8.6%
White
McKinney
37.8%
Richmond
43.2%
Richmond +
Black
McKinney
24.7%
Richmond
42.0%
Richmond +
Asian
McKinney
3.0%
McKinney +
Richmond
2.1%
Hispanic
McKinney
44.7%
McKinney +
Richmond
10.3%
Spanish at Home
McKinney
N/A
Richmond
N/A
| Metric | McKinney, TX | Richmond, VA | Better |
|---|---|---|---|
| Population | 148,848 | 227,595 | Richmond + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.4 | 34.5 | McKinney + |
| Foreign Born | 21.0% | 8.6% | McKinney + |
| White | 37.8% | 43.2% | Richmond + |
| Black | 24.7% | 42.0% | Richmond + |
| Asian | 3.0% | 2.1% | McKinney + |
| Hispanic | 44.7% | 10.3% | McKinney + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
McKinney
$71,843
McKinney +
Richmond
$62,671
Per Capita Income
McKinney
$29,291
Richmond
$44,249
Richmond +
Per Capita Personal Income (MSA)
BEA MSA-level
McKinney
$63,758
Richmond
$69,581
Richmond +
Unemployment Rate
McKinney
4.8%
McKinney +
Richmond
6.0%
Poverty Rate
McKinney
12.4%
McKinney +
Richmond
18.8%
Bachelor's Degree+
McKinney
18.5%
Richmond
44.1%
Richmond +
| Metric | McKinney, TX | Richmond, VA | Better |
|---|---|---|---|
| Median HH Income | $71,843 | $62,671 | McKinney + |
| Per Capita Income | $29,291 | $44,249 | Richmond + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $69,581 | Richmond + |
| Unemployment Rate | 4.8% | 6.0% | McKinney + |
| Poverty Rate | 12.4% | 18.8% | McKinney + |
| Bachelor's Degree+ | 18.5% | 44.1% | Richmond + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
McKinney
$487,346
Richmond
$374,265
Richmond +
Homeownership Rate
McKinney
63.2%
McKinney +
Richmond
43.5%
| Metric | McKinney, TX | Richmond, VA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $487,346 | $374,265 | Richmond + |
| Homeownership Rate | 63.2% | 43.5% | McKinney + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
McKinney
442
Richmond
240
Richmond +
Property Crime / 100K
FBI CDE (state-level est.)
McKinney
2339
Richmond
1726
Richmond +
| Metric | McKinney, TX | Richmond, VA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 240 | Richmond + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 1726 | Richmond + |
Health
Obesity Rate
CDC PLACES
McKinney
33.9%
McKinney +
Richmond
36.7%
Diabetes Rate
CDC PLACES
McKinney
9.1%
McKinney +
Richmond
12.3%
Poor Mental Health
CDC PLACES — 14+ days/month
McKinney
15.7%
McKinney +
Richmond
18.8%
No Health Insurance
CDC PLACES
McKinney
10.9%
Richmond
10.7%
Richmond +
Binge Drinking
CDC PLACES
McKinney
18.3%
Richmond
16.2%
Richmond +
Current Smokers
CDC PLACES
McKinney
9.9%
McKinney +
Richmond
13.9%
| Metric | McKinney, TX | Richmond, VA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.9% | 36.7% | McKinney + |
| Diabetes RateCDC PLACES | 9.1% | 12.3% | McKinney + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.7% | 18.8% | McKinney + |
| No Health InsuranceCDC PLACES | 10.9% | 10.7% | Richmond + |
| Binge DrinkingCDC PLACES | 18.3% | 16.2% | Richmond + |
| Current SmokersCDC PLACES | 9.9% | 13.9% | McKinney + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
McKinney
64.2°F
Richmond
58.9°F
Richmond +
Annual Precipitation
NOAA 1991–2020 normal
McKinney
40.0 in
McKinney +
Richmond
43.6 in
| Metric | McKinney, TX | Richmond, VA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 64.2°F | 58.9°F | Richmond + |
| Annual PrecipitationNOAA 1991–2020 normal | 40.0 in | 43.6 in | McKinney + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
McKinney
9.2 µg/m³
Richmond
8.2 µg/m³
Richmond +
Good Air Days
AQI ≤ 50
McKinney
55.0%
Richmond
75.0%
Richmond +
| Metric | McKinney, TX | Richmond, VA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 8.2 µg/m³ | Richmond + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Richmond + |
Commute
Mean Commute Time
Census ACS
McKinney
35.6 min
Richmond
23.6 min
Richmond +
| Metric | McKinney, TX | Richmond, VA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 35.6 min | 23.6 min | Richmond + |
Which City is Right for You?
McKinney leads in median household income at $71,843, while richmond offers more affordable housing with a median home price of $374,265. On public safety, Richmond is safer with a violent crime rate of 240 per 100,000 residents, compared to 442 in McKinney. McKinney has a lower unemployment rate at 4.8%, and Richmond has cleaner air (PM2.5 avg 8.2 µg/m³). For overall health outcomes, McKinney scores better with a lower obesity rate of 33.9%.
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