Mount Vernon NY vs Toledo OH — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Mount Vernon, NY
New York · Population: 72,528
- Median HH Income$77,171
- Median Home Price$579,771
- Unemployment6.9%
- Bachelor's+35.0%
Toledo, OH
Ohio · Population: 268,461
- Median HH Income$47,532
- Median Home Price$130,101
- Unemployment8.5%
- Bachelor's+21.0%
Detailed Comparison
Demographics
Population
Mount Vernon
72,528
Toledo
268,461
Toledo +
Pop. Density / sq mi
Lower = more space
Mount Vernon
N/A
Toledo
N/A
Median Age
Mount Vernon
41.9
Toledo
35.7
Toledo +
Foreign Born
Mount Vernon
31.9%
Mount Vernon +
Toledo
3.4%
White
Mount Vernon
16.2%
Toledo
58.7%
Toledo +
Black
Mount Vernon
60.4%
Mount Vernon +
Toledo
28.7%
Asian
Mount Vernon
2.2%
Mount Vernon +
Toledo
1.4%
Hispanic
Mount Vernon
18.3%
Mount Vernon +
Toledo
8.9%
Spanish at Home
Mount Vernon
N/A
Toledo
N/A
| Metric | Mount Vernon, NY | Toledo, OH | Better |
|---|---|---|---|
| Population | 72,528 | 268,461 | Toledo + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 41.9 | 35.7 | Toledo + |
| Foreign Born | 31.9% | 3.4% | Mount Vernon + |
| White | 16.2% | 58.7% | Toledo + |
| Black | 60.4% | 28.7% | Mount Vernon + |
| Asian | 2.2% | 1.4% | Mount Vernon + |
| Hispanic | 18.3% | 8.9% | Mount Vernon + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Mount Vernon
$77,171
Mount Vernon +
Toledo
$47,532
Per Capita Income
Mount Vernon
$42,158
Mount Vernon +
Toledo
$27,407
Per Capita Personal Income (MSA)
BEA MSA-level
Mount Vernon
$77,425
Mount Vernon +
Toledo
$58,300
Unemployment Rate
Mount Vernon
6.9%
Mount Vernon +
Toledo
8.5%
Poverty Rate
Mount Vernon
13.6%
Mount Vernon +
Toledo
24.5%
Bachelor's Degree+
Mount Vernon
35.0%
Mount Vernon +
Toledo
21.0%
| Metric | Mount Vernon, NY | Toledo, OH | Better |
|---|---|---|---|
| Median HH Income | $77,171 | $47,532 | Mount Vernon + |
| Per Capita Income | $42,158 | $27,407 | Mount Vernon + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,425 | $58,300 | Mount Vernon + |
| Unemployment Rate | 6.9% | 8.5% | Mount Vernon + |
| Poverty Rate | 13.6% | 24.5% | Mount Vernon + |
| Bachelor's Degree+ | 35.0% | 21.0% | Mount Vernon + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Mount Vernon
$579,771
Toledo
$130,101
Toledo +
Homeownership Rate
Mount Vernon
42.1%
Toledo
52.7%
Toledo +
| Metric | Mount Vernon, NY | Toledo, OH | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $579,771 | $130,101 | Toledo + |
| Homeownership Rate | 42.1% | 52.7% | Toledo + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Mount Vernon
434
Toledo
319
Toledo +
Property Crime / 100K
FBI CDE (state-level est.)
Mount Vernon
1736
Mount Vernon +
Toledo
1866
| Metric | Mount Vernon, NY | Toledo, OH | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 434 | 319 | Toledo + |
| Property Crime / 100KFBI CDE (state-level est.) | 1736 | 1866 | Mount Vernon + |
Health
Obesity Rate
CDC PLACES
Mount Vernon
33.2%
Mount Vernon +
Toledo
39.3%
Diabetes Rate
CDC PLACES
Mount Vernon
13.6%
Mount Vernon +
Toledo
15.7%
Poor Mental Health
CDC PLACES — 14+ days/month
Mount Vernon
16.3%
Mount Vernon +
Toledo
20.6%
No Health Insurance
CDC PLACES
Mount Vernon
9.3%
Mount Vernon +
Toledo
11.3%
Binge Drinking
CDC PLACES
Mount Vernon
12.8%
Mount Vernon +
Toledo
14.9%
Current Smokers
CDC PLACES
Mount Vernon
12.8%
Mount Vernon +
Toledo
19.9%
| Metric | Mount Vernon, NY | Toledo, OH | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.2% | 39.3% | Mount Vernon + |
| Diabetes RateCDC PLACES | 13.6% | 15.7% | Mount Vernon + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.3% | 20.6% | Mount Vernon + |
| No Health InsuranceCDC PLACES | 9.3% | 11.3% | Mount Vernon + |
| Binge DrinkingCDC PLACES | 12.8% | 14.9% | Mount Vernon + |
| Current SmokersCDC PLACES | 12.8% | 19.9% | Mount Vernon + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Mount Vernon
N/A
Toledo
50.6°F
Annual Precipitation
NOAA 1991–2020 normal
Mount Vernon
N/A
Toledo
33.4 in
| Metric | Mount Vernon, NY | Toledo, OH | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | 50.6°F | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | 33.4 in | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Mount Vernon
8.1 µg/m³
Mount Vernon +
Toledo
10.3 µg/m³
Good Air Days
AQI ≤ 50
Mount Vernon
75.0%
Mount Vernon +
Toledo
55.0%
| Metric | Mount Vernon, NY | Toledo, OH | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.1 µg/m³ | 10.3 µg/m³ | Mount Vernon + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Mount Vernon + |
Commute
Mean Commute Time
Census ACS
Mount Vernon
38.6 min
Toledo
21.3 min
Toledo +
| Metric | Mount Vernon, NY | Toledo, OH | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 38.6 min | 21.3 min | Toledo + |
Which City is Right for You?
Mount Vernon leads in median household income at $77,171, while toledo offers more affordable housing with a median home price of $130,101. On public safety, Toledo is safer with a violent crime rate of 319 per 100,000 residents, compared to 434 in Mount Vernon. Mount Vernon has a lower unemployment rate at 6.9%, and Mount Vernon has cleaner air (PM2.5 avg 8.1 µg/m³). For overall health outcomes, Mount Vernon scores better with a lower obesity rate of 33.2%.
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