McKinney TX vs Toledo OH — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
McKinney, TX
Texas · Population: 148,848
- Median HH Income$71,843
- Median Home Price$487,346
- Unemployment4.8%
- Bachelor's+18.5%
Toledo, OH
Ohio · Population: 268,461
- Median HH Income$47,532
- Median Home Price$130,101
- Unemployment8.5%
- Bachelor's+21.0%
Detailed Comparison
Demographics
Population
McKinney
148,848
Toledo
268,461
Toledo +
Pop. Density / sq mi
Lower = more space
McKinney
N/A
Toledo
N/A
Median Age
McKinney
33.4
McKinney +
Toledo
35.7
Foreign Born
McKinney
21.0%
McKinney +
Toledo
3.4%
White
McKinney
37.8%
Toledo
58.7%
Toledo +
Black
McKinney
24.7%
Toledo
28.7%
Toledo +
Asian
McKinney
3.0%
McKinney +
Toledo
1.4%
Hispanic
McKinney
44.7%
McKinney +
Toledo
8.9%
Spanish at Home
McKinney
N/A
Toledo
N/A
| Metric | McKinney, TX | Toledo, OH | Better |
|---|---|---|---|
| Population | 148,848 | 268,461 | Toledo + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.4 | 35.7 | McKinney + |
| Foreign Born | 21.0% | 3.4% | McKinney + |
| White | 37.8% | 58.7% | Toledo + |
| Black | 24.7% | 28.7% | Toledo + |
| Asian | 3.0% | 1.4% | McKinney + |
| Hispanic | 44.7% | 8.9% | McKinney + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
McKinney
$71,843
McKinney +
Toledo
$47,532
Per Capita Income
McKinney
$29,291
McKinney +
Toledo
$27,407
Per Capita Personal Income (MSA)
BEA MSA-level
McKinney
$63,758
McKinney +
Toledo
$58,300
Unemployment Rate
McKinney
4.8%
McKinney +
Toledo
8.5%
Poverty Rate
McKinney
12.4%
McKinney +
Toledo
24.5%
Bachelor's Degree+
McKinney
18.5%
Toledo
21.0%
Toledo +
| Metric | McKinney, TX | Toledo, OH | Better |
|---|---|---|---|
| Median HH Income | $71,843 | $47,532 | McKinney + |
| Per Capita Income | $29,291 | $27,407 | McKinney + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $58,300 | McKinney + |
| Unemployment Rate | 4.8% | 8.5% | McKinney + |
| Poverty Rate | 12.4% | 24.5% | McKinney + |
| Bachelor's Degree+ | 18.5% | 21.0% | Toledo + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
McKinney
$487,346
Toledo
$130,101
Toledo +
Homeownership Rate
McKinney
63.2%
McKinney +
Toledo
52.7%
| Metric | McKinney, TX | Toledo, OH | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $487,346 | $130,101 | Toledo + |
| Homeownership Rate | 63.2% | 52.7% | McKinney + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
McKinney
442
Toledo
319
Toledo +
Property Crime / 100K
FBI CDE (state-level est.)
McKinney
2339
Toledo
1866
Toledo +
| Metric | McKinney, TX | Toledo, OH | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 319 | Toledo + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 1866 | Toledo + |
Health
Obesity Rate
CDC PLACES
McKinney
33.9%
McKinney +
Toledo
39.3%
Diabetes Rate
CDC PLACES
McKinney
9.1%
McKinney +
Toledo
15.7%
Poor Mental Health
CDC PLACES — 14+ days/month
McKinney
15.7%
McKinney +
Toledo
20.6%
No Health Insurance
CDC PLACES
McKinney
10.9%
McKinney +
Toledo
11.3%
Binge Drinking
CDC PLACES
McKinney
18.3%
Toledo
14.9%
Toledo +
Current Smokers
CDC PLACES
McKinney
9.9%
McKinney +
Toledo
19.9%
| Metric | McKinney, TX | Toledo, OH | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.9% | 39.3% | McKinney + |
| Diabetes RateCDC PLACES | 9.1% | 15.7% | McKinney + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.7% | 20.6% | McKinney + |
| No Health InsuranceCDC PLACES | 10.9% | 11.3% | McKinney + |
| Binge DrinkingCDC PLACES | 18.3% | 14.9% | Toledo + |
| Current SmokersCDC PLACES | 9.9% | 19.9% | McKinney + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
McKinney
64.2°F
Toledo
50.6°F
Toledo +
Annual Precipitation
NOAA 1991–2020 normal
McKinney
40.0 in
Toledo
33.4 in
Toledo +
| Metric | McKinney, TX | Toledo, OH | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 64.2°F | 50.6°F | Toledo + |
| Annual PrecipitationNOAA 1991–2020 normal | 40.0 in | 33.4 in | Toledo + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
McKinney
9.2 µg/m³
McKinney +
Toledo
10.3 µg/m³
Good Air Days
AQI ≤ 50
McKinney
55.0%
Toledo
55.0%
Tie
| Metric | McKinney, TX | Toledo, OH | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 10.3 µg/m³ | McKinney + |
| Good Air DaysAQI ≤ 50 | 55.0% | 55.0% | Tie |
Commute
Mean Commute Time
Census ACS
McKinney
35.6 min
Toledo
21.3 min
Toledo +
| Metric | McKinney, TX | Toledo, OH | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 35.6 min | 21.3 min | Toledo + |
Which City is Right for You?
McKinney leads in median household income at $71,843, while toledo offers more affordable housing with a median home price of $130,101. On public safety, Toledo is safer with a violent crime rate of 319 per 100,000 residents, compared to 442 in McKinney. McKinney has a lower unemployment rate at 4.8%, and McKinney has cleaner air (PM2.5 avg 9.2 µg/m³). For overall health outcomes, McKinney scores better with a lower obesity rate of 33.9%.
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