Mount Vernon NY vs Naperville IL — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Mount Vernon, NY

New York · Population: 72,528

  • Median HH Income$77,171
  • Median Home Price$579,771
  • Unemployment6.9%
  • Bachelor's+35.0%

Naperville, IL

Illinois · Population: 149,424

  • Median HH Income$150,937
  • Median Home Price$618,452
  • Unemployment4.2%
  • Bachelor's+71.7%

Detailed Comparison

Demographics

Population
Mount Vernon
72,528
Naperville
149,424
Naperville +
Pop. Density / sq mi
Lower = more space
Mount Vernon
N/A
Naperville
N/A
Median Age
Mount Vernon
41.9
Naperville
40.1
Naperville +
Foreign Born
Mount Vernon
31.9%
Mount Vernon +
Naperville
22.6%
White
Mount Vernon
16.2%
Naperville
64.5%
Naperville +
Black
Mount Vernon
60.4%
Mount Vernon +
Naperville
4.4%
Asian
Mount Vernon
2.2%
Naperville
21.8%
Naperville +
Hispanic
Mount Vernon
18.3%
Mount Vernon +
Naperville
7.4%
Spanish at Home
Mount Vernon
N/A
Naperville
N/A

Economy

Median HH Income
Mount Vernon
$77,171
Naperville
$150,937
Naperville +
Per Capita Income
Mount Vernon
$42,158
Naperville
$71,011
Naperville +
Per Capita Personal Income (MSA)
BEA MSA-level
Mount Vernon
$77,425
Mount Vernon +
Naperville
$68,110
Unemployment Rate
Mount Vernon
6.9%
Naperville
4.2%
Naperville +
Poverty Rate
Mount Vernon
13.6%
Naperville
4.4%
Naperville +
Bachelor's Degree+
Mount Vernon
35.0%
Naperville
71.7%
Naperville +

Housing

Median Home Value
Zillow ZHVI / Census ACS
Mount Vernon
$579,771
Mount Vernon +
Naperville
$618,452
Homeownership Rate
Mount Vernon
42.1%
Naperville
74.3%
Naperville +

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Mount Vernon
434
Naperville
344
Naperville +
Property Crime / 100K
FBI CDE (state-level est.)
Mount Vernon
1736
Mount Vernon +
Naperville
1842

Health

Obesity Rate
CDC PLACES
Mount Vernon
33.2%
Naperville
27.9%
Naperville +
Diabetes Rate
CDC PLACES
Mount Vernon
13.6%
Naperville
8.7%
Naperville +
Poor Mental Health
CDC PLACES — 14+ days/month
Mount Vernon
16.3%
Naperville
12.3%
Naperville +
No Health Insurance
CDC PLACES
Mount Vernon
9.3%
Naperville
4.6%
Naperville +
Binge Drinking
CDC PLACES
Mount Vernon
12.8%
Mount Vernon +
Naperville
16.7%
Current Smokers
CDC PLACES
Mount Vernon
12.8%
Naperville
7.4%
Naperville +

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Mount Vernon
N/A
Naperville
N/A
Annual Precipitation
NOAA 1991–2020 normal
Mount Vernon
N/A
Naperville
N/A

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Mount Vernon
8.1 µg/m³
Mount Vernon +
Naperville
9.4 µg/m³
Good Air Days
AQI ≤ 50
Mount Vernon
75.0%
Mount Vernon +
Naperville
55.0%

Commute

Mean Commute Time
Census ACS
Mount Vernon
38.6 min
Naperville
33.8 min
Naperville +

Which City is Right for You?

Naperville leads in median household income at $150,937, while mount Vernon offers more affordable housing with a median home price of $579,771. On public safety, Naperville is safer with a violent crime rate of 344 per 100,000 residents, compared to 434 in Mount Vernon. Naperville has a lower unemployment rate at 4.2%, and Mount Vernon has cleaner air (PM2.5 avg 8.1 µg/m³). For overall health outcomes, Naperville scores better with a lower obesity rate of 27.9%.

Compare More Cities

About Mount Vernon & Naperville