Miami FL vs Philadelphia PA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Miami, FL
Florida · Population: 446,663
- Median HH Income$59,390
- Median Home Price$580,996
- Unemployment5.0%
- Bachelor's+35.6%
Philadelphia, PA
Pennsylvania · Population: 1,582,432
- Median HH Income$60,698
- Median Home Price$233,814
- Unemployment8.4%
- Bachelor's+34.6%
Detailed Comparison
Demographics
Population
Miami
446,663
Philadelphia
1,582,432
Philadelphia +
Pop. Density / sq mi
Lower = more space
Miami
N/A
Philadelphia
N/A
Median Age
Miami
39.7
Philadelphia
35.1
Philadelphia +
Foreign Born
Miami
57.7%
Miami +
Philadelphia
14.6%
White
Miami
34.2%
Philadelphia
36.1%
Philadelphia +
Black
Miami
13.7%
Philadelphia
39.9%
Philadelphia +
Asian
Miami
1.6%
Philadelphia
7.8%
Philadelphia +
Hispanic
Miami
71.2%
Miami +
Philadelphia
15.2%
Spanish at Home
Miami
N/A
Philadelphia
N/A
| Metric | Miami, FL | Philadelphia, PA | Better |
|---|---|---|---|
| Population | 446,663 | 1,582,432 | Philadelphia + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 39.7 | 35.1 | Philadelphia + |
| Foreign Born | 57.7% | 14.6% | Miami + |
| White | 34.2% | 36.1% | Philadelphia + |
| Black | 13.7% | 39.9% | Philadelphia + |
| Asian | 1.6% | 7.8% | Philadelphia + |
| Hispanic | 71.2% | 15.2% | Miami + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Miami
$59,390
Philadelphia
$60,698
Philadelphia +
Per Capita Income
Miami
$42,528
Miami +
Philadelphia
$37,669
Per Capita Personal Income (MSA)
BEA MSA-level
Miami
$65,328
Miami +
Philadelphia
$65,080
Unemployment Rate
Miami
5.0%
Miami +
Philadelphia
8.4%
Poverty Rate
Miami
19.2%
Miami +
Philadelphia
22.0%
Bachelor's Degree+
Miami
35.6%
Miami +
Philadelphia
34.6%
| Metric | Miami, FL | Philadelphia, PA | Better |
|---|---|---|---|
| Median HH Income | $59,390 | $60,698 | Philadelphia + |
| Per Capita Income | $42,528 | $37,669 | Miami + |
| Per Capita Personal Income (MSA)BEA MSA-level | $65,328 | $65,080 | Miami + |
| Unemployment Rate | 5.0% | 8.4% | Miami + |
| Poverty Rate | 19.2% | 22.0% | Miami + |
| Bachelor's Degree+ | 35.6% | 34.6% | Miami + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Miami
$580,996
Philadelphia
$233,814
Philadelphia +
Homeownership Rate
Miami
30.7%
Philadelphia
52.3%
Philadelphia +
| Metric | Miami, FL | Philadelphia, PA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $580,996 | $233,814 | Philadelphia + |
| Homeownership Rate | 30.7% | 52.3% | Philadelphia + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Miami
324
Philadelphia
319
Philadelphia +
Property Crime / 100K
FBI CDE (state-level est.)
Miami
1453
Miami +
Philadelphia
1613
| Metric | Miami, FL | Philadelphia, PA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 324 | 319 | Philadelphia + |
| Property Crime / 100KFBI CDE (state-level est.) | 1453 | 1613 | Miami + |
Health
Obesity Rate
CDC PLACES
Miami
29.9%
Philadelphia
N/A
Diabetes Rate
CDC PLACES
Miami
15.5%
Philadelphia
N/A
Poor Mental Health
CDC PLACES — 14+ days/month
Miami
15.0%
Philadelphia
N/A
No Health Insurance
CDC PLACES
Miami
27.2%
Philadelphia
N/A
Binge Drinking
CDC PLACES
Miami
15.3%
Philadelphia
N/A
Current Smokers
CDC PLACES
Miami
12.3%
Philadelphia
N/A
| Metric | Miami, FL | Philadelphia, PA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 29.9% | N/A | - |
| Diabetes RateCDC PLACES | 15.5% | N/A | - |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.0% | N/A | - |
| No Health InsuranceCDC PLACES | 27.2% | N/A | - |
| Binge DrinkingCDC PLACES | 15.3% | N/A | - |
| Current SmokersCDC PLACES | 12.3% | N/A | - |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Miami
75.8°F
Philadelphia
57.1°F
Philadelphia +
Annual Precipitation
NOAA 1991–2020 normal
Miami
64.1 in
Philadelphia
48.5 in
Philadelphia +
| Metric | Miami, FL | Philadelphia, PA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 75.8°F | 57.1°F | Philadelphia + |
| Annual PrecipitationNOAA 1991–2020 normal | 64.1 in | 48.5 in | Philadelphia + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Miami
7.2 µg/m³
Miami +
Philadelphia
9.8 µg/m³
Good Air Days
AQI ≤ 50
Miami
75.0%
Miami +
Philadelphia
55.0%
| Metric | Miami, FL | Philadelphia, PA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 9.8 µg/m³ | Miami + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Miami + |
Commute
Mean Commute Time
Census ACS
Miami
29.9 min
Miami +
Philadelphia
34.5 min
| Metric | Miami, FL | Philadelphia, PA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 29.9 min | 34.5 min | Miami + |
Which City is Right for You?
Philadelphia leads in median household income at $60,698, while philadelphia offers more affordable housing with a median home price of $233,814. On public safety, Philadelphia is safer with a violent crime rate of 319 per 100,000 residents, compared to 324 in Miami. Miami has a lower unemployment rate at 5.0%, and Miami has cleaner air (PM2.5 avg 7.2 µg/m³).
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