McKinney TX vs Spokane Valley WA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
McKinney, TX
Texas · Population: 148,848
- Median HH Income$71,843
- Median Home Price$487,346
- Unemployment4.8%
- Bachelor's+18.5%
Spokane Valley, WA
Washington · Population: 105,460
- Median HH Income$70,722
- Median Home Price$414,734
- Unemployment5.9%
- Bachelor's+24.8%
Detailed Comparison
Demographics
Population
McKinney
148,848
McKinney +
Spokane Valley
105,460
Pop. Density / sq mi
Lower = more space
McKinney
N/A
Spokane Valley
N/A
Median Age
McKinney
33.4
McKinney +
Spokane Valley
37.6
Foreign Born
McKinney
21.0%
McKinney +
Spokane Valley
5.1%
White
McKinney
37.8%
Spokane Valley
85.1%
Spokane Valley +
Black
McKinney
24.7%
McKinney +
Spokane Valley
1.4%
Asian
McKinney
3.0%
McKinney +
Spokane Valley
1.7%
Hispanic
McKinney
44.7%
McKinney +
Spokane Valley
7.5%
Spanish at Home
McKinney
N/A
Spokane Valley
N/A
| Metric | McKinney, TX | Spokane Valley, WA | Better |
|---|---|---|---|
| Population | 148,848 | 105,460 | McKinney + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.4 | 37.6 | McKinney + |
| Foreign Born | 21.0% | 5.1% | McKinney + |
| White | 37.8% | 85.1% | Spokane Valley + |
| Black | 24.7% | 1.4% | McKinney + |
| Asian | 3.0% | 1.7% | McKinney + |
| Hispanic | 44.7% | 7.5% | McKinney + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
McKinney
$71,843
McKinney +
Spokane Valley
$70,722
Per Capita Income
McKinney
$29,291
Spokane Valley
$35,235
Spokane Valley +
Per Capita Personal Income (MSA)
BEA MSA-level
McKinney
$63,758
Spokane Valley
$76,120
Spokane Valley +
Unemployment Rate
McKinney
4.8%
McKinney +
Spokane Valley
5.9%
Poverty Rate
McKinney
12.4%
McKinney +
Spokane Valley
12.9%
Bachelor's Degree+
McKinney
18.5%
Spokane Valley
24.8%
Spokane Valley +
| Metric | McKinney, TX | Spokane Valley, WA | Better |
|---|---|---|---|
| Median HH Income | $71,843 | $70,722 | McKinney + |
| Per Capita Income | $29,291 | $35,235 | Spokane Valley + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $76,120 | Spokane Valley + |
| Unemployment Rate | 4.8% | 5.9% | McKinney + |
| Poverty Rate | 12.4% | 12.9% | McKinney + |
| Bachelor's Degree+ | 18.5% | 24.8% | Spokane Valley + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
McKinney
$487,346
Spokane Valley
$414,734
Spokane Valley +
Homeownership Rate
McKinney
63.2%
McKinney +
Spokane Valley
57.5%
| Metric | McKinney, TX | Spokane Valley, WA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $487,346 | $414,734 | Spokane Valley + |
| Homeownership Rate | 63.2% | 57.5% | McKinney + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
McKinney
442
Spokane Valley
383
Spokane Valley +
Property Crime / 100K
FBI CDE (state-level est.)
McKinney
2339
McKinney +
Spokane Valley
3409
| Metric | McKinney, TX | Spokane Valley, WA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 383 | Spokane Valley + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 3409 | McKinney + |
Health
Obesity Rate
CDC PLACES
McKinney
33.9%
McKinney +
Spokane Valley
35.1%
Diabetes Rate
CDC PLACES
McKinney
9.1%
McKinney +
Spokane Valley
10.5%
Poor Mental Health
CDC PLACES — 14+ days/month
McKinney
15.7%
McKinney +
Spokane Valley
18.1%
No Health Insurance
CDC PLACES
McKinney
10.9%
Spokane Valley
7.7%
Spokane Valley +
Binge Drinking
CDC PLACES
McKinney
18.3%
Spokane Valley
17.2%
Spokane Valley +
Current Smokers
CDC PLACES
McKinney
9.9%
McKinney +
Spokane Valley
12.4%
| Metric | McKinney, TX | Spokane Valley, WA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.9% | 35.1% | McKinney + |
| Diabetes RateCDC PLACES | 9.1% | 10.5% | McKinney + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.7% | 18.1% | McKinney + |
| No Health InsuranceCDC PLACES | 10.9% | 7.7% | Spokane Valley + |
| Binge DrinkingCDC PLACES | 18.3% | 17.2% | Spokane Valley + |
| Current SmokersCDC PLACES | 9.9% | 12.4% | McKinney + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
McKinney
64.2°F
Spokane Valley
N/A
Annual Precipitation
NOAA 1991–2020 normal
McKinney
40.0 in
Spokane Valley
N/A
| Metric | McKinney, TX | Spokane Valley, WA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 64.2°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 40.0 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
McKinney
9.2 µg/m³
Spokane Valley
7.5 µg/m³
Spokane Valley +
Good Air Days
AQI ≤ 50
McKinney
55.0%
Spokane Valley
75.0%
Spokane Valley +
| Metric | McKinney, TX | Spokane Valley, WA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 7.5 µg/m³ | Spokane Valley + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Spokane Valley + |
Commute
Mean Commute Time
Census ACS
McKinney
35.6 min
Spokane Valley
22.4 min
Spokane Valley +
| Metric | McKinney, TX | Spokane Valley, WA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 35.6 min | 22.4 min | Spokane Valley + |
Which City is Right for You?
McKinney leads in median household income at $71,843, while spokane Valley offers more affordable housing with a median home price of $414,734. On public safety, Spokane Valley is safer with a violent crime rate of 383 per 100,000 residents, compared to 442 in McKinney. McKinney has a lower unemployment rate at 4.8%, and Spokane Valley has cleaner air (PM2.5 avg 7.5 µg/m³). For overall health outcomes, McKinney scores better with a lower obesity rate of 33.9%.
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