McKinney TX vs St. Petersburg FL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
McKinney, TX
Texas · Population: 148,848
- Median HH Income$71,843
- Median Home Price$487,346
- Unemployment4.8%
- Bachelor's+18.5%
St. Petersburg, FL
Florida · Population: 260,646
- Median HH Income$73,118
- Median Home Price$331,500
- Unemployment4.9%
- Bachelor's+41.3%
Detailed Comparison
Demographics
Population
McKinney
148,848
St. Petersburg
260,646
St. Petersburg +
Pop. Density / sq mi
Lower = more space
McKinney
N/A
St. Petersburg
N/A
Median Age
McKinney
33.4
McKinney +
St. Petersburg
43.1
Foreign Born
McKinney
21.0%
McKinney +
St. Petersburg
10.1%
White
McKinney
37.8%
St. Petersburg
66.2%
St. Petersburg +
Black
McKinney
24.7%
McKinney +
St. Petersburg
19.4%
Asian
McKinney
3.0%
St. Petersburg
3.1%
St. Petersburg +
Hispanic
McKinney
44.7%
McKinney +
St. Petersburg
9.3%
Spanish at Home
McKinney
N/A
St. Petersburg
N/A
| Metric | McKinney, TX | St. Petersburg, FL | Better |
|---|---|---|---|
| Population | 148,848 | 260,646 | St. Petersburg + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.4 | 43.1 | McKinney + |
| Foreign Born | 21.0% | 10.1% | McKinney + |
| White | 37.8% | 66.2% | St. Petersburg + |
| Black | 24.7% | 19.4% | McKinney + |
| Asian | 3.0% | 3.1% | St. Petersburg + |
| Hispanic | 44.7% | 9.3% | McKinney + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
McKinney
$71,843
St. Petersburg
$73,118
St. Petersburg +
Per Capita Income
McKinney
$29,291
St. Petersburg
$49,823
St. Petersburg +
Per Capita Personal Income (MSA)
BEA MSA-level
McKinney
$63,758
St. Petersburg
$65,328
St. Petersburg +
Unemployment Rate
McKinney
4.8%
McKinney +
St. Petersburg
4.9%
Poverty Rate
McKinney
12.4%
St. Petersburg
11.7%
St. Petersburg +
Bachelor's Degree+
McKinney
18.5%
St. Petersburg
41.3%
St. Petersburg +
| Metric | McKinney, TX | St. Petersburg, FL | Better |
|---|---|---|---|
| Median HH Income | $71,843 | $73,118 | St. Petersburg + |
| Per Capita Income | $29,291 | $49,823 | St. Petersburg + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $65,328 | St. Petersburg + |
| Unemployment Rate | 4.8% | 4.9% | McKinney + |
| Poverty Rate | 12.4% | 11.7% | St. Petersburg + |
| Bachelor's Degree+ | 18.5% | 41.3% | St. Petersburg + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
McKinney
$487,346
St. Petersburg
$331,500
St. Petersburg +
Homeownership Rate
McKinney
63.2%
McKinney +
St. Petersburg
63.0%
| Metric | McKinney, TX | St. Petersburg, FL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $487,346 | $331,500 | St. Petersburg + |
| Homeownership Rate | 63.2% | 63.0% | McKinney + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
McKinney
442
St. Petersburg
324
St. Petersburg +
Property Crime / 100K
FBI CDE (state-level est.)
McKinney
2339
St. Petersburg
1453
St. Petersburg +
| Metric | McKinney, TX | St. Petersburg, FL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 324 | St. Petersburg + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 1453 | St. Petersburg + |
Health
Obesity Rate
CDC PLACES
McKinney
33.9%
St. Petersburg
32.7%
St. Petersburg +
Diabetes Rate
CDC PLACES
McKinney
9.1%
McKinney +
St. Petersburg
12.2%
Poor Mental Health
CDC PLACES — 14+ days/month
McKinney
15.7%
McKinney +
St. Petersburg
16.6%
No Health Insurance
CDC PLACES
McKinney
10.9%
McKinney +
St. Petersburg
11.1%
Binge Drinking
CDC PLACES
McKinney
18.3%
St. Petersburg
16.6%
St. Petersburg +
Current Smokers
CDC PLACES
McKinney
9.9%
McKinney +
St. Petersburg
12.4%
| Metric | McKinney, TX | St. Petersburg, FL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.9% | 32.7% | St. Petersburg + |
| Diabetes RateCDC PLACES | 9.1% | 12.2% | McKinney + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.7% | 16.6% | McKinney + |
| No Health InsuranceCDC PLACES | 10.9% | 11.1% | McKinney + |
| Binge DrinkingCDC PLACES | 18.3% | 16.6% | St. Petersburg + |
| Current SmokersCDC PLACES | 9.9% | 12.4% | McKinney + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
McKinney
64.2°F
St. Petersburg
N/A
Annual Precipitation
NOAA 1991–2020 normal
McKinney
40.0 in
St. Petersburg
N/A
| Metric | McKinney, TX | St. Petersburg, FL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 64.2°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 40.0 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
McKinney
9.2 µg/m³
St. Petersburg
7.2 µg/m³
St. Petersburg +
Good Air Days
AQI ≤ 50
McKinney
55.0%
St. Petersburg
75.0%
St. Petersburg +
| Metric | McKinney, TX | St. Petersburg, FL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 7.2 µg/m³ | St. Petersburg + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | St. Petersburg + |
Commute
Mean Commute Time
Census ACS
McKinney
35.6 min
St. Petersburg
26.8 min
St. Petersburg +
| Metric | McKinney, TX | St. Petersburg, FL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 35.6 min | 26.8 min | St. Petersburg + |
Which City is Right for You?
St. Petersburg leads in median household income at $73,118, while st. Petersburg offers more affordable housing with a median home price of $331,500. On public safety, St. Petersburg is safer with a violent crime rate of 324 per 100,000 residents, compared to 442 in McKinney. McKinney has a lower unemployment rate at 4.8%, and St. Petersburg has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, St. Petersburg scores better with a lower obesity rate of 32.7%.
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