Miami FL vs New York NY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Miami, FL
Florida · Population: 446,663
- Median HH Income$59,390
- Median Home Price$580,996
- Unemployment5.0%
- Bachelor's+35.6%
New York, NY
New York · Population: 8,516,202
- Median HH Income$79,713
- Median Home Price$816,078
- Unemployment7.7%
- Bachelor's+41.0%
Detailed Comparison
Demographics
Population
Miami
446,663
New York
8,516,202
New York +
Pop. Density / sq mi
Lower = more space
Miami
N/A
New York
N/A
Median Age
Miami
39.7
New York
38.0
New York +
Foreign Born
Miami
57.7%
Miami +
New York
36.5%
White
Miami
34.2%
New York
35.9%
New York +
Black
Miami
13.7%
New York
22.7%
New York +
Asian
Miami
1.6%
New York
14.6%
New York +
Hispanic
Miami
71.2%
Miami +
New York
28.4%
Spanish at Home
Miami
N/A
New York
N/A
| Metric | Miami, FL | New York, NY | Better |
|---|---|---|---|
| Population | 446,663 | 8,516,202 | New York + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 39.7 | 38.0 | New York + |
| Foreign Born | 57.7% | 36.5% | Miami + |
| White | 34.2% | 35.9% | New York + |
| Black | 13.7% | 22.7% | New York + |
| Asian | 1.6% | 14.6% | New York + |
| Hispanic | 71.2% | 28.4% | Miami + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Miami
$59,390
New York
$79,713
New York +
Per Capita Income
Miami
$42,528
New York
$50,776
New York +
Per Capita Personal Income (MSA)
BEA MSA-level
Miami
$65,328
New York
$77,425
New York +
Unemployment Rate
Miami
5.0%
Miami +
New York
7.7%
Poverty Rate
Miami
19.2%
New York
17.4%
New York +
Bachelor's Degree+
Miami
35.6%
New York
41.0%
New York +
| Metric | Miami, FL | New York, NY | Better |
|---|---|---|---|
| Median HH Income | $59,390 | $79,713 | New York + |
| Per Capita Income | $42,528 | $50,776 | New York + |
| Per Capita Personal Income (MSA)BEA MSA-level | $65,328 | $77,425 | New York + |
| Unemployment Rate | 5.0% | 7.7% | Miami + |
| Poverty Rate | 19.2% | 17.4% | New York + |
| Bachelor's Degree+ | 35.6% | 41.0% | New York + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Miami
$580,996
Miami +
New York
$816,078
Homeownership Rate
Miami
30.7%
New York
32.8%
New York +
| Metric | Miami, FL | New York, NY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $580,996 | $816,078 | Miami + |
| Homeownership Rate | 30.7% | 32.8% | New York + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Miami
324
Miami +
New York
434
Property Crime / 100K
FBI CDE (state-level est.)
Miami
1453
Miami +
New York
1736
| Metric | Miami, FL | New York, NY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 324 | 434 | Miami + |
| Property Crime / 100KFBI CDE (state-level est.) | 1453 | 1736 | Miami + |
Health
Obesity Rate
CDC PLACES
Miami
29.9%
New York
25.1%
New York +
Diabetes Rate
CDC PLACES
Miami
15.5%
New York
11.9%
New York +
Poor Mental Health
CDC PLACES — 14+ days/month
Miami
15.0%
Miami +
New York
15.4%
No Health Insurance
CDC PLACES
Miami
27.2%
New York
10.6%
New York +
Binge Drinking
CDC PLACES
Miami
15.3%
Miami +
New York
16.9%
Current Smokers
CDC PLACES
Miami
12.3%
New York
11.4%
New York +
| Metric | Miami, FL | New York, NY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 29.9% | 25.1% | New York + |
| Diabetes RateCDC PLACES | 15.5% | 11.9% | New York + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.0% | 15.4% | Miami + |
| No Health InsuranceCDC PLACES | 27.2% | 10.6% | New York + |
| Binge DrinkingCDC PLACES | 15.3% | 16.9% | Miami + |
| Current SmokersCDC PLACES | 12.3% | 11.4% | New York + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Miami
75.8°F
New York
55.4°F
New York +
Annual Precipitation
NOAA 1991–2020 normal
Miami
64.1 in
New York
46.6 in
New York +
| Metric | Miami, FL | New York, NY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 75.8°F | 55.4°F | New York + |
| Annual PrecipitationNOAA 1991–2020 normal | 64.1 in | 46.6 in | New York + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Miami
7.2 µg/m³
Miami +
New York
8.1 µg/m³
Good Air Days
AQI ≤ 50
Miami
75.0%
New York
75.0%
Tie
| Metric | Miami, FL | New York, NY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 8.1 µg/m³ | Miami + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Miami
29.9 min
Miami +
New York
44.2 min
| Metric | Miami, FL | New York, NY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 29.9 min | 44.2 min | Miami + |
Which City is Right for You?
New York leads in median household income at $79,713, while miami offers more affordable housing with a median home price of $580,996. On public safety, Miami is safer with a violent crime rate of 324 per 100,000 residents, compared to 434 in New York. Miami has a lower unemployment rate at 5.0%, and Miami has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, New York scores better with a lower obesity rate of 25.1%.
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