McKinney TX vs Waterbury CT — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
McKinney, TX
Texas · Population: 148,848
- Median HH Income$71,843
- Median Home Price$487,346
- Unemployment4.8%
- Bachelor's+18.5%
Waterbury, CT
Connecticut · Population: N/A
- Median HH IncomeN/A
- Median Home Price$280,921
- UnemploymentN/A
- Bachelor's+N/A
Detailed Comparison
Demographics
Population
McKinney
148,848
Waterbury
N/A
Pop. Density / sq mi
Lower = more space
McKinney
N/A
Waterbury
N/A
Median Age
McKinney
33.4
Waterbury
N/A
Foreign Born
McKinney
21.0%
Waterbury
N/A
White
McKinney
37.8%
Waterbury
N/A
Black
McKinney
24.7%
Waterbury
N/A
Asian
McKinney
3.0%
Waterbury
N/A
Hispanic
McKinney
44.7%
Waterbury
N/A
Spanish at Home
McKinney
N/A
Waterbury
N/A
| Metric | McKinney, TX | Waterbury, CT | Better |
|---|---|---|---|
| Population | 148,848 | N/A | - |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.4 | N/A | - |
| Foreign Born | 21.0% | N/A | - |
| White | 37.8% | N/A | - |
| Black | 24.7% | N/A | - |
| Asian | 3.0% | N/A | - |
| Hispanic | 44.7% | N/A | - |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
McKinney
$71,843
Waterbury
N/A
Per Capita Income
McKinney
$29,291
Waterbury
N/A
Per Capita Personal Income (MSA)
BEA MSA-level
McKinney
$63,758
Waterbury
$85,393
Waterbury +
Unemployment Rate
McKinney
4.8%
Waterbury
N/A
Poverty Rate
McKinney
12.4%
Waterbury
N/A
Bachelor's Degree+
McKinney
18.5%
Waterbury
N/A
| Metric | McKinney, TX | Waterbury, CT | Better |
|---|---|---|---|
| Median HH Income | $71,843 | N/A | - |
| Per Capita Income | $29,291 | N/A | - |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $85,393 | Waterbury + |
| Unemployment Rate | 4.8% | N/A | - |
| Poverty Rate | 12.4% | N/A | - |
| Bachelor's Degree+ | 18.5% | N/A | - |
Housing
Median Home Value
Zillow ZHVI / Census ACS
McKinney
$487,346
Waterbury
$280,921
Waterbury +
Homeownership Rate
McKinney
63.2%
Waterbury
N/A
| Metric | McKinney, TX | Waterbury, CT | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $487,346 | $280,921 | Waterbury + |
| Homeownership Rate | 63.2% | N/A | - |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
McKinney
442
Waterbury
156
Waterbury +
Property Crime / 100K
FBI CDE (state-level est.)
McKinney
2339
Waterbury
1524
Waterbury +
| Metric | McKinney, TX | Waterbury, CT | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 156 | Waterbury + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 1524 | Waterbury + |
Health
Obesity Rate
CDC PLACES
McKinney
33.9%
McKinney +
Waterbury
40.5%
Diabetes Rate
CDC PLACES
McKinney
9.1%
McKinney +
Waterbury
14.1%
Poor Mental Health
CDC PLACES — 14+ days/month
McKinney
15.7%
McKinney +
Waterbury
19.1%
No Health Insurance
CDC PLACES
McKinney
10.9%
McKinney +
Waterbury
18.5%
Binge Drinking
CDC PLACES
McKinney
18.3%
Waterbury
13.2%
Waterbury +
Current Smokers
CDC PLACES
McKinney
9.9%
McKinney +
Waterbury
16.2%
| Metric | McKinney, TX | Waterbury, CT | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.9% | 40.5% | McKinney + |
| Diabetes RateCDC PLACES | 9.1% | 14.1% | McKinney + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.7% | 19.1% | McKinney + |
| No Health InsuranceCDC PLACES | 10.9% | 18.5% | McKinney + |
| Binge DrinkingCDC PLACES | 18.3% | 13.2% | Waterbury + |
| Current SmokersCDC PLACES | 9.9% | 16.2% | McKinney + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
McKinney
64.2°F
Waterbury
N/A
Annual Precipitation
NOAA 1991–2020 normal
McKinney
40.0 in
Waterbury
N/A
| Metric | McKinney, TX | Waterbury, CT | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 64.2°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 40.0 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
McKinney
9.2 µg/m³
Waterbury
7.7 µg/m³
Waterbury +
Good Air Days
AQI ≤ 50
McKinney
55.0%
Waterbury
75.0%
Waterbury +
| Metric | McKinney, TX | Waterbury, CT | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 7.7 µg/m³ | Waterbury + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Waterbury + |
Commute
Mean Commute Time
Census ACS
McKinney
35.6 min
Waterbury
N/A
| Metric | McKinney, TX | Waterbury, CT | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 35.6 min | N/A | - |
Which City is Right for You?
Waterbury offers more affordable housing with a median home price of $280,921. On public safety, Waterbury is safer with a violent crime rate of 156 per 100,000 residents, compared to 442 in McKinney. Waterbury has cleaner air (PM2.5 avg 7.7 µg/m³). For overall health outcomes, McKinney scores better with a lower obesity rate of 33.9%.
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