Mount Vernon NY vs Palm Bay FL — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Mount Vernon, NY

New York · Population: 72,528

  • Median HH Income$77,171
  • Median Home Price$579,771
  • Unemployment6.9%
  • Bachelor's+35.0%

Palm Bay, FL

Florida · Population: 125,273

  • Median HH Income$67,521
  • Median Home Price$304,173
  • Unemployment5.9%
  • Bachelor's+22.6%

Detailed Comparison

Demographics

Population
Mount Vernon
72,528
Palm Bay
125,273
Palm Bay +
Pop. Density / sq mi
Lower = more space
Mount Vernon
N/A
Palm Bay
N/A
Median Age
Mount Vernon
41.9
Palm Bay
41.3
Palm Bay +
Foreign Born
Mount Vernon
31.9%
Mount Vernon +
Palm Bay
15.1%
White
Mount Vernon
16.2%
Palm Bay
59.2%
Palm Bay +
Black
Mount Vernon
60.4%
Mount Vernon +
Palm Bay
19.3%
Asian
Mount Vernon
2.2%
Mount Vernon +
Palm Bay
2.1%
Hispanic
Mount Vernon
18.3%
Palm Bay
19.7%
Palm Bay +
Spanish at Home
Mount Vernon
N/A
Palm Bay
N/A

Economy

Median HH Income
Mount Vernon
$77,171
Mount Vernon +
Palm Bay
$67,521
Per Capita Income
Mount Vernon
$42,158
Mount Vernon +
Palm Bay
$34,474
Per Capita Personal Income (MSA)
BEA MSA-level
Mount Vernon
$77,425
Mount Vernon +
Palm Bay
$65,328
Unemployment Rate
Mount Vernon
6.9%
Palm Bay
5.9%
Palm Bay +
Poverty Rate
Mount Vernon
13.6%
Palm Bay
11.6%
Palm Bay +
Bachelor's Degree+
Mount Vernon
35.0%
Mount Vernon +
Palm Bay
22.6%

Housing

Median Home Value
Zillow ZHVI / Census ACS
Mount Vernon
$579,771
Palm Bay
$304,173
Palm Bay +
Homeownership Rate
Mount Vernon
42.1%
Palm Bay
79.3%
Palm Bay +

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Mount Vernon
434
Palm Bay
324
Palm Bay +
Property Crime / 100K
FBI CDE (state-level est.)
Mount Vernon
1736
Palm Bay
1453
Palm Bay +

Health

Obesity Rate
CDC PLACES
Mount Vernon
33.2%
Mount Vernon +
Palm Bay
36.5%
Diabetes Rate
CDC PLACES
Mount Vernon
13.6%
Mount Vernon +
Palm Bay
14.0%
Poor Mental Health
CDC PLACES — 14+ days/month
Mount Vernon
16.3%
Mount Vernon +
Palm Bay
17.6%
No Health Insurance
CDC PLACES
Mount Vernon
9.3%
Mount Vernon +
Palm Bay
14.2%
Binge Drinking
CDC PLACES
Mount Vernon
12.8%
Mount Vernon +
Palm Bay
14.4%
Current Smokers
CDC PLACES
Mount Vernon
12.8%
Mount Vernon +
Palm Bay
14.5%

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Mount Vernon
N/A
Palm Bay
N/A
Annual Precipitation
NOAA 1991–2020 normal
Mount Vernon
N/A
Palm Bay
N/A

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Mount Vernon
8.1 µg/m³
Palm Bay
7.2 µg/m³
Palm Bay +
Good Air Days
AQI ≤ 50
Mount Vernon
75.0%
Palm Bay
75.0%
Tie

Commute

Mean Commute Time
Census ACS
Mount Vernon
38.6 min
Palm Bay
29.6 min
Palm Bay +

Which City is Right for You?

Mount Vernon leads in median household income at $77,171, while palm Bay offers more affordable housing with a median home price of $304,173. On public safety, Palm Bay is safer with a violent crime rate of 324 per 100,000 residents, compared to 434 in Mount Vernon. Palm Bay has a lower unemployment rate at 5.9%, and Palm Bay has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Mount Vernon scores better with a lower obesity rate of 33.2%.

Compare More Cities

About Mount Vernon & Palm Bay