McKinney TX vs Springfield MA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
McKinney, TX
Texas · Population: 148,848
- Median HH Income$71,843
- Median Home Price$487,346
- Unemployment4.8%
- Bachelor's+18.5%
Springfield, MA
Massachusetts · Population: 154,751
- Median HH Income$51,339
- Median Home Price$298,985
- Unemployment8.2%
- Bachelor's+19.7%
Detailed Comparison
Demographics
Population
McKinney
148,848
Springfield
154,751
Springfield +
Pop. Density / sq mi
Lower = more space
McKinney
N/A
Springfield
N/A
Median Age
McKinney
33.4
McKinney +
Springfield
33.7
Foreign Born
McKinney
21.0%
McKinney +
Springfield
10.2%
White
McKinney
37.8%
Springfield
40.8%
Springfield +
Black
McKinney
24.7%
McKinney +
Springfield
20.0%
Asian
McKinney
3.0%
McKinney +
Springfield
2.8%
Hispanic
McKinney
44.7%
Springfield
47.4%
Springfield +
Spanish at Home
McKinney
N/A
Springfield
N/A
| Metric | McKinney, TX | Springfield, MA | Better |
|---|---|---|---|
| Population | 148,848 | 154,751 | Springfield + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.4 | 33.7 | McKinney + |
| Foreign Born | 21.0% | 10.2% | McKinney + |
| White | 37.8% | 40.8% | Springfield + |
| Black | 24.7% | 20.0% | McKinney + |
| Asian | 3.0% | 2.8% | McKinney + |
| Hispanic | 44.7% | 47.4% | Springfield + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
McKinney
$71,843
McKinney +
Springfield
$51,339
Per Capita Income
McKinney
$29,291
McKinney +
Springfield
$27,054
Per Capita Personal Income (MSA)
BEA MSA-level
McKinney
$63,758
Springfield
$85,405
Springfield +
Unemployment Rate
McKinney
4.8%
McKinney +
Springfield
8.2%
Poverty Rate
McKinney
12.4%
McKinney +
Springfield
25.3%
Bachelor's Degree+
McKinney
18.5%
Springfield
19.7%
Springfield +
| Metric | McKinney, TX | Springfield, MA | Better |
|---|---|---|---|
| Median HH Income | $71,843 | $51,339 | McKinney + |
| Per Capita Income | $29,291 | $27,054 | McKinney + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $85,405 | Springfield + |
| Unemployment Rate | 4.8% | 8.2% | McKinney + |
| Poverty Rate | 12.4% | 25.3% | McKinney + |
| Bachelor's Degree+ | 18.5% | 19.7% | Springfield + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
McKinney
$487,346
Springfield
$298,985
Springfield +
Homeownership Rate
McKinney
63.2%
McKinney +
Springfield
49.5%
| Metric | McKinney, TX | Springfield, MA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $487,346 | $298,985 | Springfield + |
| Homeownership Rate | 63.2% | 49.5% | McKinney + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
McKinney
442
Springfield
326
Springfield +
Property Crime / 100K
FBI CDE (state-level est.)
McKinney
2339
Springfield
1086
Springfield +
| Metric | McKinney, TX | Springfield, MA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 326 | Springfield + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 1086 | Springfield + |
Health
Obesity Rate
CDC PLACES
McKinney
33.9%
McKinney +
Springfield
39.6%
Diabetes Rate
CDC PLACES
McKinney
9.1%
McKinney +
Springfield
14.8%
Poor Mental Health
CDC PLACES — 14+ days/month
McKinney
15.7%
McKinney +
Springfield
21.1%
No Health Insurance
CDC PLACES
McKinney
10.9%
McKinney +
Springfield
13.7%
Binge Drinking
CDC PLACES
McKinney
18.3%
Springfield
15.1%
Springfield +
Current Smokers
CDC PLACES
McKinney
9.9%
McKinney +
Springfield
17.5%
| Metric | McKinney, TX | Springfield, MA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.9% | 39.6% | McKinney + |
| Diabetes RateCDC PLACES | 9.1% | 14.8% | McKinney + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.7% | 21.1% | McKinney + |
| No Health InsuranceCDC PLACES | 10.9% | 13.7% | McKinney + |
| Binge DrinkingCDC PLACES | 18.3% | 15.1% | Springfield + |
| Current SmokersCDC PLACES | 9.9% | 17.5% | McKinney + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
McKinney
64.2°F
Springfield
N/A
Annual Precipitation
NOAA 1991–2020 normal
McKinney
40.0 in
Springfield
N/A
| Metric | McKinney, TX | Springfield, MA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 64.2°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 40.0 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
McKinney
9.2 µg/m³
Springfield
7.2 µg/m³
Springfield +
Good Air Days
AQI ≤ 50
McKinney
55.0%
Springfield
75.0%
Springfield +
| Metric | McKinney, TX | Springfield, MA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 7.2 µg/m³ | Springfield + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Springfield + |
Commute
Mean Commute Time
Census ACS
McKinney
35.6 min
Springfield
22.6 min
Springfield +
| Metric | McKinney, TX | Springfield, MA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 35.6 min | 22.6 min | Springfield + |
Which City is Right for You?
McKinney leads in median household income at $71,843, while springfield offers more affordable housing with a median home price of $298,985. On public safety, Springfield is safer with a violent crime rate of 326 per 100,000 residents, compared to 442 in McKinney. McKinney has a lower unemployment rate at 4.8%, and Springfield has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, McKinney scores better with a lower obesity rate of 33.9%.
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