Mount Vernon NY vs Springfield MA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Mount Vernon, NY
New York · Population: 72,528
- Median HH Income$77,171
- Median Home Price$579,771
- Unemployment6.9%
- Bachelor's+35.0%
Springfield, MA
Massachusetts · Population: 154,751
- Median HH Income$51,339
- Median Home Price$298,985
- Unemployment8.2%
- Bachelor's+19.7%
Detailed Comparison
Demographics
Population
Mount Vernon
72,528
Springfield
154,751
Springfield +
Pop. Density / sq mi
Lower = more space
Mount Vernon
N/A
Springfield
N/A
Median Age
Mount Vernon
41.9
Springfield
33.7
Springfield +
Foreign Born
Mount Vernon
31.9%
Mount Vernon +
Springfield
10.2%
White
Mount Vernon
16.2%
Springfield
40.8%
Springfield +
Black
Mount Vernon
60.4%
Mount Vernon +
Springfield
20.0%
Asian
Mount Vernon
2.2%
Springfield
2.8%
Springfield +
Hispanic
Mount Vernon
18.3%
Springfield
47.4%
Springfield +
Spanish at Home
Mount Vernon
N/A
Springfield
N/A
| Metric | Mount Vernon, NY | Springfield, MA | Better |
|---|---|---|---|
| Population | 72,528 | 154,751 | Springfield + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 41.9 | 33.7 | Springfield + |
| Foreign Born | 31.9% | 10.2% | Mount Vernon + |
| White | 16.2% | 40.8% | Springfield + |
| Black | 60.4% | 20.0% | Mount Vernon + |
| Asian | 2.2% | 2.8% | Springfield + |
| Hispanic | 18.3% | 47.4% | Springfield + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Mount Vernon
$77,171
Mount Vernon +
Springfield
$51,339
Per Capita Income
Mount Vernon
$42,158
Mount Vernon +
Springfield
$27,054
Per Capita Personal Income (MSA)
BEA MSA-level
Mount Vernon
$77,425
Springfield
$85,405
Springfield +
Unemployment Rate
Mount Vernon
6.9%
Mount Vernon +
Springfield
8.2%
Poverty Rate
Mount Vernon
13.6%
Mount Vernon +
Springfield
25.3%
Bachelor's Degree+
Mount Vernon
35.0%
Mount Vernon +
Springfield
19.7%
| Metric | Mount Vernon, NY | Springfield, MA | Better |
|---|---|---|---|
| Median HH Income | $77,171 | $51,339 | Mount Vernon + |
| Per Capita Income | $42,158 | $27,054 | Mount Vernon + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,425 | $85,405 | Springfield + |
| Unemployment Rate | 6.9% | 8.2% | Mount Vernon + |
| Poverty Rate | 13.6% | 25.3% | Mount Vernon + |
| Bachelor's Degree+ | 35.0% | 19.7% | Mount Vernon + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Mount Vernon
$579,771
Springfield
$298,985
Springfield +
Homeownership Rate
Mount Vernon
42.1%
Springfield
49.5%
Springfield +
| Metric | Mount Vernon, NY | Springfield, MA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $579,771 | $298,985 | Springfield + |
| Homeownership Rate | 42.1% | 49.5% | Springfield + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Mount Vernon
434
Springfield
326
Springfield +
Property Crime / 100K
FBI CDE (state-level est.)
Mount Vernon
1736
Springfield
1086
Springfield +
| Metric | Mount Vernon, NY | Springfield, MA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 434 | 326 | Springfield + |
| Property Crime / 100KFBI CDE (state-level est.) | 1736 | 1086 | Springfield + |
Health
Obesity Rate
CDC PLACES
Mount Vernon
33.2%
Mount Vernon +
Springfield
39.6%
Diabetes Rate
CDC PLACES
Mount Vernon
13.6%
Mount Vernon +
Springfield
14.8%
Poor Mental Health
CDC PLACES — 14+ days/month
Mount Vernon
16.3%
Mount Vernon +
Springfield
21.1%
No Health Insurance
CDC PLACES
Mount Vernon
9.3%
Mount Vernon +
Springfield
13.7%
Binge Drinking
CDC PLACES
Mount Vernon
12.8%
Mount Vernon +
Springfield
15.1%
Current Smokers
CDC PLACES
Mount Vernon
12.8%
Mount Vernon +
Springfield
17.5%
| Metric | Mount Vernon, NY | Springfield, MA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.2% | 39.6% | Mount Vernon + |
| Diabetes RateCDC PLACES | 13.6% | 14.8% | Mount Vernon + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.3% | 21.1% | Mount Vernon + |
| No Health InsuranceCDC PLACES | 9.3% | 13.7% | Mount Vernon + |
| Binge DrinkingCDC PLACES | 12.8% | 15.1% | Mount Vernon + |
| Current SmokersCDC PLACES | 12.8% | 17.5% | Mount Vernon + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Mount Vernon
N/A
Springfield
N/A
Annual Precipitation
NOAA 1991–2020 normal
Mount Vernon
N/A
Springfield
N/A
| Metric | Mount Vernon, NY | Springfield, MA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Mount Vernon
8.1 µg/m³
Springfield
7.2 µg/m³
Springfield +
Good Air Days
AQI ≤ 50
Mount Vernon
75.0%
Springfield
75.0%
Tie
| Metric | Mount Vernon, NY | Springfield, MA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.1 µg/m³ | 7.2 µg/m³ | Springfield + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Mount Vernon
38.6 min
Springfield
22.6 min
Springfield +
| Metric | Mount Vernon, NY | Springfield, MA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 38.6 min | 22.6 min | Springfield + |
Which City is Right for You?
Mount Vernon leads in median household income at $77,171, while springfield offers more affordable housing with a median home price of $298,985. On public safety, Springfield is safer with a violent crime rate of 326 per 100,000 residents, compared to 434 in Mount Vernon. Mount Vernon has a lower unemployment rate at 6.9%, and Springfield has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Mount Vernon scores better with a lower obesity rate of 33.2%.
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