McKinney TX vs Wilmington NC — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
McKinney, TX
Texas · Population: 148,848
- Median HH Income$71,843
- Median Home Price$487,346
- Unemployment4.8%
- Bachelor's+18.5%
Wilmington, NC
North Carolina · Population: 250,887
- Median HH Income$57,673
- Median Home Price$419,326
- Unemployment5.9%
- Bachelor's+37.2%
Detailed Comparison
Demographics
Population
McKinney
148,848
Wilmington
250,887
Wilmington +
Pop. Density / sq mi
Lower = more space
McKinney
N/A
Wilmington
N/A
Median Age
McKinney
33.4
McKinney +
Wilmington
35.6
Foreign Born
McKinney
21.0%
McKinney +
Wilmington
10.7%
White
McKinney
37.8%
Wilmington
48.7%
Wilmington +
Black
McKinney
24.7%
Wilmington
32.4%
Wilmington +
Asian
McKinney
3.0%
McKinney +
Wilmington
2.3%
Hispanic
McKinney
44.7%
McKinney +
Wilmington
17.9%
Spanish at Home
McKinney
N/A
Wilmington
N/A
| Metric | McKinney, TX | Wilmington, NC | Better |
|---|---|---|---|
| Population | 148,848 | 250,887 | Wilmington + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.4 | 35.6 | McKinney + |
| Foreign Born | 21.0% | 10.7% | McKinney + |
| White | 37.8% | 48.7% | Wilmington + |
| Black | 24.7% | 32.4% | Wilmington + |
| Asian | 3.0% | 2.3% | McKinney + |
| Hispanic | 44.7% | 17.9% | McKinney + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
McKinney
$71,843
McKinney +
Wilmington
$57,673
Per Capita Income
McKinney
$29,291
Wilmington
$35,074
Wilmington +
Per Capita Personal Income (MSA)
BEA MSA-level
McKinney
$63,758
McKinney +
Wilmington
$59,120
Unemployment Rate
McKinney
4.8%
McKinney +
Wilmington
5.9%
Poverty Rate
McKinney
12.4%
McKinney +
Wilmington
17.9%
Bachelor's Degree+
McKinney
18.5%
Wilmington
37.2%
Wilmington +
| Metric | McKinney, TX | Wilmington, NC | Better |
|---|---|---|---|
| Median HH Income | $71,843 | $57,673 | McKinney + |
| Per Capita Income | $29,291 | $35,074 | Wilmington + |
| Per Capita Personal Income (MSA)BEA MSA-level | $63,758 | $59,120 | McKinney + |
| Unemployment Rate | 4.8% | 5.9% | McKinney + |
| Poverty Rate | 12.4% | 17.9% | McKinney + |
| Bachelor's Degree+ | 18.5% | 37.2% | Wilmington + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
McKinney
$487,346
Wilmington
$419,326
Wilmington +
Homeownership Rate
McKinney
63.2%
McKinney +
Wilmington
54.6%
| Metric | McKinney, TX | Wilmington, NC | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $487,346 | $419,326 | Wilmington + |
| Homeownership Rate | 63.2% | 54.6% | McKinney + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
McKinney
442
Wilmington
398
Wilmington +
Property Crime / 100K
FBI CDE (state-level est.)
McKinney
2339
Wilmington
1999
Wilmington +
| Metric | McKinney, TX | Wilmington, NC | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 442 | 398 | Wilmington + |
| Property Crime / 100KFBI CDE (state-level est.) | 2339 | 1999 | Wilmington + |
Health
Obesity Rate
CDC PLACES
McKinney
33.9%
Wilmington
31.9%
Wilmington +
Diabetes Rate
CDC PLACES
McKinney
9.1%
McKinney +
Wilmington
10.7%
Poor Mental Health
CDC PLACES — 14+ days/month
McKinney
15.7%
McKinney +
Wilmington
17.4%
No Health Insurance
CDC PLACES
McKinney
10.9%
Wilmington
9.6%
Wilmington +
Binge Drinking
CDC PLACES
McKinney
18.3%
Wilmington
17.5%
Wilmington +
Current Smokers
CDC PLACES
McKinney
9.9%
McKinney +
Wilmington
12.2%
| Metric | McKinney, TX | Wilmington, NC | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.9% | 31.9% | Wilmington + |
| Diabetes RateCDC PLACES | 9.1% | 10.7% | McKinney + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.7% | 17.4% | McKinney + |
| No Health InsuranceCDC PLACES | 10.9% | 9.6% | Wilmington + |
| Binge DrinkingCDC PLACES | 18.3% | 17.5% | Wilmington + |
| Current SmokersCDC PLACES | 9.9% | 12.2% | McKinney + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
McKinney
64.2°F
Wilmington
63.8°F
Wilmington +
Annual Precipitation
NOAA 1991–2020 normal
McKinney
40.0 in
McKinney +
Wilmington
58.4 in
| Metric | McKinney, TX | Wilmington, NC | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 64.2°F | 63.8°F | Wilmington + |
| Annual PrecipitationNOAA 1991–2020 normal | 40.0 in | 58.4 in | McKinney + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
McKinney
9.2 µg/m³
Wilmington
8.7 µg/m³
Wilmington +
Good Air Days
AQI ≤ 50
McKinney
55.0%
Wilmington
75.0%
Wilmington +
| Metric | McKinney, TX | Wilmington, NC | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.2 µg/m³ | 8.7 µg/m³ | Wilmington + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Wilmington + |
Commute
Mean Commute Time
Census ACS
McKinney
35.6 min
Wilmington
23.2 min
Wilmington +
| Metric | McKinney, TX | Wilmington, NC | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 35.6 min | 23.2 min | Wilmington + |
Which City is Right for You?
McKinney leads in median household income at $71,843, while wilmington offers more affordable housing with a median home price of $419,326. On public safety, Wilmington is safer with a violent crime rate of 398 per 100,000 residents, compared to 442 in McKinney. McKinney has a lower unemployment rate at 4.8%, and Wilmington has cleaner air (PM2.5 avg 8.7 µg/m³). For overall health outcomes, Wilmington scores better with a lower obesity rate of 31.9%.
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