McKinney TX vs Stockton CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
McKinney, TX
Texas · Population: 148,848
- Median HH Income$71,843
- Median Home Price$487,346
- Unemployment4.8%
- Bachelor's+18.5%
Stockton, CA
California · Population: 320,470
- Median HH Income$76,851
- Median Home Price$431,297
- Unemployment8.0%
- Bachelor's+19.1%
Detailed Comparison
Demographics
Population
McKinney
148,848
Stockton
320,470
Stockton +
Pop. Density / sq mi
Lower = more space
McKinney
N/A
Stockton
N/A
Median Age
McKinney
33.4
McKinney +
Stockton
33.7
Foreign Born
McKinney
21.0%
Stockton
25.9%
Stockton +
White
McKinney
37.8%
McKinney +
Stockton
26.6%
Black
McKinney
24.7%
McKinney +
Stockton
11.6%
Asian
McKinney
3.0%
Stockton
21.1%
Stockton +
Hispanic
McKinney
44.7%
Stockton
45.2%
Stockton +
Spanish at Home
McKinney
N/A
Stockton
N/A
| Metric | McKinney, TX | Stockton, CA | Better |
|---|---|---|---|
| Population | 148,848 | 320,470 | Stockton + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.4 | 33.7 | McKinney + |
| Foreign Born | 21.0% | 25.9% | Stockton + |
| White | 37.8% | 26.6% | McKinney + |
| Black | 24.7% | 11.6% | McKinney + |
| Asian | 3.0% | 21.1% | Stockton + |
| Hispanic | 44.7% | 45.2% | Stockton + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
McKinney
$71,843
Stockton
$76,851
Stockton +
Per Capita Income
McKinney
$29,291
Stockton
$31,279
Stockton +
Per Capita Personal Income (MSA)
BEA MSA-level
McKinney
$63,758
Stockton
$77,230
Stockton +
Unemployment Rate
McKinney
4.8%
McKinney +
Stockton
8.0%
Poverty Rate
McKinney
12.4%
McKinney +
Stockton
15.4%
Bachelor's Degree+
McKinney
18.5%
Stockton
19.1%
Stockton +
| Metric | McKinney, TX | Stockton, CA | Better |
|---|---|---|---|
| Median HH Income | $71,843 | $76,851 | Stockton + |
| Per Capita Income | $29,291 | $31,279 | Stockton + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $77,230 | Stockton + |
| Unemployment Rate | 4.8% | 8.0% | McKinney + |
| Poverty Rate | 12.4% | 15.4% | McKinney + |
| Bachelor's Degree+ | 18.5% | 19.1% | Stockton + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
McKinney
$487,346
Stockton
$431,297
Stockton +
Homeownership Rate
McKinney
63.2%
McKinney +
Stockton
53.2%
| Metric | McKinney, TX | Stockton, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $487,346 | $431,297 | Stockton + |
| Homeownership Rate | 63.2% | 53.2% | McKinney + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
McKinney
442
McKinney +
Stockton
503
Property Crime / 100K
FBI CDE (state-level est.)
McKinney
2339
McKinney +
Stockton
2388
| Metric | McKinney, TX | Stockton, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 503 | McKinney + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 2388 | McKinney + |
Health
Obesity Rate
CDC PLACES
McKinney
33.9%
Stockton
31.8%
Stockton +
Diabetes Rate
CDC PLACES
McKinney
9.1%
McKinney +
Stockton
13.5%
Poor Mental Health
CDC PLACES — 14+ days/month
McKinney
15.7%
McKinney +
Stockton
18.1%
No Health Insurance
CDC PLACES
McKinney
10.9%
McKinney +
Stockton
15.0%
Binge Drinking
CDC PLACES
McKinney
18.3%
Stockton
13.3%
Stockton +
Current Smokers
CDC PLACES
McKinney
9.9%
McKinney +
Stockton
13.8%
| Metric | McKinney, TX | Stockton, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.9% | 31.8% | Stockton + |
| Diabetes RateCDC PLACES | 9.1% | 13.5% | McKinney + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.7% | 18.1% | McKinney + |
| No Health InsuranceCDC PLACES | 10.9% | 15.0% | McKinney + |
| Binge DrinkingCDC PLACES | 18.3% | 13.3% | Stockton + |
| Current SmokersCDC PLACES | 9.9% | 13.8% | McKinney + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
McKinney
64.2°F
Stockton
62.2°F
Stockton +
Annual Precipitation
NOAA 1991–2020 normal
McKinney
40.0 in
Stockton
17.8 in
Stockton +
| Metric | McKinney, TX | Stockton, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 64.2°F | 62.2°F | Stockton + |
| Annual PrecipitationNOAA 1991–2020 normal | 40.0 in | 17.8 in | Stockton + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
McKinney
9.2 µg/m³
Stockton
7.9 µg/m³
Stockton +
Good Air Days
AQI ≤ 50
McKinney
55.0%
Stockton
75.0%
Stockton +
| Metric | McKinney, TX | Stockton, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 7.9 µg/m³ | Stockton + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Stockton + |
Commute
Mean Commute Time
Census ACS
McKinney
35.6 min
Stockton
33.2 min
Stockton +
| Metric | McKinney, TX | Stockton, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 35.6 min | 33.2 min | Stockton + |
Which City is Right for You?
Stockton leads in median household income at $76,851, while stockton offers more affordable housing with a median home price of $431,297. On public safety, McKinney is safer with a violent crime rate of 442 per 100,000 residents, compared to 503 in Stockton. McKinney has a lower unemployment rate at 4.8%, and Stockton has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Stockton scores better with a lower obesity rate of 31.8%.
Compare More Cities
McKinney, TX vs New York, NYLos Angeles, CA vs McKinney, TXChicago, IL vs McKinney, TXHouston, TX vs McKinney, TXMcKinney, TX vs Phoenix, AZMcKinney, TX vs Philadelphia, PA