Mount Vernon NY vs Richmond CA — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Mount Vernon, NY

New York · Population: 72,528

  • Median HH Income$77,171
  • Median Home Price$579,771
  • Unemployment6.9%
  • Bachelor's+35.0%

Richmond, CA

California · Population: 115,396

  • Median HH Income$90,038
  • Median Home Price$608,357
  • Unemployment7.0%
  • Bachelor's+32.6%

Detailed Comparison

Demographics

Population
Mount Vernon
72,528
Richmond
115,396
Richmond +
Pop. Density / sq mi
Lower = more space
Mount Vernon
N/A
Richmond
N/A
Median Age
Mount Vernon
41.9
Richmond
37.6
Richmond +
Foreign Born
Mount Vernon
31.9%
Richmond
34.5%
Richmond +
White
Mount Vernon
16.2%
Richmond
21.4%
Richmond +
Black
Mount Vernon
60.4%
Mount Vernon +
Richmond
17.3%
Asian
Mount Vernon
2.2%
Richmond
13.1%
Richmond +
Hispanic
Mount Vernon
18.3%
Richmond
46.9%
Richmond +
Spanish at Home
Mount Vernon
N/A
Richmond
N/A

Economy

Median HH Income
Mount Vernon
$77,171
Richmond
$90,038
Richmond +
Per Capita Income
Mount Vernon
$42,158
Mount Vernon +
Richmond
$41,898
Per Capita Personal Income (MSA)
BEA MSA-level
Mount Vernon
$77,425
Mount Vernon +
Richmond
$77,230
Unemployment Rate
Mount Vernon
6.9%
Mount Vernon +
Richmond
7.0%
Poverty Rate
Mount Vernon
13.6%
Mount Vernon +
Richmond
13.7%
Bachelor's Degree+
Mount Vernon
35.0%
Mount Vernon +
Richmond
32.6%

Housing

Median Home Value
Zillow ZHVI / Census ACS
Mount Vernon
$579,771
Mount Vernon +
Richmond
$608,357
Homeownership Rate
Mount Vernon
42.1%
Richmond
52.5%
Richmond +

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Mount Vernon
434
Mount Vernon +
Richmond
503
Property Crime / 100K
FBI CDE (state-level est.)
Mount Vernon
1736
Mount Vernon +
Richmond
2388

Health

Obesity Rate
CDC PLACES
Mount Vernon
33.2%
Richmond
32.9%
Richmond +
Diabetes Rate
CDC PLACES
Mount Vernon
13.6%
Richmond
12.9%
Richmond +
Poor Mental Health
CDC PLACES — 14+ days/month
Mount Vernon
16.3%
Mount Vernon +
Richmond
17.8%
No Health Insurance
CDC PLACES
Mount Vernon
9.3%
Mount Vernon +
Richmond
13.9%
Binge Drinking
CDC PLACES
Mount Vernon
12.8%
Mount Vernon +
Richmond
14.9%
Current Smokers
CDC PLACES
Mount Vernon
12.8%
Richmond
11.9%
Richmond +

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Mount Vernon
N/A
Richmond
58.5°F
Annual Precipitation
NOAA 1991–2020 normal
Mount Vernon
N/A
Richmond
24.9 in

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Mount Vernon
8.1 µg/m³
Richmond
7.9 µg/m³
Richmond +
Good Air Days
AQI ≤ 50
Mount Vernon
75.0%
Richmond
75.0%
Tie

Commute

Mean Commute Time
Census ACS
Mount Vernon
38.6 min
Richmond
37.7 min
Richmond +

Which City is Right for You?

Richmond leads in median household income at $90,038, while mount Vernon offers more affordable housing with a median home price of $579,771. On public safety, Mount Vernon is safer with a violent crime rate of 434 per 100,000 residents, compared to 503 in Richmond. Mount Vernon has a lower unemployment rate at 6.9%, and Richmond has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Richmond scores better with a lower obesity rate of 32.9%.

Compare More Cities

About Mount Vernon & Richmond