McKinney TX vs Torrance CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
McKinney, TX
Texas · Population: 148,848
- Median HH Income$71,843
- Median Home Price$487,346
- Unemployment4.8%
- Bachelor's+18.5%
Torrance, CA
California · Population: 95,358
- Median HH Income$118,253
- Median Home Price$1,128,110
- Unemployment5.9%
- Bachelor's+26.2%
Detailed Comparison
Demographics
Population
McKinney
148,848
McKinney +
Torrance
95,358
Pop. Density / sq mi
Lower = more space
McKinney
N/A
Torrance
N/A
Median Age
McKinney
33.4
McKinney +
Torrance
35.2
Foreign Born
McKinney
21.0%
Torrance
28.7%
Torrance +
White
McKinney
37.8%
McKinney +
Torrance
34.8%
Black
McKinney
24.7%
McKinney +
Torrance
6.1%
Asian
McKinney
3.0%
Torrance
22.0%
Torrance +
Hispanic
McKinney
44.7%
McKinney +
Torrance
41.4%
Spanish at Home
McKinney
N/A
Torrance
N/A
| Metric | McKinney, TX | Torrance, CA | Better |
|---|---|---|---|
| Population | 148,848 | 95,358 | McKinney + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.4 | 35.2 | McKinney + |
| Foreign Born | 21.0% | 28.7% | Torrance + |
| White | 37.8% | 34.8% | McKinney + |
| Black | 24.7% | 6.1% | McKinney + |
| Asian | 3.0% | 22.0% | Torrance + |
| Hispanic | 44.7% | 41.4% | McKinney + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
McKinney
$71,843
Torrance
$118,253
Torrance +
Per Capita Income
McKinney
$29,291
Torrance
$42,884
Torrance +
Per Capita Personal Income (MSA)
BEA MSA-level
McKinney
$63,758
Torrance
$77,230
Torrance +
Unemployment Rate
McKinney
4.8%
McKinney +
Torrance
5.9%
Poverty Rate
McKinney
12.4%
Torrance
7.7%
Torrance +
Bachelor's Degree+
McKinney
18.5%
Torrance
26.2%
Torrance +
| Metric | McKinney, TX | Torrance, CA | Better |
|---|---|---|---|
| Median HH Income | $71,843 | $118,253 | Torrance + |
| Per Capita Income | $29,291 | $42,884 | Torrance + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $77,230 | Torrance + |
| Unemployment Rate | 4.8% | 5.9% | McKinney + |
| Poverty Rate | 12.4% | 7.7% | Torrance + |
| Bachelor's Degree+ | 18.5% | 26.2% | Torrance + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
McKinney
$487,346
McKinney +
Torrance
$1,128,110
Homeownership Rate
McKinney
63.2%
Torrance
64.0%
Torrance +
| Metric | McKinney, TX | Torrance, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $487,346 | $1,128,110 | McKinney + |
| Homeownership Rate | 63.2% | 64.0% | Torrance + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
McKinney
442
McKinney +
Torrance
503
Property Crime / 100K
FBI CDE (state-level est.)
McKinney
2339
McKinney +
Torrance
2388
| Metric | McKinney, TX | Torrance, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 503 | McKinney + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 2388 | McKinney + |
Health
Obesity Rate
CDC PLACES
McKinney
33.9%
Torrance
20.3%
Torrance +
Diabetes Rate
CDC PLACES
McKinney
9.1%
McKinney +
Torrance
10.6%
Poor Mental Health
CDC PLACES — 14+ days/month
McKinney
15.7%
Torrance
13.3%
Torrance +
No Health Insurance
CDC PLACES
McKinney
10.9%
Torrance
5.2%
Torrance +
Binge Drinking
CDC PLACES
McKinney
18.3%
Torrance
14.0%
Torrance +
Current Smokers
CDC PLACES
McKinney
9.9%
Torrance
8.0%
Torrance +
| Metric | McKinney, TX | Torrance, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.9% | 20.3% | Torrance + |
| Diabetes RateCDC PLACES | 9.1% | 10.6% | McKinney + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.7% | 13.3% | Torrance + |
| No Health InsuranceCDC PLACES | 10.9% | 5.2% | Torrance + |
| Binge DrinkingCDC PLACES | 18.3% | 14.0% | Torrance + |
| Current SmokersCDC PLACES | 9.9% | 8.0% | Torrance + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
McKinney
64.2°F
Torrance
62.6°F
Torrance +
Annual Precipitation
NOAA 1991–2020 normal
McKinney
40.0 in
Torrance
14.5 in
Torrance +
| Metric | McKinney, TX | Torrance, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 64.2°F | 62.6°F | Torrance + |
| Annual PrecipitationNOAA 1991–2020 normal | 40.0 in | 14.5 in | Torrance + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
McKinney
9.2 µg/m³
Torrance
7.9 µg/m³
Torrance +
Good Air Days
AQI ≤ 50
McKinney
55.0%
Torrance
75.0%
Torrance +
| Metric | McKinney, TX | Torrance, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 7.9 µg/m³ | Torrance + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Torrance + |
Commute
Mean Commute Time
Census ACS
McKinney
35.6 min
McKinney +
Torrance
44.9 min
| Metric | McKinney, TX | Torrance, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 35.6 min | 44.9 min | McKinney + |
Which City is Right for You?
Torrance leads in median household income at $118,253, while mcKinney offers more affordable housing with a median home price of $487,346. On public safety, McKinney is safer with a violent crime rate of 442 per 100,000 residents, compared to 503 in Torrance. McKinney has a lower unemployment rate at 4.8%, and Torrance has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Torrance scores better with a lower obesity rate of 20.3%.
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