Mount Vernon NY vs San Jose CA — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Mount Vernon, NY

New York · Population: 72,528

  • Median HH Income$77,171
  • Median Home Price$579,771
  • Unemployment6.9%
  • Bachelor's+35.0%

San Jose, CA

California · Population: 990,054

  • Median HH Income$141,565
  • Median Home Price$1,452,609
  • Unemployment4.7%
  • Bachelor's+46.5%

Detailed Comparison

Demographics

Population
Mount Vernon
72,528
San Jose
990,054
San Jose +
Pop. Density / sq mi
Lower = more space
Mount Vernon
N/A
San Jose
N/A
Median Age
Mount Vernon
41.9
San Jose
38.1
San Jose +
Foreign Born
Mount Vernon
31.9%
San Jose
41.6%
San Jose +
White
Mount Vernon
16.2%
San Jose
29.0%
San Jose +
Black
Mount Vernon
60.4%
Mount Vernon +
San Jose
2.9%
Asian
Mount Vernon
2.2%
San Jose
38.6%
San Jose +
Hispanic
Mount Vernon
18.3%
San Jose
30.9%
San Jose +
Spanish at Home
Mount Vernon
N/A
San Jose
N/A

Economy

Median HH Income
Mount Vernon
$77,171
San Jose
$141,565
San Jose +
Per Capita Income
Mount Vernon
$42,158
San Jose
$63,253
San Jose +
Per Capita Personal Income (MSA)
BEA MSA-level
Mount Vernon
$77,425
Mount Vernon +
San Jose
$77,230
Unemployment Rate
Mount Vernon
6.9%
San Jose
4.7%
San Jose +
Poverty Rate
Mount Vernon
13.6%
San Jose
7.8%
San Jose +
Bachelor's Degree+
Mount Vernon
35.0%
San Jose
46.5%
San Jose +

Housing

Median Home Value
Zillow ZHVI / Census ACS
Mount Vernon
$579,771
Mount Vernon +
San Jose
$1,452,609
Homeownership Rate
Mount Vernon
42.1%
San Jose
56.0%
San Jose +

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Mount Vernon
434
Mount Vernon +
San Jose
503
Property Crime / 100K
FBI CDE (state-level est.)
Mount Vernon
1736
Mount Vernon +
San Jose
2388

Health

Obesity Rate
CDC PLACES
Mount Vernon
33.2%
San Jose
23.7%
San Jose +
Diabetes Rate
CDC PLACES
Mount Vernon
13.6%
San Jose
11.1%
San Jose +
Poor Mental Health
CDC PLACES — 14+ days/month
Mount Vernon
16.3%
San Jose
14.9%
San Jose +
No Health Insurance
CDC PLACES
Mount Vernon
9.3%
San Jose
9.1%
San Jose +
Binge Drinking
CDC PLACES
Mount Vernon
12.8%
Mount Vernon +
San Jose
13.0%
Current Smokers
CDC PLACES
Mount Vernon
12.8%
San Jose
9.4%
San Jose +

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Mount Vernon
N/A
San Jose
61.5°F
Annual Precipitation
NOAA 1991–2020 normal
Mount Vernon
N/A
San Jose
14.9 in

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Mount Vernon
8.1 µg/m³
San Jose
7.9 µg/m³
San Jose +
Good Air Days
AQI ≤ 50
Mount Vernon
75.0%
San Jose
75.0%
Tie

Commute

Mean Commute Time
Census ACS
Mount Vernon
38.6 min
San Jose
30.4 min
San Jose +

Which City is Right for You?

San Jose leads in median household income at $141,565, while mount Vernon offers more affordable housing with a median home price of $579,771. On public safety, Mount Vernon is safer with a violent crime rate of 434 per 100,000 residents, compared to 503 in San Jose. San Jose has a lower unemployment rate at 4.7%, and San Jose has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, San Jose scores better with a lower obesity rate of 23.7%.

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About Mount Vernon & San Jose