McKinney TX vs St. Louis MO — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
McKinney, TX
Texas · Population: 148,848
- Median HH Income$71,843
- Median Home Price$487,346
- Unemployment4.8%
- Bachelor's+18.5%
St. Louis, MO
Missouri · Population: 293,109
- Median HH Income$55,279
- Median Home Price$185,100
- Unemployment5.1%
- Bachelor's+40.2%
Detailed Comparison
Demographics
Population
McKinney
148,848
St. Louis
293,109
St. Louis +
Pop. Density / sq mi
Lower = more space
McKinney
N/A
St. Louis
N/A
Median Age
McKinney
33.4
McKinney +
St. Louis
36.6
Foreign Born
McKinney
21.0%
McKinney +
St. Louis
6.6%
White
McKinney
37.8%
St. Louis
45.7%
St. Louis +
Black
McKinney
24.7%
St. Louis
43.1%
St. Louis +
Asian
McKinney
3.0%
St. Louis
3.4%
St. Louis +
Hispanic
McKinney
44.7%
McKinney +
St. Louis
5.1%
Spanish at Home
McKinney
N/A
St. Louis
N/A
| Metric | McKinney, TX | St. Louis, MO | Better |
|---|---|---|---|
| Population | 148,848 | 293,109 | St. Louis + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.4 | 36.6 | McKinney + |
| Foreign Born | 21.0% | 6.6% | McKinney + |
| White | 37.8% | 45.7% | St. Louis + |
| Black | 24.7% | 43.1% | St. Louis + |
| Asian | 3.0% | 3.4% | St. Louis + |
| Hispanic | 44.7% | 5.1% | McKinney + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
McKinney
$71,843
McKinney +
St. Louis
$55,279
Per Capita Income
McKinney
$29,291
St. Louis
$38,947
St. Louis +
Per Capita Personal Income (MSA)
BEA MSA-level
McKinney
$63,758
McKinney +
St. Louis
$58,527
Unemployment Rate
McKinney
4.8%
McKinney +
St. Louis
5.1%
Poverty Rate
McKinney
12.4%
McKinney +
St. Louis
19.8%
Bachelor's Degree+
McKinney
18.5%
St. Louis
40.2%
St. Louis +
| Metric | McKinney, TX | St. Louis, MO | Better |
|---|---|---|---|
| Median HH Income | $71,843 | $55,279 | McKinney + |
| Per Capita Income | $29,291 | $38,947 | St. Louis + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $58,527 | McKinney + |
| Unemployment Rate | 4.8% | 5.1% | McKinney + |
| Poverty Rate | 12.4% | 19.8% | McKinney + |
| Bachelor's Degree+ | 18.5% | 40.2% | St. Louis + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
McKinney
$487,346
St. Louis
$185,100
St. Louis +
Homeownership Rate
McKinney
63.2%
McKinney +
St. Louis
45.4%
| Metric | McKinney, TX | St. Louis, MO | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $487,346 | $185,100 | St. Louis + |
| Homeownership Rate | 63.2% | 45.4% | McKinney + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
McKinney
442
McKinney +
St. Louis
501
Property Crime / 100K
FBI CDE (state-level est.)
McKinney
2339
McKinney +
St. Louis
2418
| Metric | McKinney, TX | St. Louis, MO | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 501 | McKinney + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 2418 | McKinney + |
Health
Obesity Rate
CDC PLACES
McKinney
33.9%
McKinney +
St. Louis
36.8%
Diabetes Rate
CDC PLACES
McKinney
9.1%
McKinney +
St. Louis
13.2%
Poor Mental Health
CDC PLACES — 14+ days/month
McKinney
15.7%
McKinney +
St. Louis
18.8%
No Health Insurance
CDC PLACES
McKinney
10.9%
St. Louis
9.4%
St. Louis +
Binge Drinking
CDC PLACES
McKinney
18.3%
St. Louis
17.9%
St. Louis +
Current Smokers
CDC PLACES
McKinney
9.9%
McKinney +
St. Louis
16.8%
| Metric | McKinney, TX | St. Louis, MO | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.9% | 36.8% | McKinney + |
| Diabetes RateCDC PLACES | 9.1% | 13.2% | McKinney + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.7% | 18.8% | McKinney + |
| No Health InsuranceCDC PLACES | 10.9% | 9.4% | St. Louis + |
| Binge DrinkingCDC PLACES | 18.3% | 17.9% | St. Louis + |
| Current SmokersCDC PLACES | 9.9% | 16.8% | McKinney + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
McKinney
64.2°F
St. Louis
N/A
Annual Precipitation
NOAA 1991–2020 normal
McKinney
40.0 in
St. Louis
N/A
| Metric | McKinney, TX | St. Louis, MO | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 64.2°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 40.0 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
McKinney
9.2 µg/m³
McKinney +
St. Louis
9.3 µg/m³
Good Air Days
AQI ≤ 50
McKinney
55.0%
St. Louis
55.0%
Tie
| Metric | McKinney, TX | St. Louis, MO | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 9.3 µg/m³ | McKinney + |
| Good Air DaysAQI ≤ 50 | 55.0% | 55.0% | Tie |
Commute
Mean Commute Time
Census ACS
McKinney
35.6 min
St. Louis
24.0 min
St. Louis +
| Metric | McKinney, TX | St. Louis, MO | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 35.6 min | 24.0 min | St. Louis + |
Which City is Right for You?
McKinney leads in median household income at $71,843, while st. Louis offers more affordable housing with a median home price of $185,100. On public safety, McKinney is safer with a violent crime rate of 442 per 100,000 residents, compared to 501 in St. Louis. McKinney has a lower unemployment rate at 4.8%, and McKinney has cleaner air (PM2.5 avg 9.2 µg/m³). For overall health outcomes, McKinney scores better with a lower obesity rate of 33.9%.
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