McKinney TX vs Springfield IL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
McKinney, TX
Texas · Population: 148,848
- Median HH Income$71,843
- Median Home Price$487,346
- Unemployment4.8%
- Bachelor's+18.5%
Springfield, IL
Illinois · Population: 113,714
- Median HH Income$65,537
- Median Home Price$168,312
- Unemployment6.7%
- Bachelor's+35.1%
Detailed Comparison
Demographics
Population
McKinney
148,848
McKinney +
Springfield
113,714
Pop. Density / sq mi
Lower = more space
McKinney
N/A
Springfield
N/A
Median Age
McKinney
33.4
McKinney +
Springfield
40.7
Foreign Born
McKinney
21.0%
McKinney +
Springfield
4.5%
White
McKinney
37.8%
Springfield
70.5%
Springfield +
Black
McKinney
24.7%
McKinney +
Springfield
19.8%
Asian
McKinney
3.0%
McKinney +
Springfield
2.9%
Hispanic
McKinney
44.7%
McKinney +
Springfield
3.4%
Spanish at Home
McKinney
N/A
Springfield
N/A
| Metric | McKinney, TX | Springfield, IL | Better |
|---|---|---|---|
| Population | 148,848 | 113,714 | McKinney + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.4 | 40.7 | McKinney + |
| Foreign Born | 21.0% | 4.5% | McKinney + |
| White | 37.8% | 70.5% | Springfield + |
| Black | 24.7% | 19.8% | McKinney + |
| Asian | 3.0% | 2.9% | McKinney + |
| Hispanic | 44.7% | 3.4% | McKinney + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
McKinney
$71,843
McKinney +
Springfield
$65,537
Per Capita Income
McKinney
$29,291
Springfield
$41,110
Springfield +
Per Capita Personal Income (MSA)
BEA MSA-level
McKinney
$63,758
Springfield
$68,110
Springfield +
Unemployment Rate
McKinney
4.8%
McKinney +
Springfield
6.7%
Poverty Rate
McKinney
12.4%
McKinney +
Springfield
16.5%
Bachelor's Degree+
McKinney
18.5%
Springfield
35.1%
Springfield +
| Metric | McKinney, TX | Springfield, IL | Better |
|---|---|---|---|
| Median HH Income | $71,843 | $65,537 | McKinney + |
| Per Capita Income | $29,291 | $41,110 | Springfield + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $68,110 | Springfield + |
| Unemployment Rate | 4.8% | 6.7% | McKinney + |
| Poverty Rate | 12.4% | 16.5% | McKinney + |
| Bachelor's Degree+ | 18.5% | 35.1% | Springfield + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
McKinney
$487,346
Springfield
$168,312
Springfield +
Homeownership Rate
McKinney
63.2%
Springfield
63.4%
Springfield +
| Metric | McKinney, TX | Springfield, IL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $487,346 | $168,312 | Springfield + |
| Homeownership Rate | 63.2% | 63.4% | Springfield + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
McKinney
442
Springfield
344
Springfield +
Property Crime / 100K
FBI CDE (state-level est.)
McKinney
2339
Springfield
1842
Springfield +
| Metric | McKinney, TX | Springfield, IL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 344 | Springfield + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 1842 | Springfield + |
Health
Obesity Rate
CDC PLACES
McKinney
33.9%
McKinney +
Springfield
41.1%
Diabetes Rate
CDC PLACES
McKinney
9.1%
McKinney +
Springfield
12.9%
Poor Mental Health
CDC PLACES — 14+ days/month
McKinney
15.7%
McKinney +
Springfield
17.3%
No Health Insurance
CDC PLACES
McKinney
10.9%
Springfield
8.2%
Springfield +
Binge Drinking
CDC PLACES
McKinney
18.3%
Springfield
16.7%
Springfield +
Current Smokers
CDC PLACES
McKinney
9.9%
McKinney +
Springfield
14.7%
| Metric | McKinney, TX | Springfield, IL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.9% | 41.1% | McKinney + |
| Diabetes RateCDC PLACES | 9.1% | 12.9% | McKinney + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.7% | 17.3% | McKinney + |
| No Health InsuranceCDC PLACES | 10.9% | 8.2% | Springfield + |
| Binge DrinkingCDC PLACES | 18.3% | 16.7% | Springfield + |
| Current SmokersCDC PLACES | 9.9% | 14.7% | McKinney + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
McKinney
64.2°F
Springfield
N/A
Annual Precipitation
NOAA 1991–2020 normal
McKinney
40.0 in
Springfield
37.7 in
Springfield +
| Metric | McKinney, TX | Springfield, IL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 64.2°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 40.0 in | 37.7 in | Springfield + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
McKinney
9.2 µg/m³
McKinney +
Springfield
9.4 µg/m³
Good Air Days
AQI ≤ 50
McKinney
55.0%
Springfield
55.0%
Tie
| Metric | McKinney, TX | Springfield, IL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 9.4 µg/m³ | McKinney + |
| Good Air DaysAQI ≤ 50 | 55.0% | 55.0% | Tie |
Commute
Mean Commute Time
Census ACS
McKinney
35.6 min
Springfield
19.4 min
Springfield +
| Metric | McKinney, TX | Springfield, IL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 35.6 min | 19.4 min | Springfield + |
Which City is Right for You?
McKinney leads in median household income at $71,843, while springfield offers more affordable housing with a median home price of $168,312. On public safety, Springfield is safer with a violent crime rate of 344 per 100,000 residents, compared to 442 in McKinney. McKinney has a lower unemployment rate at 4.8%, and McKinney has cleaner air (PM2.5 avg 9.2 µg/m³). For overall health outcomes, McKinney scores better with a lower obesity rate of 33.9%.
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