Mount Vernon NY vs St. Charles MO — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Mount Vernon, NY
New York · Population: 72,528
- Median HH Income$77,171
- Median Home Price$579,771
- Unemployment6.9%
- Bachelor's+35.0%
St. Charles, MO
Missouri · Population: 71,542
- Median HH Income$55,578
- Median Home Price$144,200
- Unemployment4.7%
- Bachelor's+22.7%
Detailed Comparison
Demographics
Population
Mount Vernon
72,528
Mount Vernon +
St. Charles
71,542
Pop. Density / sq mi
Lower = more space
Mount Vernon
N/A
St. Charles
N/A
Median Age
Mount Vernon
41.9
St. Charles
37.9
St. Charles +
Foreign Born
Mount Vernon
31.9%
Mount Vernon +
St. Charles
4.2%
White
Mount Vernon
16.2%
St. Charles
80.4%
St. Charles +
Black
Mount Vernon
60.4%
Mount Vernon +
St. Charles
6.7%
Asian
Mount Vernon
2.2%
Mount Vernon +
St. Charles
1.4%
Hispanic
Mount Vernon
18.3%
Mount Vernon +
St. Charles
7.7%
Spanish at Home
Mount Vernon
N/A
St. Charles
N/A
| Metric | Mount Vernon, NY | St. Charles, MO | Better |
|---|---|---|---|
| Population | 72,528 | 71,542 | Mount Vernon + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 41.9 | 37.9 | St. Charles + |
| Foreign Born | 31.9% | 4.2% | Mount Vernon + |
| White | 16.2% | 80.4% | St. Charles + |
| Black | 60.4% | 6.7% | Mount Vernon + |
| Asian | 2.2% | 1.4% | Mount Vernon + |
| Hispanic | 18.3% | 7.7% | Mount Vernon + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Mount Vernon
$77,171
Mount Vernon +
St. Charles
$55,578
Per Capita Income
Mount Vernon
$42,158
Mount Vernon +
St. Charles
$31,499
Per Capita Personal Income (MSA)
BEA MSA-level
Mount Vernon
$77,425
Mount Vernon +
St. Charles
$58,527
Unemployment Rate
Mount Vernon
6.9%
St. Charles
4.7%
St. Charles +
Poverty Rate
Mount Vernon
13.6%
Mount Vernon +
St. Charles
18.7%
Bachelor's Degree+
Mount Vernon
35.0%
Mount Vernon +
St. Charles
22.7%
| Metric | Mount Vernon, NY | St. Charles, MO | Better |
|---|---|---|---|
| Median HH Income | $77,171 | $55,578 | Mount Vernon + |
| Per Capita Income | $42,158 | $31,499 | Mount Vernon + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,425 | $58,527 | Mount Vernon + |
| Unemployment Rate | 6.9% | 4.7% | St. Charles + |
| Poverty Rate | 13.6% | 18.7% | Mount Vernon + |
| Bachelor's Degree+ | 35.0% | 22.7% | Mount Vernon + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Mount Vernon
$579,771
St. Charles
$144,200
St. Charles +
Homeownership Rate
Mount Vernon
42.1%
St. Charles
61.4%
St. Charles +
| Metric | Mount Vernon, NY | St. Charles, MO | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $579,771 | $144,200 | St. Charles + |
| Homeownership Rate | 42.1% | 61.4% | St. Charles + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Mount Vernon
434
Mount Vernon +
St. Charles
501
Property Crime / 100K
FBI CDE (state-level est.)
Mount Vernon
1736
Mount Vernon +
St. Charles
2418
| Metric | Mount Vernon, NY | St. Charles, MO | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 434 | 501 | Mount Vernon + |
| Property Crime / 100KFBI CDE (state-level est.) | 1736 | 2418 | Mount Vernon + |
Health
Obesity Rate
CDC PLACES
Mount Vernon
33.2%
Mount Vernon +
St. Charles
35.9%
Diabetes Rate
CDC PLACES
Mount Vernon
13.6%
St. Charles
10.4%
St. Charles +
Poor Mental Health
CDC PLACES — 14+ days/month
Mount Vernon
16.3%
St. Charles
16.0%
St. Charles +
No Health Insurance
CDC PLACES
Mount Vernon
9.3%
St. Charles
7.1%
St. Charles +
Binge Drinking
CDC PLACES
Mount Vernon
12.8%
Mount Vernon +
St. Charles
18.4%
Current Smokers
CDC PLACES
Mount Vernon
12.8%
St. Charles
12.5%
St. Charles +
| Metric | Mount Vernon, NY | St. Charles, MO | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.2% | 35.9% | Mount Vernon + |
| Diabetes RateCDC PLACES | 13.6% | 10.4% | St. Charles + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.3% | 16.0% | St. Charles + |
| No Health InsuranceCDC PLACES | 9.3% | 7.1% | St. Charles + |
| Binge DrinkingCDC PLACES | 12.8% | 18.4% | Mount Vernon + |
| Current SmokersCDC PLACES | 12.8% | 12.5% | St. Charles + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Mount Vernon
N/A
St. Charles
N/A
Annual Precipitation
NOAA 1991–2020 normal
Mount Vernon
N/A
St. Charles
N/A
| Metric | Mount Vernon, NY | St. Charles, MO | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Mount Vernon
8.1 µg/m³
Mount Vernon +
St. Charles
9.3 µg/m³
Good Air Days
AQI ≤ 50
Mount Vernon
75.0%
Mount Vernon +
St. Charles
55.0%
| Metric | Mount Vernon, NY | St. Charles, MO | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.1 µg/m³ | 9.3 µg/m³ | Mount Vernon + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Mount Vernon + |
Commute
Mean Commute Time
Census ACS
Mount Vernon
38.6 min
St. Charles
18.3 min
St. Charles +
| Metric | Mount Vernon, NY | St. Charles, MO | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 38.6 min | 18.3 min | St. Charles + |
Which City is Right for You?
Mount Vernon leads in median household income at $77,171, while st. Charles offers more affordable housing with a median home price of $144,200. On public safety, Mount Vernon is safer with a violent crime rate of 434 per 100,000 residents, compared to 501 in St. Charles. St. Charles has a lower unemployment rate at 4.7%, and Mount Vernon has cleaner air (PM2.5 avg 8.1 µg/m³). For overall health outcomes, Mount Vernon scores better with a lower obesity rate of 33.2%.
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