McKinney TX vs Visalia CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
McKinney, TX
Texas · Population: 148,848
- Median HH Income$71,843
- Median Home Price$487,346
- Unemployment4.8%
- Bachelor's+18.5%
Visalia, CA
California · Population: 135,983
- Median HH Income$70,663
- Median Home Price$397,983
- Unemployment11.6%
- Bachelor's+12.4%
Detailed Comparison
Demographics
Population
McKinney
148,848
McKinney +
Visalia
135,983
Pop. Density / sq mi
Lower = more space
McKinney
N/A
Visalia
N/A
Median Age
McKinney
33.4
Visalia
32.0
Visalia +
Foreign Born
McKinney
21.0%
McKinney +
Visalia
20.1%
White
McKinney
37.8%
McKinney +
Visalia
36.5%
Black
McKinney
24.7%
McKinney +
Visalia
17.1%
Asian
McKinney
3.0%
Visalia
4.4%
Visalia +
Hispanic
McKinney
44.7%
Visalia
55.3%
Visalia +
Spanish at Home
McKinney
N/A
Visalia
N/A
| Metric | McKinney, TX | Visalia, CA | Better |
|---|---|---|---|
| Population | 148,848 | 135,983 | McKinney + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.4 | 32.0 | Visalia + |
| Foreign Born | 21.0% | 20.1% | McKinney + |
| White | 37.8% | 36.5% | McKinney + |
| Black | 24.7% | 17.1% | McKinney + |
| Asian | 3.0% | 4.4% | Visalia + |
| Hispanic | 44.7% | 55.3% | Visalia + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
McKinney
$71,843
McKinney +
Visalia
$70,663
Per Capita Income
McKinney
$29,291
McKinney +
Visalia
$26,955
Per Capita Personal Income (MSA)
BEA MSA-level
McKinney
$63,758
Visalia
$77,230
Visalia +
Unemployment Rate
McKinney
4.8%
McKinney +
Visalia
11.6%
Poverty Rate
McKinney
12.4%
McKinney +
Visalia
20.0%
Bachelor's Degree+
McKinney
18.5%
McKinney +
Visalia
12.4%
| Metric | McKinney, TX | Visalia, CA | Better |
|---|---|---|---|
| Median HH Income | $71,843 | $70,663 | McKinney + |
| Per Capita Income | $29,291 | $26,955 | McKinney + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $77,230 | Visalia + |
| Unemployment Rate | 4.8% | 11.6% | McKinney + |
| Poverty Rate | 12.4% | 20.0% | McKinney + |
| Bachelor's Degree+ | 18.5% | 12.4% | McKinney + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
McKinney
$487,346
Visalia
$397,983
Visalia +
Homeownership Rate
McKinney
63.2%
McKinney +
Visalia
58.5%
| Metric | McKinney, TX | Visalia, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $487,346 | $397,983 | Visalia + |
| Homeownership Rate | 63.2% | 58.5% | McKinney + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
McKinney
442
McKinney +
Visalia
503
Property Crime / 100K
FBI CDE (state-level est.)
McKinney
2339
McKinney +
Visalia
2388
| Metric | McKinney, TX | Visalia, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 503 | McKinney + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 2388 | McKinney + |
Health
Obesity Rate
CDC PLACES
McKinney
33.9%
Visalia
32.2%
Visalia +
Diabetes Rate
CDC PLACES
McKinney
9.1%
McKinney +
Visalia
11.2%
Poor Mental Health
CDC PLACES — 14+ days/month
McKinney
15.7%
McKinney +
Visalia
17.9%
No Health Insurance
CDC PLACES
McKinney
10.9%
McKinney +
Visalia
13.0%
Binge Drinking
CDC PLACES
McKinney
18.3%
Visalia
16.8%
Visalia +
Current Smokers
CDC PLACES
McKinney
9.9%
McKinney +
Visalia
12.0%
| Metric | McKinney, TX | Visalia, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.9% | 32.2% | Visalia + |
| Diabetes RateCDC PLACES | 9.1% | 11.2% | McKinney + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.7% | 17.9% | McKinney + |
| No Health InsuranceCDC PLACES | 10.9% | 13.0% | McKinney + |
| Binge DrinkingCDC PLACES | 18.3% | 16.8% | Visalia + |
| Current SmokersCDC PLACES | 9.9% | 12.0% | McKinney + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
McKinney
64.2°F
Visalia
63.3°F
Visalia +
Annual Precipitation
NOAA 1991–2020 normal
McKinney
40.0 in
Visalia
10.9 in
Visalia +
| Metric | McKinney, TX | Visalia, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 64.2°F | 63.3°F | Visalia + |
| Annual PrecipitationNOAA 1991–2020 normal | 40.0 in | 10.9 in | Visalia + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
McKinney
9.2 µg/m³
Visalia
7.9 µg/m³
Visalia +
Good Air Days
AQI ≤ 50
McKinney
55.0%
Visalia
75.0%
Visalia +
| Metric | McKinney, TX | Visalia, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 7.9 µg/m³ | Visalia + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Visalia + |
Commute
Mean Commute Time
Census ACS
McKinney
35.6 min
McKinney +
Visalia
41.6 min
| Metric | McKinney, TX | Visalia, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 35.6 min | 41.6 min | McKinney + |
Which City is Right for You?
McKinney leads in median household income at $71,843, while visalia offers more affordable housing with a median home price of $397,983. On public safety, McKinney is safer with a violent crime rate of 442 per 100,000 residents, compared to 503 in Visalia. McKinney has a lower unemployment rate at 4.8%, and Visalia has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Visalia scores better with a lower obesity rate of 32.2%.
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