McKinney TX vs Springfield MO — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
McKinney, TX
Texas · Population: 148,848
- Median HH Income$71,843
- Median Home Price$487,346
- Unemployment4.8%
- Bachelor's+18.5%
Springfield, MO
Missouri · Population: 169,432
- Median HH Income$45,984
- Median Home Price$245,279
- Unemployment4.3%
- Bachelor's+30.3%
Detailed Comparison
Demographics
Population
McKinney
148,848
Springfield
169,432
Springfield +
Pop. Density / sq mi
Lower = more space
McKinney
N/A
Springfield
N/A
Median Age
McKinney
33.4
McKinney +
Springfield
33.6
Foreign Born
McKinney
21.0%
McKinney +
Springfield
3.8%
White
McKinney
37.8%
Springfield
85.2%
Springfield +
Black
McKinney
24.7%
McKinney +
Springfield
4.3%
Asian
McKinney
3.0%
McKinney +
Springfield
1.7%
Hispanic
McKinney
44.7%
McKinney +
Springfield
5.6%
Spanish at Home
McKinney
N/A
Springfield
N/A
| Metric | McKinney, TX | Springfield, MO | Better |
|---|---|---|---|
| Population | 148,848 | 169,432 | Springfield + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.4 | 33.6 | McKinney + |
| Foreign Born | 21.0% | 3.8% | McKinney + |
| White | 37.8% | 85.2% | Springfield + |
| Black | 24.7% | 4.3% | McKinney + |
| Asian | 3.0% | 1.7% | McKinney + |
| Hispanic | 44.7% | 5.6% | McKinney + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
McKinney
$71,843
McKinney +
Springfield
$45,984
Per Capita Income
McKinney
$29,291
Springfield
$30,864
Springfield +
Per Capita Personal Income (MSA)
BEA MSA-level
McKinney
$63,758
McKinney +
Springfield
$58,527
Unemployment Rate
McKinney
4.8%
Springfield
4.3%
Springfield +
Poverty Rate
McKinney
12.4%
McKinney +
Springfield
19.4%
Bachelor's Degree+
McKinney
18.5%
Springfield
30.3%
Springfield +
| Metric | McKinney, TX | Springfield, MO | Better |
|---|---|---|---|
| Median HH Income | $71,843 | $45,984 | McKinney + |
| Per Capita Income | $29,291 | $30,864 | Springfield + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $58,527 | McKinney + |
| Unemployment Rate | 4.8% | 4.3% | Springfield + |
| Poverty Rate | 12.4% | 19.4% | McKinney + |
| Bachelor's Degree+ | 18.5% | 30.3% | Springfield + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
McKinney
$487,346
Springfield
$245,279
Springfield +
Homeownership Rate
McKinney
63.2%
McKinney +
Springfield
42.9%
| Metric | McKinney, TX | Springfield, MO | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $487,346 | $245,279 | Springfield + |
| Homeownership Rate | 63.2% | 42.9% | McKinney + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
McKinney
442
McKinney +
Springfield
501
Property Crime / 100K
FBI CDE (state-level est.)
McKinney
2339
McKinney +
Springfield
2418
| Metric | McKinney, TX | Springfield, MO | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 501 | McKinney + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 2418 | McKinney + |
Health
Obesity Rate
CDC PLACES
McKinney
33.9%
McKinney +
Springfield
37.7%
Diabetes Rate
CDC PLACES
McKinney
9.1%
McKinney +
Springfield
11.1%
Poor Mental Health
CDC PLACES — 14+ days/month
McKinney
15.7%
McKinney +
Springfield
20.0%
No Health Insurance
CDC PLACES
McKinney
10.9%
Springfield
10.0%
Springfield +
Binge Drinking
CDC PLACES
McKinney
18.3%
Springfield
15.6%
Springfield +
Current Smokers
CDC PLACES
McKinney
9.9%
McKinney +
Springfield
17.1%
| Metric | McKinney, TX | Springfield, MO | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.9% | 37.7% | McKinney + |
| Diabetes RateCDC PLACES | 9.1% | 11.1% | McKinney + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.7% | 20.0% | McKinney + |
| No Health InsuranceCDC PLACES | 10.9% | 10.0% | Springfield + |
| Binge DrinkingCDC PLACES | 18.3% | 15.6% | Springfield + |
| Current SmokersCDC PLACES | 9.9% | 17.1% | McKinney + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
McKinney
64.2°F
Springfield
56.3°F
Springfield +
Annual Precipitation
NOAA 1991–2020 normal
McKinney
40.0 in
McKinney +
Springfield
45.6 in
| Metric | McKinney, TX | Springfield, MO | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 64.2°F | 56.3°F | Springfield + |
| Annual PrecipitationNOAA 1991–2020 normal | 40.0 in | 45.6 in | McKinney + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
McKinney
9.2 µg/m³
McKinney +
Springfield
9.3 µg/m³
Good Air Days
AQI ≤ 50
McKinney
55.0%
Springfield
55.0%
Tie
| Metric | McKinney, TX | Springfield, MO | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 9.3 µg/m³ | McKinney + |
| Good Air DaysAQI ≤ 50 | 55.0% | 55.0% | Tie |
Commute
Mean Commute Time
Census ACS
McKinney
35.6 min
Springfield
19.5 min
Springfield +
| Metric | McKinney, TX | Springfield, MO | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 35.6 min | 19.5 min | Springfield + |
Which City is Right for You?
McKinney leads in median household income at $71,843, while springfield offers more affordable housing with a median home price of $245,279. On public safety, McKinney is safer with a violent crime rate of 442 per 100,000 residents, compared to 501 in Springfield. Springfield has a lower unemployment rate at 4.3%, and McKinney has cleaner air (PM2.5 avg 9.2 µg/m³). For overall health outcomes, McKinney scores better with a lower obesity rate of 33.9%.
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