McKinney TX vs Sacramento CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
McKinney, TX
Texas · Population: 148,848
- Median HH Income$71,843
- Median Home Price$487,346
- Unemployment4.8%
- Bachelor's+18.5%
Sacramento, CA
California · Population: 524,802
- Median HH Income$83,753
- Median Home Price$480,548
- Unemployment6.2%
- Bachelor's+36.4%
Detailed Comparison
Demographics
Population
McKinney
148,848
Sacramento
524,802
Sacramento +
Pop. Density / sq mi
Lower = more space
McKinney
N/A
Sacramento
N/A
Median Age
McKinney
33.4
McKinney +
Sacramento
35.7
Foreign Born
McKinney
21.0%
Sacramento
21.3%
Sacramento +
White
McKinney
37.8%
McKinney +
Sacramento
36.8%
Black
McKinney
24.7%
McKinney +
Sacramento
12.4%
Asian
McKinney
3.0%
Sacramento
19.7%
Sacramento +
Hispanic
McKinney
44.7%
McKinney +
Sacramento
29.5%
Spanish at Home
McKinney
N/A
Sacramento
N/A
| Metric | McKinney, TX | Sacramento, CA | Better |
|---|---|---|---|
| Population | 148,848 | 524,802 | Sacramento + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.4 | 35.7 | McKinney + |
| Foreign Born | 21.0% | 21.3% | Sacramento + |
| White | 37.8% | 36.8% | McKinney + |
| Black | 24.7% | 12.4% | McKinney + |
| Asian | 3.0% | 19.7% | Sacramento + |
| Hispanic | 44.7% | 29.5% | McKinney + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
McKinney
$71,843
Sacramento
$83,753
Sacramento +
Per Capita Income
McKinney
$29,291
Sacramento
$42,300
Sacramento +
Per Capita Personal Income (MSA)
BEA MSA-level
McKinney
$63,758
Sacramento
$77,230
Sacramento +
Unemployment Rate
McKinney
4.8%
McKinney +
Sacramento
6.2%
Poverty Rate
McKinney
12.4%
McKinney +
Sacramento
14.4%
Bachelor's Degree+
McKinney
18.5%
Sacramento
36.4%
Sacramento +
| Metric | McKinney, TX | Sacramento, CA | Better |
|---|---|---|---|
| Median HH Income | $71,843 | $83,753 | Sacramento + |
| Per Capita Income | $29,291 | $42,300 | Sacramento + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $77,230 | Sacramento + |
| Unemployment Rate | 4.8% | 6.2% | McKinney + |
| Poverty Rate | 12.4% | 14.4% | McKinney + |
| Bachelor's Degree+ | 18.5% | 36.4% | Sacramento + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
McKinney
$487,346
Sacramento
$480,548
Sacramento +
Homeownership Rate
McKinney
63.2%
McKinney +
Sacramento
51.5%
| Metric | McKinney, TX | Sacramento, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $487,346 | $480,548 | Sacramento + |
| Homeownership Rate | 63.2% | 51.5% | McKinney + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
McKinney
442
McKinney +
Sacramento
503
Property Crime / 100K
FBI CDE (state-level est.)
McKinney
2339
McKinney +
Sacramento
2388
| Metric | McKinney, TX | Sacramento, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 503 | McKinney + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 2388 | McKinney + |
Health
Obesity Rate
CDC PLACES
McKinney
33.9%
Sacramento
30.0%
Sacramento +
Diabetes Rate
CDC PLACES
McKinney
9.1%
McKinney +
Sacramento
11.2%
Poor Mental Health
CDC PLACES — 14+ days/month
McKinney
15.7%
McKinney +
Sacramento
17.9%
No Health Insurance
CDC PLACES
McKinney
10.9%
Sacramento
10.0%
Sacramento +
Binge Drinking
CDC PLACES
McKinney
18.3%
Sacramento
14.3%
Sacramento +
Current Smokers
CDC PLACES
McKinney
9.9%
McKinney +
Sacramento
11.9%
| Metric | McKinney, TX | Sacramento, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.9% | 30.0% | Sacramento + |
| Diabetes RateCDC PLACES | 9.1% | 11.2% | McKinney + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.7% | 17.9% | McKinney + |
| No Health InsuranceCDC PLACES | 10.9% | 10.0% | Sacramento + |
| Binge DrinkingCDC PLACES | 18.3% | 14.3% | Sacramento + |
| Current SmokersCDC PLACES | 9.9% | 11.9% | McKinney + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
McKinney
64.2°F
Sacramento
61.0°F
Sacramento +
Annual Precipitation
NOAA 1991–2020 normal
McKinney
40.0 in
Sacramento
18.5 in
Sacramento +
| Metric | McKinney, TX | Sacramento, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 64.2°F | 61.0°F | Sacramento + |
| Annual PrecipitationNOAA 1991–2020 normal | 40.0 in | 18.5 in | Sacramento + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
McKinney
9.2 µg/m³
Sacramento
7.9 µg/m³
Sacramento +
Good Air Days
AQI ≤ 50
McKinney
55.0%
Sacramento
75.0%
Sacramento +
| Metric | McKinney, TX | Sacramento, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 7.9 µg/m³ | Sacramento + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Sacramento + |
Commute
Mean Commute Time
Census ACS
McKinney
35.6 min
Sacramento
27.0 min
Sacramento +
| Metric | McKinney, TX | Sacramento, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 35.6 min | 27.0 min | Sacramento + |
Which City is Right for You?
Sacramento leads in median household income at $83,753, while sacramento offers more affordable housing with a median home price of $480,548. On public safety, McKinney is safer with a violent crime rate of 442 per 100,000 residents, compared to 503 in Sacramento. McKinney has a lower unemployment rate at 4.8%, and Sacramento has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Sacramento scores better with a lower obesity rate of 30.0%.
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