McKinney TX vs Rio Rancho NM — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
McKinney, TX
Texas · Population: 148,848
- Median HH Income$71,843
- Median Home Price$487,346
- Unemployment4.8%
- Bachelor's+18.5%
Rio Rancho, NM
New Mexico · Population: 47,823
- Median HH Income$50,294
- Median Home Price$362,476
- Unemployment5.9%
- Bachelor's+19.6%
Detailed Comparison
Demographics
Population
McKinney
148,848
McKinney +
Rio Rancho
47,823
Pop. Density / sq mi
Lower = more space
McKinney
N/A
Rio Rancho
N/A
Median Age
McKinney
33.4
McKinney +
Rio Rancho
36.8
Foreign Born
McKinney
21.0%
McKinney +
Rio Rancho
11.6%
White
McKinney
37.8%
Rio Rancho
62.2%
Rio Rancho +
Black
McKinney
24.7%
McKinney +
Rio Rancho
1.8%
Asian
McKinney
3.0%
McKinney +
Rio Rancho
1.6%
Hispanic
McKinney
44.7%
Rio Rancho
61.1%
Rio Rancho +
Spanish at Home
McKinney
N/A
Rio Rancho
N/A
| Metric | McKinney, TX | Rio Rancho, NM | Better |
|---|---|---|---|
| Population | 148,848 | 47,823 | McKinney + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.4 | 36.8 | McKinney + |
| Foreign Born | 21.0% | 11.6% | McKinney + |
| White | 37.8% | 62.2% | Rio Rancho + |
| Black | 24.7% | 1.8% | McKinney + |
| Asian | 3.0% | 1.6% | McKinney + |
| Hispanic | 44.7% | 61.1% | Rio Rancho + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
McKinney
$71,843
McKinney +
Rio Rancho
$50,294
Per Capita Income
McKinney
$29,291
McKinney +
Rio Rancho
$28,418
Per Capita Personal Income (MSA)
BEA MSA-level
McKinney
$63,758
McKinney +
Rio Rancho
$53,141
Unemployment Rate
McKinney
4.8%
McKinney +
Rio Rancho
5.9%
Poverty Rate
McKinney
12.4%
McKinney +
Rio Rancho
24.2%
Bachelor's Degree+
McKinney
18.5%
Rio Rancho
19.6%
Rio Rancho +
| Metric | McKinney, TX | Rio Rancho, NM | Better |
|---|---|---|---|
| Median HH Income | $71,843 | $50,294 | McKinney + |
| Per Capita Income | $29,291 | $28,418 | McKinney + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $53,141 | McKinney + |
| Unemployment Rate | 4.8% | 5.9% | McKinney + |
| Poverty Rate | 12.4% | 24.2% | McKinney + |
| Bachelor's Degree+ | 18.5% | 19.6% | Rio Rancho + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
McKinney
$487,346
Rio Rancho
$362,476
Rio Rancho +
Homeownership Rate
McKinney
63.2%
Rio Rancho
66.4%
Rio Rancho +
| Metric | McKinney, TX | Rio Rancho, NM | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $487,346 | $362,476 | Rio Rancho + |
| Homeownership Rate | 63.2% | 66.4% | Rio Rancho + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
McKinney
442
McKinney +
Rio Rancho
834
Property Crime / 100K
FBI CDE (state-level est.)
McKinney
2339
McKinney +
Rio Rancho
3177
| Metric | McKinney, TX | Rio Rancho, NM | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 834 | McKinney + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 3177 | McKinney + |
Health
Obesity Rate
CDC PLACES
McKinney
33.9%
Rio Rancho
31.9%
Rio Rancho +
Diabetes Rate
CDC PLACES
McKinney
9.1%
McKinney +
Rio Rancho
10.6%
Poor Mental Health
CDC PLACES — 14+ days/month
McKinney
15.7%
Rio Rancho
15.4%
Rio Rancho +
No Health Insurance
CDC PLACES
McKinney
10.9%
McKinney +
Rio Rancho
11.5%
Binge Drinking
CDC PLACES
McKinney
18.3%
Rio Rancho
15.0%
Rio Rancho +
Current Smokers
CDC PLACES
McKinney
9.9%
McKinney +
Rio Rancho
10.5%
| Metric | McKinney, TX | Rio Rancho, NM | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.9% | 31.9% | Rio Rancho + |
| Diabetes RateCDC PLACES | 9.1% | 10.6% | McKinney + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.7% | 15.4% | Rio Rancho + |
| No Health InsuranceCDC PLACES | 10.9% | 11.5% | McKinney + |
| Binge DrinkingCDC PLACES | 18.3% | 15.0% | Rio Rancho + |
| Current SmokersCDC PLACES | 9.9% | 10.5% | McKinney + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
McKinney
64.2°F
Rio Rancho
55.7°F
Rio Rancho +
Annual Precipitation
NOAA 1991–2020 normal
McKinney
40.0 in
Rio Rancho
12.3 in
Rio Rancho +
| Metric | McKinney, TX | Rio Rancho, NM | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 64.2°F | 55.7°F | Rio Rancho + |
| Annual PrecipitationNOAA 1991–2020 normal | 40.0 in | 12.3 in | Rio Rancho + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
McKinney
9.2 µg/m³
Rio Rancho
6.1 µg/m³
Rio Rancho +
Good Air Days
AQI ≤ 50
McKinney
55.0%
Rio Rancho
75.0%
Rio Rancho +
| Metric | McKinney, TX | Rio Rancho, NM | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 6.1 µg/m³ | Rio Rancho + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Rio Rancho + |
Commute
Mean Commute Time
Census ACS
McKinney
35.6 min
Rio Rancho
19.1 min
Rio Rancho +
| Metric | McKinney, TX | Rio Rancho, NM | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 35.6 min | 19.1 min | Rio Rancho + |
Which City is Right for You?
McKinney leads in median household income at $71,843, while rio Rancho offers more affordable housing with a median home price of $362,476. On public safety, McKinney is safer with a violent crime rate of 442 per 100,000 residents, compared to 834 in Rio Rancho. McKinney has a lower unemployment rate at 4.8%, and Rio Rancho has cleaner air (PM2.5 avg 6.1 µg/m³). For overall health outcomes, Rio Rancho scores better with a lower obesity rate of 31.9%.
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