McKinney TX vs Vallejo CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
McKinney, TX
Texas · Population: 148,848
- Median HH Income$71,843
- Median Home Price$487,346
- Unemployment4.8%
- Bachelor's+18.5%
Vallejo, CA
California · Population: 68,141
- Median HH Income$137,194
- Median Home Price$523,551
- Unemployment5.0%
- Bachelor's+45.3%
Detailed Comparison
Demographics
Population
McKinney
148,848
McKinney +
Vallejo
68,141
Pop. Density / sq mi
Lower = more space
McKinney
N/A
Vallejo
N/A
Median Age
McKinney
33.4
McKinney +
Vallejo
42.1
Foreign Born
McKinney
21.0%
Vallejo
46.9%
Vallejo +
White
McKinney
37.8%
McKinney +
Vallejo
17.9%
Black
McKinney
24.7%
McKinney +
Vallejo
5.3%
Asian
McKinney
3.0%
Vallejo
55.9%
Vallejo +
Hispanic
McKinney
44.7%
McKinney +
Vallejo
19.3%
Spanish at Home
McKinney
N/A
Vallejo
N/A
| Metric | McKinney, TX | Vallejo, CA | Better |
|---|---|---|---|
| Population | 148,848 | 68,141 | McKinney + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.4 | 42.1 | McKinney + |
| Foreign Born | 21.0% | 46.9% | Vallejo + |
| White | 37.8% | 17.9% | McKinney + |
| Black | 24.7% | 5.3% | McKinney + |
| Asian | 3.0% | 55.9% | Vallejo + |
| Hispanic | 44.7% | 19.3% | McKinney + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
McKinney
$71,843
Vallejo
$137,194
Vallejo +
Per Capita Income
McKinney
$29,291
Vallejo
$56,020
Vallejo +
Per Capita Personal Income (MSA)
BEA MSA-level
McKinney
$63,758
Vallejo
$77,230
Vallejo +
Unemployment Rate
McKinney
4.8%
McKinney +
Vallejo
5.0%
Poverty Rate
McKinney
12.4%
Vallejo
7.0%
Vallejo +
Bachelor's Degree+
McKinney
18.5%
Vallejo
45.3%
Vallejo +
| Metric | McKinney, TX | Vallejo, CA | Better |
|---|---|---|---|
| Median HH Income | $71,843 | $137,194 | Vallejo + |
| Per Capita Income | $29,291 | $56,020 | Vallejo + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $77,230 | Vallejo + |
| Unemployment Rate | 4.8% | 5.0% | McKinney + |
| Poverty Rate | 12.4% | 7.0% | Vallejo + |
| Bachelor's Degree+ | 18.5% | 45.3% | Vallejo + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
McKinney
$487,346
McKinney +
Vallejo
$523,551
Homeownership Rate
McKinney
63.2%
Vallejo
67.0%
Vallejo +
| Metric | McKinney, TX | Vallejo, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $487,346 | $523,551 | McKinney + |
| Homeownership Rate | 63.2% | 67.0% | Vallejo + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
McKinney
442
McKinney +
Vallejo
503
Property Crime / 100K
FBI CDE (state-level est.)
McKinney
2339
McKinney +
Vallejo
2388
| Metric | McKinney, TX | Vallejo, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 503 | McKinney + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 2388 | McKinney + |
Health
Obesity Rate
CDC PLACES
McKinney
33.9%
Vallejo
31.6%
Vallejo +
Diabetes Rate
CDC PLACES
McKinney
9.1%
McKinney +
Vallejo
13.3%
Poor Mental Health
CDC PLACES — 14+ days/month
McKinney
15.7%
McKinney +
Vallejo
16.9%
No Health Insurance
CDC PLACES
McKinney
10.9%
Vallejo
9.6%
Vallejo +
Binge Drinking
CDC PLACES
McKinney
18.3%
Vallejo
13.8%
Vallejo +
Current Smokers
CDC PLACES
McKinney
9.9%
McKinney +
Vallejo
12.0%
| Metric | McKinney, TX | Vallejo, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.9% | 31.6% | Vallejo + |
| Diabetes RateCDC PLACES | 9.1% | 13.3% | McKinney + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.7% | 16.9% | McKinney + |
| No Health InsuranceCDC PLACES | 10.9% | 9.6% | Vallejo + |
| Binge DrinkingCDC PLACES | 18.3% | 13.8% | Vallejo + |
| Current SmokersCDC PLACES | 9.9% | 12.0% | McKinney + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
McKinney
64.2°F
Vallejo
N/A
Annual Precipitation
NOAA 1991–2020 normal
McKinney
40.0 in
Vallejo
N/A
| Metric | McKinney, TX | Vallejo, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 64.2°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 40.0 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
McKinney
9.2 µg/m³
Vallejo
7.9 µg/m³
Vallejo +
Good Air Days
AQI ≤ 50
McKinney
55.0%
Vallejo
75.0%
Vallejo +
| Metric | McKinney, TX | Vallejo, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 7.9 µg/m³ | Vallejo + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Vallejo + |
Commute
Mean Commute Time
Census ACS
McKinney
35.6 min
McKinney +
Vallejo
36.0 min
| Metric | McKinney, TX | Vallejo, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 35.6 min | 36.0 min | McKinney + |
Which City is Right for You?
Vallejo leads in median household income at $137,194, while mcKinney offers more affordable housing with a median home price of $487,346. On public safety, McKinney is safer with a violent crime rate of 442 per 100,000 residents, compared to 503 in Vallejo. McKinney has a lower unemployment rate at 4.8%, and Vallejo has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Vallejo scores better with a lower obesity rate of 31.6%.
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