McKinney TX vs Santa Rosa CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
McKinney, TX
Texas · Population: 148,848
- Median HH Income$71,843
- Median Home Price$487,346
- Unemployment4.8%
- Bachelor's+18.5%
Santa Rosa, CA
California · Population: 129,239
- Median HH Income$173,670
- Median Home Price$720,443
- Unemployment4.4%
- Bachelor's+65.3%
Detailed Comparison
Demographics
Population
McKinney
148,848
McKinney +
Santa Rosa
129,239
Pop. Density / sq mi
Lower = more space
McKinney
N/A
Santa Rosa
N/A
Median Age
McKinney
33.4
McKinney +
Santa Rosa
34.5
Foreign Born
McKinney
21.0%
Santa Rosa
45.4%
Santa Rosa +
White
McKinney
37.8%
McKinney +
Santa Rosa
31.9%
Black
McKinney
24.7%
McKinney +
Santa Rosa
2.1%
Asian
McKinney
3.0%
Santa Rosa
47.6%
Santa Rosa +
Hispanic
McKinney
44.7%
McKinney +
Santa Rosa
16.1%
Spanish at Home
McKinney
N/A
Santa Rosa
N/A
| Metric | McKinney, TX | Santa Rosa, CA | Better |
|---|---|---|---|
| Population | 148,848 | 129,239 | McKinney + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.4 | 34.5 | McKinney + |
| Foreign Born | 21.0% | 45.4% | Santa Rosa + |
| White | 37.8% | 31.9% | McKinney + |
| Black | 24.7% | 2.1% | McKinney + |
| Asian | 3.0% | 47.6% | Santa Rosa + |
| Hispanic | 44.7% | 16.1% | McKinney + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
McKinney
$71,843
Santa Rosa
$173,670
Santa Rosa +
Per Capita Income
McKinney
$29,291
Santa Rosa
$84,533
Santa Rosa +
Per Capita Personal Income (MSA)
BEA MSA-level
McKinney
$63,758
Santa Rosa
$77,230
Santa Rosa +
Unemployment Rate
McKinney
4.8%
Santa Rosa
4.4%
Santa Rosa +
Poverty Rate
McKinney
12.4%
Santa Rosa
7.8%
Santa Rosa +
Bachelor's Degree+
McKinney
18.5%
Santa Rosa
65.3%
Santa Rosa +
| Metric | McKinney, TX | Santa Rosa, CA | Better |
|---|---|---|---|
| Median HH Income | $71,843 | $173,670 | Santa Rosa + |
| Per Capita Income | $29,291 | $84,533 | Santa Rosa + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $77,230 | Santa Rosa + |
| Unemployment Rate | 4.8% | 4.4% | Santa Rosa + |
| Poverty Rate | 12.4% | 7.8% | Santa Rosa + |
| Bachelor's Degree+ | 18.5% | 65.3% | Santa Rosa + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
McKinney
$487,346
McKinney +
Santa Rosa
$720,443
Homeownership Rate
McKinney
63.2%
McKinney +
Santa Rosa
41.2%
| Metric | McKinney, TX | Santa Rosa, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $487,346 | $720,443 | McKinney + |
| Homeownership Rate | 63.2% | 41.2% | McKinney + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
McKinney
442
McKinney +
Santa Rosa
503
Property Crime / 100K
FBI CDE (state-level est.)
McKinney
2339
McKinney +
Santa Rosa
2388
| Metric | McKinney, TX | Santa Rosa, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 503 | McKinney + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 2388 | McKinney + |
Health
Obesity Rate
CDC PLACES
McKinney
33.9%
Santa Rosa
26.5%
Santa Rosa +
Diabetes Rate
CDC PLACES
McKinney
9.1%
McKinney +
Santa Rosa
10.4%
Poor Mental Health
CDC PLACES — 14+ days/month
McKinney
15.7%
McKinney +
Santa Rosa
16.7%
No Health Insurance
CDC PLACES
McKinney
10.9%
Santa Rosa
10.4%
Santa Rosa +
Binge Drinking
CDC PLACES
McKinney
18.3%
Santa Rosa
15.8%
Santa Rosa +
Current Smokers
CDC PLACES
McKinney
9.9%
McKinney +
Santa Rosa
11.3%
| Metric | McKinney, TX | Santa Rosa, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.9% | 26.5% | Santa Rosa + |
| Diabetes RateCDC PLACES | 9.1% | 10.4% | McKinney + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.7% | 16.7% | McKinney + |
| No Health InsuranceCDC PLACES | 10.9% | 10.4% | Santa Rosa + |
| Binge DrinkingCDC PLACES | 18.3% | 15.8% | Santa Rosa + |
| Current SmokersCDC PLACES | 9.9% | 11.3% | McKinney + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
McKinney
64.2°F
Santa Rosa
59.2°F
Santa Rosa +
Annual Precipitation
NOAA 1991–2020 normal
McKinney
40.0 in
Santa Rosa
32.2 in
Santa Rosa +
| Metric | McKinney, TX | Santa Rosa, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 64.2°F | 59.2°F | Santa Rosa + |
| Annual PrecipitationNOAA 1991–2020 normal | 40.0 in | 32.2 in | Santa Rosa + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
McKinney
9.2 µg/m³
Santa Rosa
7.9 µg/m³
Santa Rosa +
Good Air Days
AQI ≤ 50
McKinney
55.0%
Santa Rosa
75.0%
Santa Rosa +
| Metric | McKinney, TX | Santa Rosa, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 7.9 µg/m³ | Santa Rosa + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Santa Rosa + |
Commute
Mean Commute Time
Census ACS
McKinney
35.6 min
Santa Rosa
25.2 min
Santa Rosa +
| Metric | McKinney, TX | Santa Rosa, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 35.6 min | 25.2 min | Santa Rosa + |
Which City is Right for You?
Santa Rosa leads in median household income at $173,670, while mcKinney offers more affordable housing with a median home price of $487,346. On public safety, McKinney is safer with a violent crime rate of 442 per 100,000 residents, compared to 503 in Santa Rosa. Santa Rosa has a lower unemployment rate at 4.4%, and Santa Rosa has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Santa Rosa scores better with a lower obesity rate of 26.5%.
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